Home insurance

You could save up to £264* AND get a FREE
BRIAN toy when you buy home insurance

Home insurance
*10% of customers could save at least £264.02 against their previous renewal price (July - September 2014).

What does home insurance cover?

Home insurance policies fall into two common types - buildings and contents insurance. You can choose either one or both of these based on your needs.

Buildings cover

If you're a homeowner, then it might be worth considering a buildings insurance policy. Although it's not a legal requirement, some mortgage lenders may insist that you have at least a buildings insurance policy in place.

Buildings cover insures your bricks and mortar against fire, flood and subsidence damage and could cover:

  • The building itself (including the roof)
  • Any fitted fixtures
  • Garden sheds

Contents cover

If you're a tenant, your landlord is usually responsible for insuring the building itself, but not your belongings. Contents insurance is generally aimed at tenants, though it's a policy that everyone should consider.

Contents insurance protects your belongings against problems like theft, damage and fire, and it could cover: 

  • Your gadgets (laptop, smartphone, TV)
  • Your furniture e.g. bookcases, wardrobes, sofas
  • Clothes and jewellery
  • Family heirlooms and antiques

Not sure how much your belongings are worth? Check out our handy contents calculator before getting a contents insurance quote.

Combined policies cover both buildings and contents. These policies are only suitable for those who own their homes.

What you'll need to get a quote?

Getting a quote takes about 9 minutes, but having the following at hand could speed up your quote:

  • Your property's build date
  • The date your house was bought/when you moved in
  • Which locks and alarms are fitted

  • Details of any claims you've made in the last five years
  • Your house's rebuild cost
  • The total cost of your personal belongings

Why should I compare home insurance quotes with Confused.com?

We do our best to make sure that you get the best prices from some of the best brands in the market.

We've been comparing home insurance since 2006 and we want to share our expertise with you so that protecting your home doesn't cost the earth:

69 Home insurance reviews

The home insurance policy Confused.com found me was £208 cheaper than my previous policy.... an amazing saving for just 10 minutes work!!!

Juliet Cunnington


Moving home or looking to get insured? We've got tools and calculators to help!

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