Contents insurance typically covers items like your electrical goods, furniture, jewellery, money and clothes. Basically, anything you might take with you if you moved house. Some providers also include cover for the contents of your garden shed.
High value contents insurance
If you own a valuable item such as a family heirloom, expensive gadget or precious jewellery you may need to list them separately as single, high-value items. Some insurers also offer a more specialist high value contents insurance policy for items of significant worth.
Some providers may have a set limit on how much they pay out for a high-value item. So be sure to check this when taking out your policy, to ensure you get the cover you need.