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Learner driver insurance

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  • Click 'GET A CAR QUOTE' to use and compare insurance quotes for learner drivers insurance from different providers

  • Click 'Quote short-term' to visit Provisional Marmalade and get a quote for short-term learner insurance that allows learners to practice in a friend’s or family car without risking the insurance of the car owner
  • What you need to know about learner driver insurance

    Learning to drive can be a stressful and expensive experience. The cost of a car, professional lessons, fuel, tax, insurance and tests can quickly add up, so finding a way to check all these boxes at the best price is a priority for many new drivers.

    • The Driving Standards Agency recommends 47 hours of professional tuition, as well as around 20 hours of additional practice for new drivers, before taking a test.
    • Most professional driving schools will include insurance in the cost of their lessons, but if you can get additional practice with a friend or family member, it can really help speed up the process of learning to drive.
    • If you're practicing in your own car, or the car of a friend or relative, you’re going to need a learner driver insurance policy. This can be in the form of a full 12 month policy, starting on your provisional licence and updating when you pass your test, or on a temporary/short-term policy, designed to cover you specifically while you are learning.
    • Insurance companies base the premiums they charge on how much of a risk they believe a person – and the car they drive – to be, so there’s little wonder that learner drivers often struggle to find competitive insurance premiums.
    • You'll also pay different premiums based on the level of cover you choose, which you can read more about in our guide to the car insurance policy types. can help you find great prices for both regular, 12 month policies and short term learner driver cover. Click 'Get a car quote' above to start comparing full policies, or the ‘Quote short-term’ button to visit our partner, Provisional Marmalade, for a provisional licence insurance quote.

    If you're still looking into learning to drive, you can find information to help you with the steps involved in our guide - Learning to drive.

    Comparing insurance with compare hundreds of car insurance quotes from dozens of top UK insurance providers every day, many of whom are able to offer learner driver policies.

    A standard learner driver car insurance policy compared through runs for a full 12 month period, during which you can learn to drive and pass your test, at which point it becomes a standard insurance policy (once you've let your insurer know you've passed your test). Just select UK provisional when telling us your licence type during the quote process to get prices for you as a learner driver.

    • We compare prices from top insurance providers across the UK, and you can sort your results based on what’s most important to you, whether that’s the price, who provides the insurance, or the policy benefits.
    • Clicking on 'Get a car quote' at the top of the page uses to compare prices on full length policies from lots of different insurance providers offering cover for learner car insurance.
    • We also compare quotes from providers of telematics policies, which involve fitting a small black box to your car to monitor your driving habits. These policies are designed for younger drivers and can work out a cheaper way to get insured. You can visit our telematics explained page for more information on how these policies work, or find the policies available to you on the policy prices page once you’ve run a quote (just look out for those policies listed as 'black box insurance').

    Short-term learner driver insurance from Provisional Marmalade

    With learner driver insurance from Provisional Marmalade, you can buy a short-term top-up policy for 1-3 months, which means you can legally drive while you learn in a parent, guardian, relative or friend's car without affecting their existing insurance policy.

    Some of the features and benefits you can expect to receive through a Provisional Marmalade policy include:

    • No claims discounts available on their new driver insurance policies.
    • Fully comprehensive cover, with protection against fire, theft, malicious damage and accidents while you’re driving the car.
    • Cover for most cars up to insurance group 32 (more information about car insurance groups), with values up to £30,000.
    • Refunds for any complete 30 days’ worth of cover remaining after you pass your test (with a £10 administration fee).

    Short-term policies from Provisional Marmalade not only help to create a flexible and comfortable environment for you to learn in with someone you know, but it could be cheaper than being added to an existing insurance policy whilst you learn.

    Clicking on 'Quote short-term' at the top of the page takes you to the Provisional Marmalade website where you can get a quote for a learner insurance policy from Provisional Marmalade. QuickQuote Logo

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    Short term top up cover is arranged and administered by Provisional Marmalade Ltd, 2 Bramhall Place, Storeys Bar Road, Peterborough, PE1 5YS. Registered in England & Wales, registration number 06779950. Provisional Marmalade Ltd is authorised and regulated by the Financial Conduct Authority – no 542063.