Multi bike motorcycle insurance

We've partnered with BeMoto to provide you with a great value multi bike deal which includes legal expenses cover and 90 days' EU cover for all your motorbikes.

• BeMoto use a team of motorbike specialists, so they know how to get you the best deal on your motorbike insurance.
• There’s no amendment fee. You can change your policy whenever you need to. You can change a motorbike, add a new motorbike, add a modification, change jobs or move home – all for no admin fee. The insurer will pass on any change in price, though.
• BeMoto will cover pretty much any bike. You can mix classics and superbikes, trikes and scooters, quads and modified bikes. You can even include laid-up, SORN and unregistered bikes on the same multi bike policy, and there's no limit to the number of motorbikes you can cover.

• Third-party is the minimum amount of cover you’re legally required to have. While you might think this would be the cheapest option for riders, that’s not always the case. It’s a basic level of cover that covers damage to other vehicles and property as the result of an accident that’s deemed your fault.
  
  It doesn’t cover your motorcycle for repairs or replacements if it’s stolen, damaged or involved in an accident.
  
• Third-party, fire and theft gives you the same level of cover as with third-party, but also covers against repair or replacement costs if it’s stolen or damaged by fire.
• Comprehensive offers one of the highest levels of protection. As well as covering other people and their property in the event of an accident, you’re also covered for damage to your motorcycle.

Before taking out cover, you’ll need to be sure that a multi bike policy works for you. It's always worth comparing your multi bike quote with the cost of insuring each bike individually to make sure you’re paying the cheapest price. Things to think about include:

• If you have more than one rider on the policy
• If you need a range of extras
• Comparing the costs

If you have more than one rider on the policy it will push up the road risk for the motorbikes, so the cost could go up. A multi bike policy might not work out as cheaper than insuring the bikes separately.

If you need a range of extras, such as breakdown cover or legal expenses, it could push up your overall price. This is because you’re adding each extra to multiple bikes.

Comparing the costs. If you’re adding extras to a policy, some will cover you and all your motorbikes, while others might cover just a single motorbike, so you’ll need to buy them several Thertimes. This is often where multi bike insurance works out cheaper overall.