What are the different types of pay as you go car insurance?
There are several types of pay as you go car insurance. It can get a little bit confusing, here are the differences and who they might be more suited to:
- Pay per mile car insurance is offered by providers such as ByMiles. As the name suggests, your insurance is calculated based on how many miles you drive. This might be suitable if you only drive occasionally and want to keep costs down.
- Temporary car insurance offers flexible short-term comprehensive insurance from 1 – 28 days. With the owner’s permission, temporary policies can be taken out on someone else’s car without affecting their existing insurance policy. This type of policy might be suitable if you need cover in an emergency or need to borrow a friend or relative’s car on a short-term basis.
- Pay per hour car insurance is useful if you’re looking for very short-term cover to drive someone else’s car, or in emergency situations.
What level of cover can I get on pay as you go insurance?
What our car insurance expert says
If you don't drive lots of miles or are a young driver looking to build up some experience, pay as you go can be a good option. If you're worried about keeping track of your mileage, most pay as you go policies will make it easy for you to keep track of your driving and even top-up with extra miles if you need to.
Car insurance expert