Covid-19 - Important information 22nd June 2021
International travel has restarted, governed by a traffic light system. The system will help travellers to understand COVID requirements when travelling back to England, Scotland, Wales, and Northern Ireland from a green, amber or red country.
Before buying travel insurance, you should think about what could happen if your destination moves from a green list country to an amber or red list country. You may face extra costs and face travel restrictions that won't be covered by your travel insurance policy.
The traffic light system only tells you what you have to do when returning to England or Scotland, as there will be strict border control measures in place. So even if a country is on the green list, you still need to check your destination's entry requirements and the Foreign, Commonwealth and Development Office (FCDO) advice for travelling there. If the Foreign Office has advised against travel to your destination and you still decide to travel, you won’t be covered by any travel insurance policy you buy.
A few insurers do offer cover if you're an essential traveler, but if you have any questions, you should check the policy wording or contact your chosen provider before you buy.
Need more help?
Like any other travel insurance policy, it’s important to get the appropriate level of cover in place as before you book your trip.
If you’re in the process of booking your trip, you’ll likely know where you’re going and how much cover you’ll need. You should get a policy in place to cover against important things such as cancellation due to illness, medical costs and repatriation, and to cover your personal possessions for the length of your trip.
If you’re interrailing around Europe for the summer, then you want to make sure that you keep yourself safe, including all of your luggage and possessions. A backpacker travel insurance policy will cover you for multiple countries over an extended period of time and will protect you against lost or stolen items.
If you’re going away on one trip for no more than 31 days, a single trip policy should provide you with enough cover. If you’re planning on travelling for more than 31 days to multiple locations, then a backpacker policy will provide you with the appropriate level of cover for your trip.
A backpacker insurance policy should cover you if you end up working on your trip, but not all policies do as standard. Check your policy details before you buy to make sure you’re covered.
A backpacker insurance policy won't normally cover you for any of the following:
- Failing to declare any pre-existing medical conditions
- Travelling against FCDO advice
- Failing to report any lost or stolen possessions in time
- Any incidents that happen while under the influence of alcohol or drugs
What our travel insurance expert says
If you’re backpacking around the world, the last thing you want is to be left out of pocket if something unexpected happens. Getting a backpacker policy in plenty of time means you can enjoy your trip knowing you’ve got all bases covered.
Travel insurance Product Executive
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