A backpackers insurance policy offers a longer trip duration and typically covers a broader range of activities than a standard insurance policy, so you could have greater peace of mind if your adventure is a little more ambitious than a normal holiday. Some backpackers policies can include features such as;
- Longer trip durations, offering up to 18 months' worth of uninterrupted travel - standard annual policies usually cover only around 31 days per trip
- Optional cover for activities such as bungee jumping and scuba diving.
- Some policies might offer cover for conservation or charity work, which could come in handy if you're volunteering on a gap year in Thailand or Borneo (check the small print)