Coronavirus (Covid-19) - important information 3 July 2020
The Foreign and Commonwealth Office (FCO) has lifted its advice against non-essential international travel. This means you can travel to a number of countries from Saturday 4 July.
However, the FCO still advises against travelling to many countries. So check the FCO for the latest advice before you go. If you buy travel insurance and then travel to a country that the FCO advises against visiting, your travel insurance won’t cover you. You won’t be covered for any cancellations either.
All policies bought through Confused.com include cover for emergency medical expenses, including repatriation should you contract Covid-19 abroad, as long as you’re not travelling against FCO advice.
Insurers see coronavirus as what they call a “Known event”. They can exclude this type of event from the cover they offer you. So, be sure to check the policy wording or contact your chosen insurer before you buy.
A backpackers insurance policy offers a longer trip duration and typically covers a broader range of activities than a standard insurance policy, so you could have greater peace of mind if your adventure is a little more ambitious than a normal holiday. Some backpackers policies can include features such as;
- Longer trip durations, offering up to 18 months' worth of uninterrupted travel - standard annual policies usually cover only around 31 days per trip
- Optional cover for activities such as bungee jumping and scuba diving.
- Some policies might offer cover for conservation or charity work, which could come in handy if you're volunteering on a gap year in Thailand or Borneo (check the small print)
- Medical treatment can be surprisingly expensive abroad, so your medical costs and repatriation back to the UK could be covered if you get ill or injured overseas
- Your personal belongings, money and travel documents could also be covered if they're lost/stolen (make sure you report within 24 hours and obtain a police report for proof)
- You could also be covered for delays and cancellations if your flights are postponed due to protests or if you’re forced to cancel your trip in an emergency
- Some policies also cover accident, liability and legal expenses which could be useful if you stumble into any trouble while abroad
- Get your travel insurance in advance - we found that in 2014, the majority of travel insurance quotes made through Confused.com were made a week before travelling and 17% bought the day before. If you leave it too late, you might not get the full benefit of cancellation cover!
- Make sure you read the terms and conditions of your policy, as well as policy exclusions to make sure that you’re covered (most policies won’t cover alcohol or drug related incidents).
- Consider taking a combination of cash, prepaid cards, debit and/or credit cards on your trip.
- Contact your GP to make sure you're up to date with your vaccinations and check if there are any specific jabs for the area you're going to.
- Plan and research your trip in advance, use GOV.UK's Foreign travel advice to get to know the local rules and regulations of the areas you're travelling to.
- Need help packing? Take a look at our top packing tips for your adventure holiday.
A gap year is commonly associated with students who go travelling after graduating from university. However, it can apply to anyone who is taking a career break or sabbatical to see more of the world.
Gap year insurance provides you with uninterrupted travel insurance for the duration of your trip. Not to be confused with an annual policy, which may only cover around 31 days per trip.
It's important to make sure any activities you're planning are included in your policy. This covers you if you have an accident, as medical fees abroad can be extremely expensive.
To find the best gap year travel insurance for your adventure, it’s good to compare policies and weigh up your options. This way you can compare prices and add-ons to create the perfect package. If you're ready, get a quote and select backpacker to get started.
- Quicker than getting quotes for each provider separately.
- Easy to make policy comparisons.
- Get travel insurance, even when at the airport, as your policy documents could be emailed to you within one hour of purchase.
Our service is free and compares a wide range of trusted household names. Confused.com is an intermediary and receives commission from theidol.com if you decide to buy through our website which is based on a percentage of the total annual premium. We pride ourselves on impartiality and independence – therefore we don't promote any one insurance provider over another.