What type of breakdown cover do I need?
With breakdown cover, you get the option to cover yourself or your vehicle. There are 2 types of policies:
This covers the person rather than the vehicle, so you're covered if you breakdown in any vehicle that meets the requirements of your policy. You can extend this policy to cover up to 4 people who live at the same address. This type of cover can be handy if you use different cars in your household.
This type of breakdown policy covers a specific vehicle or vehicles. If you want to cover more than 1 vehicle, they have to be registered at the same address. This cover is useful if you or your family share 1 vehicle.
What are the different features of breakdown cover?
A cheaper breakdown policy generally offers basic cover, but a comprehensive policy offers more.
When comparing policies, look out for these key features:
Roadside assistance provides cover to help get your car restarted at the roadside.
Local recovery means your breakdown company can tow your vehicle to a local garage if they can't fix it at the roadside.
National recovery means if your breakdown company can't fix your car on the roadside, they tow it to any location in the UK.
Home start covers you if you break down close to your home within a set number of miles. Your breakdown company comes to your vehicle and tries to repair it. If they can't repair it they can arrange to have it towed to a local garage. If you break down outside your home start radius, you may have to pay extra fees.
Onward journey covers the cost of a replacement vehicle or public transport to your destination. This usually happens if your vehicle can’t be repaired at the roadside.
European cover provides cover if you break down while driving your vehicle in Europe. The number of countries covered and the length of cover varies depending on the provider.
You might also be interested in
is a legal requirement if you're driving in the UK. Find out more about choosing the right cover at the right price.
gives you cheap, short-term cover from 1 hour to 28 days for social and business use.
helps cover you and your van against the risk of fire, damage or theft.
can offer you protection on the road. Whether your ride is a scooter, a classic, a superbike or something else, we can help you find your next policy.
can go up or down depending where you are in the country. Find the cheapest price near you.