Covid-19 - Important information 19th August 2021
International travel has restarted, governed by a traffic light system. The system will help travellers to understand COVID requirements when travelling back to England, Scotland, Wales, and Northern Ireland from a green, amber or red country.
Before buying travel insurance, you should think about what could happen if your destination moves from a green list country to an amber or red list country. You may face extra costs and face travel restrictions that won't be covered by your travel insurance policy.
The traffic light system tells you what you have to do when returning to the UK, as there will be strict border control measures in place. So even if a country is on the green list, you still need to check your destination's entry requirements and the Foreign, Commonwealth and Development Office (FCDO) advice for travelling there. If the Foreign Office has advised against travel to your destination and you still decide to travel, you won’t be covered by any travel insurance policy you buy.
A few insurers do offer cover if you're an essential traveler, but if you have any questions, you should check the policy wording or contact your chosen provider before you buy.
Need more help?
You’ll be able to find out whether your cruise is ATOL protected or not by checking your holiday providers website – look for the ATOL protected logo. If your cruise is covered by ATOL, you should also receive a certificate with all the details of your ATOL protection. If you have any doubts, be sure to check with your holiday provider before you book.
Yes, you can buy cruise insurance after booking. It’s best to buy your cruise insurance as soon as possible after booking your trip, that way you’re covered against cancellations.
If your domestic cruise is only on river water, you don’t need a cruise insurance policy. If you’re going on a proper UK cruise in sea waters, then you’ll need one.
What our travel insurance expert says
By getting a cruise travel insurance policy, you’re making sure you’ve got the cover you need for your holiday. Don’t leave it too late, buying your policy early can help save you money.
Travel Insurance Product Executive
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