Cruise travel insurance

Cruise insurance policies from £8.12*

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Coronavirus (Covid-19) - important information 17th May 2021

From 17th May 2021, a traffic light system will be used for overseas travel. This means trips to green list countries will be allowed, but only if you live in England or Scotland.

Wales and Northern Ireland haven't announced when non-essential international travel will be legally permitted, so it's important you follow all the rules that apply to you.

Before buying travel insurance, you should think about what could happen if your destination moves from a green list country to an amber or red list country. You may face extra costs and face travel restrictions that won't be covered by your travel insurance policy.

The traffic light system only tells you what you have to do when returning to England or Scotland, as there will be strict border control measures in place. So even if a country is on the green list, you still need to check your destination's entry requirements and the Foreign, Commonwealth and Development Office (FCDO) advice for travelling there. If the Foreign Office has advised against travel to your destination and you still decide to travel, you won’t be covered by any travel insurance policy you buy.

A few insurers do offer cover if you're an essential traveller, but if you have any questions, you should check the policy wording or contact your chosen provider before you buy.

We compare trusted travel insurance companies to find you the best deals.

*The cheapest Cruise policy is £8.12 (based on 1 adult aged 31, with no previous medical conditions selecting cover for a cruise and travelling in Europe for up to 3 nights). Prices correct on the 18/02/2021.

What is cruise travel insurance?

If you love to take your holidays at sea, you may find that regular travel insurance doesn’t necessarily give you the level of cover you require. That’s why we compare travel insurance policies that also cover those who love to go on cruises.

Do you have a travel related question? Take a look at our travel insurance answers.

What could cruise travel insurance cover?

  • Medical cover is extremely important especially if you are hundreds of miles away from the mainland and require medical assistance
  • Delayed departure/abandoning your trip due to poor weather conditions, strike, industrial action or mechanical problems could also be covered
  • You could be protected against cancellations and curtailment for pre-paid travel, accommodation and excursions if you have to cancel your trip in an emergency
  • Personal belongings, money and baggage cover could come in handy if your items are stolen, accidently lost or damaged during your trip

Travel insurance tips

  • Read the small print thoroughly and check for any exclusions your policy might have (most policies won't cover alcohol or drug related incidents)
  • It's important that you state any pre-existing medical conditions that you or your family members might have
  • Take reasonable care of your items and be sure to report your items lost or stolen to the police within 24 hours

Why buy cruise insurance from Confused.com?

We aim to provide the best outcome for our customers by comparing top travel insurance providers such as Tripsure and Insure with ease, and display our best results sorted by price, so it's easier to compare!

  • You can preview policy details before taking out your cover
  • Compare from up to 52 travel insurance providers, so you don't have to do the legwork

If you have a serious, pre-existing medical condition

If you have a pre-existing medical condition, you can still get a quote through Confused.com. These conditions could include cancer, stroke, serious heart, respiratory and terminal conditions.

Some insurers might not cover you if you already have a serious medical condition, or if you have a number of conditions. Others might only offer insurance at a much higher price. If you're unable to find suitable cover, the Money and Pension Service (MaPS) has also set up a directory of insurers willing to cover customers with pre-existing medical conditions.

You can contact the Money and Pensions Service (MaPS) or you can telephone 0800 138 7777.

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