Covid-19 - Important information 22nd June 2021
International travel has restarted, governed by a traffic light system. The system will help travellers to understand COVID requirements when travelling back to England, Scotland, Wales, and Northern Ireland from a green, amber or red country.
Before buying travel insurance, you should think about what could happen if your destination moves from a green list country to an amber or red list country. You may face extra costs and face travel restrictions that won't be covered by your travel insurance policy.
The traffic light system only tells you what you have to do when returning to England or Scotland, as there will be strict border control measures in place. So even if a country is on the green list, you still need to check your destination's entry requirements and the Foreign, Commonwealth and Development Office (FCDO) advice for travelling there. If the Foreign Office has advised against travel to your destination and you still decide to travel, you won’t be covered by any travel insurance policy you buy.
A few insurers do offer cover if you're an essential traveler, but if you have any questions, you should check the policy wording or contact your chosen provider before you buy.
How much does family travel insurance cost?
The cost of your policy depends on certain things, including:
- The number of people you want to cover
- Any pre-existing medical conditions you or anyone you’re travelling with has
- The age of the people you want to cover in your policy
- How long you’ll be away for
- Where you’re travelling to
Here are some average premium costs for 2 adults and 2 children for popular destinations around the world:
| Destination | Average premium1 (2 adults, 2 children) |
|---|---|
|
Croatia
|
£16.18
|
|
Egypt
|
£18.25
|
|
France
|
£17.34
|
|
Italy
|
£18.50
|
|
Portugal
|
£18.33
|
|
Turkey
|
£19.32
|
|
UAE
|
£27.15
|
|
UK
|
£15.42
|
|
USA
|
£33.03
|
1. Confused.com travel data – Average price of all premiums (1 week) August – October 2020
Need more help?
Does family insurance cover people travelling alone?
This can vary depending on the insurer you choose. But most annual policies will cover families who travel together or individually. Some restrictions apply for those under 18.
Does family travel insurance cover children over 18?
No, a family policy will only cover children under the age of 18 at the time of buying the policy. Once you reach the age of 18, you’re considered an adult and they would have to be listed as an adult on the policy or take out a separate policy.
What our travel insurance expert says
Having one family travel insurance policy is a lot easier to keep track of than having several individual travel policies. It’s also usually cheaper to cover everyone under the same policy, offering greater value for money.
Jac Morris
Travel insurance product executive
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Long stay travel insurance
is the perfect policy for those who plan to travel for an extended period.
Our service is free and compares a wide range of trusted household names. Confused.com is an intermediary and receives commission from theidol.com if you decide to buy through our website which is based on a percentage of the total annual premium. We pride ourselves on impartiality and independence – therefore we don't promote any one insurance provider over another.
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