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Car leasing

Compare car leasing deals with our partner Leasing.com


What is car leasing?

Car leasing is long-term car rental that lasts between 2 to 4 years. You need to agree with the leasing company on the exact length of your contract and your annual mileage amount. As soon as you've agreed to your contract and payments, you can drive your new car home. Or you can have it delivered if the company offers it.

You pay a fixed monthly fee for the length of the agreement. At the end of the your lease, you give the car back. Then you can take out another lease contract if you want to.

Is leasing a car right for me?

Car leasing benefits include:

  • Cover by the manufacturer's guarantee
  • No obligation to own the car or make more payments after your contract expires
  • Some companies deliver the car to your home

Some deals may also include road tax and maintenance packages to cover servicing and scheduled maintenance.

Here are some other factors to be aware of:

  • You won't own the car at any point. And beyond wear and tear, you're liable to pay for any damage to the car.
  • Stick to the agreed annual mileage limit. If you go over the agreed amount you may incur charges.
  • If you decide to end the lease deal early, there'll be an early settlement fee.

How does car leasing work with Leasing.com

We've partnered with Leasing.com to help you find a lease deal that works for you. Here's how you get a leasing deal:

  • Choose your car make and model.
  • Find a plan that suits your budget.
  • Visit your chosen lease advertising partner to place your order. They can keep you updated on the progress of your car.
  • At the end of your lease deal, just return the car and the keys to the leasing company.

If the car is in good condition and you haven't gone over your mileage limit, there should be no further charges to pay. At this point you can lease a new car or choose not to renew your contract.

Compare car leasing deals with Leasing.com

Need more help?

How does car leasing work?

You'll need to agree with the leasing company on the length of your contract and your annual mileage amount - how many miles you think you'll cover in the course of your contract. Once this is all agreed and you've arranged your payments you can drive your new car or have it delivered to your home if the company offers this.

Do I need to buy insurance when I lease a car?

Yes. Just like when buying a car, you'll have to arrange your own insurance for your leased car. We can help you find the right insurance for your leased car. Find out more about lease car insurance.

Does leasing.com provide the car?

No. Leasing.com will not provide the car when you choose a lease deal through their site. Your car will be provided by the leasing partner you choose.

What is Personal Contract Hire (PCH)?

Personal Contract Hire, or PCH, is another way of saying car leasing. But it’s for your own personal use rather than for business. You don’t own the car when you take out a PCH deal, you enter a long-term rental agreement, like if you were renting a property.

Once your contract is up and you've returned the car to the leasing company, you're free to take up a new PCH deal and lease a completely new car.

What's the difference between business car leasing and personal car leasing?

Business car leasing, otherwise known as Business Contract Hire or BCH, is a long-term arrangement that allows a business to lease a car.

Much like Personal Contract Hire, a BCH agreement is paid with a fixed monthly cost over a set number of months. The terms are agreed beforehand by the car leasing company and the business.

Should I buy or lease a car?

Leasing has many advantages over buying. You can choose the latest model of car to drive every few years for a fraction of what it costs to buy a car outright.

But it does mean you won't own the car outright when the lease ends. You should always think carefully about what's best for your personal and financial situation before entering into any financial agreement.

What's the difference between car leasing and car finance?

PCH car leasing and PCP car finance are similar but with a few key differences. Both require an upfront payment followed by fixed monthly payments. The key difference between the two is that at the end of a PCH purchase you must hand the car back to the car leasing company. But with PCP, you'll have the option of either paying what's called a ‘balloon payment’ to keep the car or giving the car back and starting a new PCP deal.
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You will not own the car at the end of the contract hire agreement. Eligibility criteria and terms apply. Inspop.com Limited t/a Confused.com is authorised and regulated by the Financial Conduct Authority (FRN: 310635) for consumer credit broking. We are introducing you to Leasing.com Group Limited t/a as Leasing.com who are also authorised and regulated by the Financial Conduct Authority (FRN: 658976). Leasing.com are a credit broker and not a lender and will introduce you to companies offering contract hire and other credit brokers. Confused.com will receive a flat fee for each referral made to Leasing.com