There are 3 types of taxi insurance, each offering a different level of cover:
51% of customers paid:
£22251
1Based on Confused.com data Q2 2026.
Taxi insurance typically costs more than standard car insurance. This is because insurers take certain factors associated with commercial driving into account:
When you get a quote, we’ll ask you how you use your taxi. There are two classes of use to choose from:
"Whether you drive a black cab in London or a minicab in Manchester, or drive passengers on weekends, you need to be properly covered. Taxi insurance is a legal requirement to cover your vehicle and your passengers. This gives you peace of mind and can save you from an expensive pay out."
If you're looking to reduce the cost of your taxi insurance, follow these top tips:
A standard taxi insurance policy will cover the basics, but these optional extras are worth considering:
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Covers you if you use your car for work, including travelling between offices or across the country.
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