Taxi Insurance

Why should I compare taxi insurance?

Taxi insurance can be more expensive than car insurance because of the higher risks involved. Some of these risks often include driving more at night and carrying passengers. By comparing quotes from multiple providers in one place, you can choose a policy that suits your needs and budget.

What types of taxi insurance are available?

The kind of policy you choose depends on what kind of taxi business you're involved in. We can help you compare quotes for both public hire and private hire Insurance. However, note that we don't compare short-term taxi insurance or taxi fleet insurance.

Private hire taxis make up the majority of taxis on the road. Private hire vehicles (PHV) must be pre-booked and cannot pick up passengers from the street or taxi rank. If you drive a PHV or minicab you'll need a private hire insurance policy. If you drive for Uber then you'll more than likely need a private hire policy.

Public hire vehicles are sometimes known as hackney carriages. These are traditional taxis, epitomised by the London black cab. They can pick up passengers from the street or wait at taxi ranks. You'll need public hire taxi insurance if you drive one of these.

Do I need public liability insurance?

Public liability insurance can help to cover you against any claims brought by your passengers. Some policies will include this as standard, whereas others will offer it for an additional cost. Remember to check, and if you’re not sure contact your insurer.