How to get cheaper goods in transit insurance
There are a few ways to cut the cost and save on goods in transit insurance:
- Change to a black box policy
- Improve your van’s security
- Use a dashcam while you drive
- Increase your voluntary excess
- Don’t auto-renew
Consider changing to a black box policy for your van. It uses a telematics device to monitor your driving, so if you prove to be a good driver your insurer might offer discounts. Some black box policies also include vehicle tracking, which could be useful if your van gets stolen.
Improving your van’s security could help you get a cheaper premium as your van and the goods you carry will be less prone to theft.
Use a dashcam while you drive. If there’s an incident, it’s easier to find which driver was at fault. Some insurers offer savings for this extra transparency.
Increasing your voluntary excess could bring down your insurance policy but you’ll probably have to pay more upfront if you make a claim.
Don’t auto-renew. Sadly, insurers don’t always reward loyalty with cheaper prices. To make sure you’re getting the best deal on courier van insurance, compare quotes before your renewal is due.
Find other ways to reduce the cost of your van insurance.
What our van insurance expert says
Before you get a quote, be clear about the type of cover you need. Goods in transit insurance is better suited to drivers in the haulage industry. If you use your van for carriage of own goods, then a commercial van insurance policy might be better suited.
Head of van insurance
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