How can I get the cheapest goods in transit quote?
You could get cheaper insurance if you:
- Change to a black box policy
- Pay annually for your policy rather than monthly
- Improve your van’s security
- Use a dashcam while you drive
- Increase your voluntary excess
- Accurately value the goods you carry
- Don’t auto-renew
Change to a black box policy, which uses a telematics device to monitor your driving. If you prove to be a good driver your insurer might offer discounts. Some black box policies also include vehicle tracking, which could be useful if your van is stolen.
Improve your van’s security to make the goods you carry less prone to theft.
Use a dashcam while you drive. If there’s an incident, it’s easier to find which driver was at fault. Some insurers offer savings for this extra transparency.
Increase your voluntary excess, but remember you’ll probably have to pay more upfront if you make a claim.
Accurately value the goods you carry as the value of what you are transporting will affect the price you pay. Ensuring they are packed properly will also reduce the risk of damage.
Don’t auto-renew to make sure you’re getting the best deal. Insurers don't always reward loyalty with cheaper prices, so compare quotes before your renewal is due.
Find other ways to reduce the cost of your van insurance.
Types of van insurance
Private van insurance
protects your van for social use and commuting to work.
Courier van insurance
protects your van and its cargo for business use and haulage.
Commercial van insurance
protects your van and its cargo if you use your van for haulage or business use.
Modified van insurance
covers vans that have had modifications like extra seats or storage added.
Pickup truck insurance
protects pickups for social, business and haulage use.
Temporary van insurance
gives you cheap, short-term cover from 1 to 28 days for social and business use.
Fleet van insurance
provides cover for multiple vans under the same policy.
"Fairly straightforward and simple to navigate."
Adrian - Confused.com customer (March 2023)
"Quick and easy, and the best price around."
Edward - Confused.com customer (March 2023)
"Easy to use and great results."
Roger - Confused.com customer (March 2023)
Need more help?
How much cover can I get on a goods in transit policy?
If you work for a big courier company we can provide cover to fulfil most conditions of carriage. You can always check the wording of your policy or talk to the insurer direct to get a clearer idea of value if needs be.
Is public liability and employer’s liability insurance included?
What is included in a goods in transit policy varies between providers. Public liability and employer liability are often included but if they’re not, you may need to arrange additional cover.
Does goods in transit insurance cover items left in the vehicle overnight?
Insurance for goods in transit may cover you for items left in a vehicle overnight, but you will need to check the insurance policy. If they are covered, the insurer will usually require you to keep the vehicle locked and in a safe location.
Do I need goods in transit insurance to move home?
Yes, you will need to think about insuring your belongings with goods in transit insurance when you move home. But your home insurance policy may cover this already. If you're hiring a removal company, they may also have cover.
Can goods in transit insurance cover me to move business premises?
Yes, it can cover your business equipment if you're moving premises. If you're hiring a removal company, they may already offer this cover. You'll still need to check what level of cover the company has to make sure it meets your needs.
More van articles
Any driver van insurance
If you run a firm or have a lot of renovation or DIY jobs on the go, any driver van insurance could be the ticket. Here’s how it works.
Van signwriting - is it worth it?
What are your options for putting graphics on your van, and is it really worth it?
Van insurance groups explained
The insurance group your van is in can change how much you pay for your van insurance. Here's how you check what van insurance group your vehicle is in.
How to get your HGV licence
Read our guide to find out exactly what you need to become a professional heavy goods vehicle driver.
If you use tools for your work, you may want to consider tool insurance.
Black box van insurance
Adding a telematics device to your van could save you money on your insurance costs