Campervan insurance

What's the difference between campervans and motorhomes?

Campervans are built on a van chassis, with manufacturers basing them on existing van models to create a mobile living space. There are also DIY campervans, which people have converted themselves from a basic van body, or had them professionally converted by a separate company.

Motorhomes are built on a bus or truck chassis, so they can be much larger than campervans. Unlike campervans, motorhomes often have a divider between the driver’s cab and the actual living area.

Campervans and motorhomes are both mobile homes that give you the freedom to explore and travel independently. They're completely different from caravans, which are normally towed by a vehicle and require separate caravan insurance to be on the road.

The one important thing to know is that they each need specific insurance policies, so you should be clear about exactly what type of vehicle you have before you get insurance.

How can I get cheaper campervan insurance?

Here are some ways to cut the cost of your campervan insurance:

• Install additional security measures such as cameras or tracking systems to reduce the risk of theft
• Store your campervan in a secure location, like a locked garage
• Calculate your mileage as accurately as you can. The less you travel, the lower the risk of getting into an accident
• Pay annually rather than monthly

Getting cheaper campervan insurance is important, but so is making sure you get the right level of cover.