Accident and sickness cover. This covers you if you’re unable to work due to injury or illness. This can be a long or short-term policy.
Accident, sickness, and unemployment cover (ASU). Similar to accident and sickness, ASU also covers redundancy or involuntary unemployment. ASU policies are usually short term, lasting for around 12 months and aren’t tied to a specific debt.
Payment protection insurance (PPI). Designed to cover a single debt such as a mortgage, loan or credit card, PPI continues to make payments if you're unable to work. It normally covers for 12 - 18 months.
Mortgage payment protection insurance (MPPI). This is designed to continue to pay off your mortgage if you can’t work. These policies can cover your mortgage payments for 6 months to 2 years, depending on the policy.
At Confused.com, we only compare:
- Accident and sickness cover
- Accident, sickness and unemployment cover