Dirt bike insurance

Where can I ride my dirt bike legally?

If you have a standard motorbike insurance policy, you can ride your dirt bike on any public road.

You'll also need insurance to ride on green roads. These are usually unpaved but are still classed as public roads. There are two types: unclassified country roads (UCRs) and byways open to all traffic (BOATs).

If you don't have insurance, you can only ride your dirt bike on:

• Private land that you own
• Land where you have the owner's permission
• Dedicated off-road tracks 

How do I make a claim on my dirt bike insurance?

Making a claim on your off-road motorbike insurance should be straightforward. You'll need to:

• Call your motorbike insurance company and give them the details of the claim
• Give them the crime reference number if your motorbike has been stolen
• Submit any photos, receipts and witness statements if you've been involved in an accident

Depending on the extent of the damage, your motorbike insurance company might cover the cost of repairs. It might also declare the motorbike a write-off.

For more information, read our guide to claiming on your motorbike insurance policy.