What levels of off road bike insurance are there?
There are three main levels of cover when you get off-road dirt bike insurance:
- Third party only
- Third party, fire and theft
- Fully comprehensive
What our motorbike insurance expert says
It sounds strange but off-road insurance is needed for when you ride your off-roader on the road. You’ll only be able to insure an off-roader if it’s road legal. You might get a cheaper price if you’re accurate with your road mileage as you’ll likely do fewer road miles than other bikers each year.
Motorbike insurance product manager