What do I need to get a quote for my flat roof?
To get a quote you'll need all the same details about you and your home as you would for standard home insurance. But we’ll also need a little bit more information about your roof.
If you tell us that any part of your property has a flat roof, including any outbuildings or garages, you’ll need to tell us what percentage of your roof cover is flat.
To tell us how much of your roof is flat, you'll be asked to choose a percentage range from 10% to 100%. This doesn't have to be exact, but as close as you can estimate.
As with standard home insurance, you'll also need to tell us:
- When your home was built
- What type of building it is
- The rebuild cost of your home
- The date you moved in or bought it
- What lock types are on your external doors
- Which alarms are fitted throughout the home
- Details of any claims you've made in the last 5 years
- How much cover you need
If you're adding contents insurance you'll also need to tell us whether there are any high-value items such as jewellery worth more than £1,000 you’d like to cover.
How can I improve my home security with a flat roof?
Burglars can easily move across a flat roof. But there are some key ways of improving security, including:
- Anti-climbing products
- CCTV
- Security lights
- Alarm systems
- Upgraded locks
Using CCTV cameras makes your roof space much less inviting to thieves and can help identify criminals if needed.
Anti-climbing products such as barriers, spikes, paints and warning signs are available to deter burglars from climbing onto your flat roof.
Installing security lights with motion sensors can help deter thieves at night
An alarm system can help foil a burglary if anyone manages to break in. It can also put off criminals if they can see you have a system installed.
Upgrading to high-quality locks on your windows and doors can provide an extra layer of protection.
What our home insurance expert says:
Flat or low-pitched roofs can be more expensive to insure because they are more likely to be damaged in bad weather. Comparing quotes is the easiest way to save some money and to make sure you get the cover you need.
Jessica Willock
Home insurance product manager
Types of home insurance
Non standard insurance
get cover for your non-standard home. Protect your belongings against theft, loss and damage.
Thatched roof insurance
protects your thatched roof home against theft, loss and damage.
Timber framed home insurance
Find cover for old listed buildings and new builds alike.
Buildings insurance
protects the permanent fixtures and structure of your home.
Tenants insurance
covers your belongings against loss, damage and theft while in your rental property.
Student home insurance
can protect your belongings while you're living away from home.
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