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van insurance

By comparing quotes from our selection of insurers, we can help you find a great price for your van insurance. But finding the right policy is about more than just the cost.

Many people and businesses depend on their van being up and running on a daily basis, so making sure you have the right type of insurance in place could one day help you and your business recover from an accident or theft. 

The right type of policy for you and your van will depend on a range of factors, including:

Your van size, specification and daily use.

The type of van you own will be taken into account when insurers calculate insurance prices. Everything from it's size, engine capacity and number of seats can impact your premium. You'll find more information in our guide to van insurance rating factors.

The drivers, their experience and driving history.

You'll find insurers charge higher premiums when insuring young or inexperienced drivers, or those with a history of accidents or traffic violations. If you fall into these categories our guide to cutting your van insurance costs could help you save money.

Unique risks and expensive or hazardous cargo.

The work you do with your van could determine which type of policy will suit you best. Commercial van insurance may cost more than a regular policy, but will cover you for using your van in connection with work. Similarly, if you regularly carry valuable or hazardous items, you may need the additional protection of a courier insurance policy.

Having the right cover in place in the event of an accident could minimise its impact on you, your customers, your business and your income. When getting a quote, you'll be asked how you use your van and we'll show you quotes that cover your selection.

When getting a quote, you'll be asked about how you use your van. You’ll need to choose one of the three options below, which could impact both the level of protection you receive, and the amount you pay.

• Social only - If you don't use your van or pickup for anything work related, you’ll only need social cover.
• Own goods - If you’re using your van to carry your own goods, tools and other work equipment, a commercial van policy might suit you best. Different insurers may offer varying levels of cover for your van and its contents, which you should compare before you buy.
• Haulage - If you use your van to transport other people’s goods, or get paid to move cargo, you’ll need a policy that covers you for haulage, such as courier or goods in transit cover.

Once you’ve entered all your details, you’ll be able to compare prices at a glance and choose which policy best suits both your needs and your budget.

For more information about motor insurance, take a look at our collection of tips and articles.