Get £20 to spend with over 100 brands when you use Confused.com**
*51% of van insurance customers could save £691.15. Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (October '25).
1Correct as of October 2025
Choose a reward when you take out van insurance, home insurance or car insurance through us.
If we can’t beat your renewal quote on your van insurance, we’ll match it and give you £20 on top.
We bring you exclusive discounts and deals you won’t find on other price comparison sites.
Have a hot drink on us each month when you take out van insurance through Confused.com.
Covers your van for non-business driving, whether that's social use or commuting to a single place of work.
Covers you while you're using your van to make deliveries. Add in goods in transit cover to insure the items you're delivering.
Covers your van for business use, whether that's driving to multiple sites as a plumber or doing door to door sales.
Covers your entire business fleet under one, easy-to-manage, whether that's two vans or a fleet of 200.
Covers open-back pickup trucks. Due to their size, pickups are usually classed as vans for insurance.
Covers vans with added extras, whether this is additional seats, storage, spoliers or anything in between.
**Single annual policy. App only. Maximum claim limit. One regular hot drink per month for a year, only available via the Confused.com app. T&Cs apply.
Average van insurance prices*:
Social only
£581
Social & commuting
£614
Business use
£697
Haulage
£2,153
**Taken from Confused.com data July-September 2025. Prices based on median lowest prices from a total of 384,885 quotes.
Insurers work on risk. The ‘riskier’ they think you are to insure, the more you’ll pay for your van insurance.
But if you’re a low-risk driver, your cover might be significantly less than the averages you see here.
Things that can influence your ‘risk profile’ include:
Looking for tips on how to get cheaper van insurance?“No one wants to overpay for van insurance. At Confused.com, we help you compare deals from up to 54 providers. That way, you can buy the right cover at the lowest price we can find."
“And if you use your van for work, think about extras like tool insurance, some policies only cover the vehicle, not your equipment.”
Looking to get a cheaper quote?
Here are some quick tips that could cut the price of your van insurance:
Insurers usually charge less for those paying in one lump sum. If you can afford to pay annually, you could save yourself a fair bit.
Don’t accept the renewal price you’re quoted when your policy comes to an end.
Instead, why not compare van insurance quotes with us? It’s quick, easy and free and lets you see exactly how much you could save.
If you’re happy to pay a bit more towards the cost of a claim, upping your voluntary excess could help you get a better quote. Just make sure you can afford to pay it if you need to make a claim.
Adding someone with a clean driving record to your policy could lower your price. Just try to avoid adding younger or high-risk drivers, as these can have the opposite effect
Be aware of fronting too. This is where the person who drives the van the most isn’t listed as the main driver. It's actually illegal and can lead to a criminal record.
We’ll ask you whether you have a dash cam when you get a quote. Some insurers offer discounts if you have one fitted.
Black box policies, aka telematics, track your driving. The safer you drive, the cheaper your insurance might be at renewal.
Vans with parts that are hard to source and are expensive to repair can cost more to insure. Driving a van in a lower insurance group might save you money on your insurance.
If you use your van for work, this covers the items you're carrying in it. It's especially useful for couriers.
Helps with legal expenses if you're taken to court as part of a claim. Exactly what's covered depends on your policy.
Adds protection for your windscreen. If it's chipped, smashed or cracked, you'll be able to claim for repairs.
Helps rescue or repair your van if it breaks down. Exactly where you'll be able to be towed depends on your policy.
Some policies include this as standard. Provides you with a courtesy van if yours is in repairs, stolen, or written off.
Yes, most van insurance policies include third-party cover as a minimum to drive in EU countries. Cover usually includes a maximum of 30 days in any one period.
If you’d like a higher level of cover or cover for a longer period, you can usually add it to your policy for a fee by speaking to your insurer.
Yes, most insurers let you add named drivers to your van policy. This can be a good way to share the driving or even reduce your costs, especially if the added driver has a clean record. Just be mindful: adding younger drivers or those with points on their licence could increase how much you pay.
This depends on your policy. Some van insurance providers offer courtesy van cover as standard. Others might charge you extra to add it on to your policy.
If it's something you need, look out for 'courtesy van cover' next to the quotes we give you when you compare with us. These policies come with courtesy van cover as standard.
If you find a policy you like that doesn't come with courtesy van cover, give the insurer a call. You'll typically be able to add it on for a fee.
Keep an eye out for what type of cover you're given though. Some policies might offer you a ‘like-for-like’ courtesy van, whereas others might only offer a basic model.
Yes you can. Many insurers offer multi-van insurance. Putting more than one van on the same policy can often be cheaper than insuring each one separately. We don't currently compare multi-van insurance but it's something we're hoping to offer in the future.
Not as standard on private van insurance policies. If you want to cover your tools, you need to include tool cover as an add-on to your policy or buy a specific tool insurance policy.
If you take out a business policy that includes carriage of own goods, this can cover any personal items, tools or goods related to your business. It doesn’t cover goods that are being carried in return for a fee. For these you need cover for haulage use, which is also known as hire and reward insurance.
You normally need to be 21 or over but some insurers allow drivers age from the age of 18 to be added to a policy. When you get a quote we'll ask your date of birth so the list of prices you get back are from insurers able to offer you van insurance based on your details.
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