Admiral multi car insurance
- Admiral has been voted the UK’s best car insurance provider seven years in a row
- Get a discount with every car that’s added to a multi car policy
- Each policyholder earns their own no-claims bonus
- Family members can join the policy, even if they live at a different address
Lancaster multi car insurance
- Flexible multi car policy options, allowing you to add or remove vehicles throughout the year
- Suitable for those who have a range of vehicles, whether they’re classic, modern, commercial or tractors
- Call the friendly team Monday - Friday 08:30 - 17:30 or submit a call back form Saturday - Sunday and receive a call back on Monday
RAC multi car insurance
- RAC offers separate no-claims bonus for each car, and they all keep their policy renewal dates
- Get a 10% discount for every car, for up to 3 additional cars added to the multi car policy
- Family and friends can all benefit from the multi-car discount if they live at the policy address
Is multi car insurance the right option for me?
There are many reasons a multi car insurance policy could benefit you:
You could save money on your car insurance if you live in a household with more than one car. Having one policy to cover multi cars could work out cheaper than multiple policies for multiple cars.
It could be more convenient than separate policies. Insuring all cars on the same policy with the same insurer could save you time on paperwork and managing different renewal dates.
Families with different addresses can save too. Some policies don’t need all policyholders to live at the same address. If the cars belong to immediate family members, they don’t even have to be registered to the same address. This can be helpful if you have children studying or working away from home.
But there are some things to look out for if you’re considering a multi car policy:
- Young or newly qualified drivers may push the overall cost up
- Claims may affect the price of future policies for all drivers
- One single payment is expensive to pay in one go - separate policies enable you to spread the cost
How are car insurance prices calculated?
Each insurer will use different rating factors and pricing models when giving you a quote. The main things considered are:
- Your address
- Your age and driving experience
- Whether you have any driving convictions
- You occupation
- The type of car you drive
- Your mileage
- Your address. Insurers use your address to judge the likelihood of a claim being made. If you live in an area with higher crime rates, for example, you’re likely to pay more than someone living in a lower risk area.
- Your age and driving experience with younger, less experienced drivers paying more for their car insurance. Statistics show less experienced drivers are more likely to be involved in an accident.
- Your occupation can give insurers insight into your driving habits. Some jobs require more time spent on the road, which increases your risk of an accident. Find out more about how your job can affect your car insurance price.
- The type of car you drive and what group it’s in. Cars are grouped from 1-50 for insurance purposes. Generally, the higher the car insurance group the more expensive your policy will be. Your car’s engine power and value will affect the cost of your insurance.
- Your mileage. Calculate your mileage as accurately as you can as the number of miles you drive each year will affect your prices.
What levels of cover can I get with a multi car policy?
What our expert says
You could save a lot of money with a multi car policy, and it’s a great option for families. There’s no guarantee it’s the cheapest option though, so it’s worth checking the cost of individual policies to see which works out cheaper.
Car insurance expert
Need more help?
Other insurers, such as RAC, only offer multi car policies to those who live at the same address.
Some insurers offer the same renewal date for all cars on the multi car policy. Each time you bring a car onto the policy it syncs up with the current renewal date on the multi car policy. Other insurers will keep each car on its own original renewal date.
When it comes time to renew your multi car policy, you’ll be offered a quote for all cars on the policy.
There is no charge for using our service. We compare a range of trusted insurers that are household names. Confused.com is an intermediary and may receive a fee from our insurer partners if you decide to buy through our website. We pride ourselves on impartiality and independence – therefore we don't promote any one insurer partner over another. Admiral multi car insurance is arranged and administered by EUI Limited (trading as Admiral), who are authorised and regulated by the Financial Conduct Authority. Registered office; Ty Admiral, David Street, Cardiff, CF10 2EH. Registered in England and Wales, No 2686904. Lancaster multi-car insurance is arranged and administered by Lancaster Insurance Services which is a trading name of Insurance Factory Limited. Insurance Factory Limited is authorised and regulated by the Financial Conduct Authority (No. 306164). Registered in England and Wales number 02982445. Registered office Markerstudy House, 45 Westerham Road, Sevenoaks, Kent TN13 2QB. Insurance Factory is part of the Markerstudy Group of Companies. RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Car Insurance and RAC Home Insurance are arranged and administered by BISL Limited, which is an independent intermediary. Registered in England no. 3231094. Registered office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS. Both companies are authorised and regulated by the Financial Conduct Authority.