When buying travel insurance, it’s important to tell your insurer if you have a pre-existing medical condition.
Depending on what the condition is, you may get a specialist policy that covers you for any related treatment while you’re on holiday.
You can find a policy that offers suitable cover by declaring your condition when you get a quote.
Some common conditions include:
- Respiratory conditions
- Heart, kidney, liver, circulatory or cerebral conditions
- Stroke or central nervous system disorders
- Cancerous conditions
- Terminal conditions
- Psychological conditions (diagnosed or treated)
Meanwhile, if you’re prescribed certain medication, you’ve recently received treatment, or had a consultation, then you may also have to declare this too.
If you choose to take out a standard policy without telling the insurer about an existing condition, and then go on to make a claim relating to this, your claim may be refused and the policy could become invalid.