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Motorbike breakdown cover

Compare motorcycle breakdown cover from multiple providers and get a quote in minutes

  • Get a breakdown cover quote in just 1 minute

  • Compare policies with some of the biggest UK providers like AXA, Greenflag and RAC

What kind of motorcycle breakdown cover do I need

It’s important to consider what type of cover is best for your personal circumstances. So think carefully beforehand on what you’ve got planned for the coming riding season but also what may come up in the future.

The main features to consider when comparing breakdown policies for your motorcycle are:

  • Roadside assistance
  • National recovery
  • Home start
  • Onward journey
  • European cover

Roadside assistance is the most basic level of cover for a breakdown policy. A recovery vehicle is typically sent out and attempts to fix your motorbike at the roadside. If your motorbike cannot be fixed, you’ll usually be towed to the nearest garage.

National recovery is the next level of cover available for motorcycles. It’s very similar to roadside assistance but you may be able to choose a location in the UK to have your bike taken to if it’s unrepairable. Typically, you and any passengers will be included in the transportation.

Home start policies are designed to cover you if your motorbike breaks down at home or within a very short distance from it. The distance covered from your home will depend on the provider. With roadside and national policies, there may be a set distance you have to be from your house before a recovery vehicle is sent out.

Onward journey differs from the other policies in that it’s designed to provide you with transportation or accommodation while your motorcycle is being repaired. The options of transportation can vary depending on the provider you choose, so be sure to check with your provider before purchasing a policy.

It may also be automatically provided in a national cover policy, so check with your provider.

European breakdown cover protects you if your van breaks down when driving in the EU. You can typically be covered for a single trip or you can have an annual policy that covers multiple trips. We recommend you contact your provider directly to get a list of European countries they cover.

What to do if your motorbike breaks down?

Although breaking down in a car can be frustrating, arguably it can be so much worse when riding a motorbike. You get none of the advantages a car provides, such as shelter from the weather or a spare tyre, which makes breaking down a bigger problem. Here’s what to do if riding season comes to an abrupt halt.

  • Stay calm – As a motorbike rider, you’re already vulnerable to the cars around you - even more so when there’s a fault.
  • Pull over and get off your motorbike safely – Make your intentions clear by signalling to the vehicles around you. If you have anyone riding pillion, make sure you all exit safely away from traffic to the left. Stay well behind any barriers on the roadside.
  • Stay visible. It’s always recommended to keep a high-visibility jacket handy as part of a breakdown kit in your bike. To make your presence known further, put on your hazard lights. The main headlamp isn’t advisable as this can drain your battery quickly.
  • Call your breakdown provider – Once everyone is safe and visible, it’s time to call your breakdown provider. Let them know your location and if you have any passengers with you.

What if I break down without motorbike breakdown cover?

If you don’t have motorbike breakdown cover there are a few options available to you.

  • The first is to call the Highway Agency for help – look for the markers on the roadside.
  • The second option is to call a local garage for assistance

Neither option is free, but be aware that garages can charge for every mile they tow your motorbike.

You may be offered breakdown cover from your provider when you buy motorbike insurance. If you chose not to get covered, you can purchase it at any time.

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