-
Storms, flooding, fire, and other natural disasters
- Water damage from burst pipes or leaks
- Subsidence and fallen trees
- Vehicle collisions, break-ins, and vandalism
What does buildings insurance cover?
Garages, sheds and fences are usually covered too, though this can differ between policies depending on your garage. If it’s a separate building on your property, it counts as an outbuilding, but if it’s attached to the house it can vary between providers. If the garage is converted into another room of the house, it’s covered like any other room in the house.
As buildings insurance covers the whole property, it should also cover any renovations and extensions. But it’s important to tell your insurer if you’re making major changes to your property, to make sure you have the cover you need.
What our home insurance expert says:
We compare up to 64 trusted insurance companies1 to get you our cheapest deal in minutes
Why compare buildings insurance with Confused.com?
- We’re 100% independent and not owned by an insurance company. We’ll always show you our best prices that are available at the time, no matter who they’re from.
- We don’t offer freebies or gimmicks you’ll never use, instead Confused.com Rewards lets you choose one of four rewards each time you buy a home insurance policy. The choice really is yours.
- We're FCA regulated, just like the 64 home insurance companies we work with. This means that we have to follow strict guidelines in order to operate. So when you use our site, you know you’re in safe hands.
-
Our experts and consumer champions are dedicated to helping our customers find the best deal for their needs and budget.
Types of home insurance
Home insurance guides
Page last reviewed: 04/07/2023
Reviewed by: Matthew Harwood