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Group travel insurance

Let us help take some of the stress out of group travel insurance

No need for individual travel insurance policies
Covers a group of people under 1 manageable policy
Get cover for up to 10 people

¹The cheapest price for a single-trip group travel insurance policy. Based on 4 adults aged 30 with no previous medical conditions travelling to Spain for 7 nights. Confused.com data - May 2024.

How does group travel insurance work?

Group travel insurance is a single travel insurance policy that covers a group of people and can include children. It covers the same things as standard travel insurance, for example your baggage or medical costs while you’re abroad.

If you’re going on holiday with a group of up to 10, a group travel insurance policy saves everyone the admin of buying individual policies. It can sometimes work out cheaper too.

When you get a quote with us for group travel insurance, we’ll ask you “who’ll be covered?”. You can select ‘group’ and then add in the date of birth for each traveller on your trip.

How many people can I cover as part of my group?

You can cover up to 10 people when you buy group travel insurance through Confused.com. This can be a mixture of adults and children. Also, you don’t have to live together or be related to get this type of travel insurance.

How to compare group travel insurance quotes

Tell us about yourself

We need to know the cover you need, single-trip, annual or backpacker travel insurance.

Who needs to be covered

Choose the "group" option and let us know a few details about each person.

We do the hard work

We'll compare quotes from up to 47¹ travel insurance providers to show you the quotes that best meet your needs.

¹Correct as of July 2024

Is it cheaper to get travel insurance as a group?

Policy type	Price
Single trip group insurance	£27.95³
Annual group insurance	£48.00⁴
Single-trip group - 6 adults	£41.93⁵
Single-trip group - 4 adults, 2 children	£41.05⁶
Single-trip group - 6 adults, 4 children	£72.80⁷

³The cheapest price for a single-trip group travel insurance policy. Based on 4 adults aged 30 with no previous medical conditions travelling to Spain for 7 nights. Confused.com data - May 2024.

⁴The cheapest price for an annual group travel insurance policy. Based on 4 adults aged 30 with no previous medical conditions travelling to Europe. Confused.com data - May 2024.

⁵The cheapest price for a single-trip group travel insurance policy. Based on 6 adults aged 30 with no previous medical conditions travelling to Spain for 7 nights. Confused.com data - May 2024.

⁶The cheapest price for a single-trip group travel insurance policy. Based on 4 adults aged 30 and 2 children under 10 years old, with no previous medical conditions travelling to Spain for 7 nights. Confused.com data - May 2024.

⁷The cheapest price for a single-trip group travel insurance policy. Based on 6 adults aged 30 and 4 children under 10 years old, with no previous medical conditions travelling to Spain for 7 nights. Confused.com data - May 2024.

It can be cheaper to buy group travel insurance. But the price can vary depending on what cover you need. Some factors that affect price are:

Pre-existing medical conditions - if you or anyone you’re travelling with has a pre-existing medical condition, you might need to buy specialist travel insurance. This might raise the price of the group travel insurance policy.
The amount of cover you need - sometimes you might need to buy cover for specific activities like skiing or snowboarding.
The amount of trips you plan to take - annual travel insurance covers you for multiple trips so it might be more expensive than a single trip policy.
Age - if anyone on your policy is over 70, insurers will see them as higher risk. This could increase your policy price.

Free eSIM with up to 2GB of roaming data when you buy travel insurance**

With roaming charges making an unwelcome return, eSIMs are a convenient option when travelling. eSIMs are non-physical and are embedded into most newer smartphones; meaning you won’t have to put anything physical into your device, it should already be there.

How does it work?

Simply buy your travel insurance, claim your free eSIM, and install it onto your device at the tap of a button. Your eSIM with 2GB of roaming data will kick in on a local mobile network when you get to your destination.

Get a quote

Find out more about eSIMs

Image of a mobile asking you to claim your eSIM reward

**eSIM comes with pre-funded credit and the amount of data received in exchange, will vary based on the specific country you select. Compatible devices only. T&C's apply.

Have you got the right level of cover for your group?

"When buying group travel insurance, you want cover that's tailored to your group. If you're a group of 10 and your policy only covers a maximum of 8 people, then the level of cover isn't right for you.

"If you're travelling to different countries, it's important that your policy covers all of these destinations. Having flexibility to make changes to your policy can also help, especially if you plan on doing extra activities or excursions while you're away. Making a list of everything you'll need cover for can be useful, including any medical conditions and gadgets you need covered."

Alvaro Iturmendi - Confused.com travel insurance expert

Alvaro Iturmendi Travel insurance expert

Additional cover for your holiday

You can get additional cover for your group policy. You might need this if you’re going skiing or want to cover any tech you’re bringing. Additional cover can cost extra though, so check if you definitely need it before you buy. Here’s the additional cover you could buy:

Gadget cover

Insure laptops, phones, tablets, cameras or any other gadget you own while you’re on holiday with gadget cover. If your gadget is damaged, lost or stolen while you’re abroad, a gadget insurance policy can cover the cost of repairing or replacing it.

If you get gadget insurance as part of your group travel insurance, each person has an individual limit on what they’re covered for. Each person also has to pay an excess towards the claim.

Cruise cover

If your group is going on a cruise, cruise cover might be an additional extra to think about. If you miss your port because of poor weather, for example, cruise insurance could cover the cost of this.

You can also claim on your cruise insurance if you’re confined to your cabin, or if you need to be airlifted to hospital. And if you don’t go on an excursion because of illness or bad weather, you can claim the cost back on your cruise insurance.

Business cover

Consider using business cover if you’re travelling as a group for work. Your policy can cover your laptop, phones or sports equipment.

Ski cover

You might want to choose ski cover if you plan on skiing or snowboarding on your trip. This can cover you for injuries you might get on the slopes. Your policy can cover you if you need to cancel your ski hire, if the piste is closed or if you lose your ski pass. You might also be covered if the slopes close because of an avalanche.

There might be some age limits on this policy, so make sure you check carefully before you buy this.

Things to consider with group travel insurance

Excess

Each person on the policy has an excess. This is the amount you pay towards a claim. The higher the excess, the lower the insurance price. The amount of excess you choose must be affordable, as you'll have to be able to pay this if you need to claim.

Level of cover

Think about how much cover you need for your group. For example, your policy might only provide £1,000 worth of cancellation cover. This might not be enough to cover 10 people. If you're travelling with a large group, make sure you've got the right level of cover in place.

Pre-existing medical conditions

If you, or anyone in your group has a pre-existing medical condition, you might need a specialist policy. This might make your group travel insurance more expensive than an individual policy.

Children

If you're travelling with a group and you want to bring your kids along, you can. Some travel insurers let you add children to your policy for no extra cost. If you want something slightly different, a family travel insurance policy may work out better for you if it's just you and your children travelling.

Travel arrangements

If you decide to buy group travel insurance, you need to travel to your destination together on the same mode of transport. Otherwise your insurance might not cover you.

Group holiday insurance with a pre-existing condition

If you have a pre-existing condition, your group travel insurance policy might not cover anything related to the condition you have.

But you can still find insurance if you have a pre-existing condition. The Money and Pensions Service (MaPS) or Money Helper has a directory of insurers that offers travel insurance for people with pre-existing conditions. The insurers in their directory are regulated by the Financial Conduct Authority (FCA).

You can also call MaPS on 0800 138 7777.

If someone you’re travelling with has a pre-existing condition, when you’re getting a quote, we’ll ask:

'Do any of the travellers have, or have any of the travellers had any pre-existing medical conditions or is anyone on a waiting list for treatment or investigation?'

We’ll then ask a series of yes or no questions, like:

If anyone is taking medication or treatment
If anyone in the group has had a heart, respiratory, circulatory, liver or cancerous condition
If anyone has been diagnosed with a terminal condition
If anyone is on the waiting list for treatment or investigation
If anyone has been diagnosed with a mental health condition

You can then select which member or members of your group has a health condition.

It’s important that you do this so we can show you quotes for insurers that might cover your medical conditions.

Important information

Travel insurance usually excludes cover for known events. These are global events that can put you in danger and/or disrupt travel. The COVID-19 pandemic is an example of this. This exclusion applies if the event was declared as a ‘known event’ when you bought your insurance.

If you’re travelling to a place where there’s a known event, such as the ongoing conflict in Israel and the Occupied Palestinian Territories, you will not be covered by your travel insurance.

If you travel against Foreign, Commonwealth and Development Office (FCDO) advice or fail to comply with your destination's entry requirements, you won't be covered by any travel insurance you buy.

Compare group travel insurance quotes

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Why use Confused.com?

We compare quotes from our 43 travel insurance providers to ensure you have the right level of cover for your holiday. So you can focus on enjoying your trip.
We helped over 250,000 customers get travel insurance last year, so they're able to relax and enjoy their holiday knowing they have the right cover in place.

We're regulated by the Financial Conduct Authority (FCA), and so are all the travel insurance companies we work with. This means we follow strict regulations to make sure you're treated fairly and get the best policy for your needs.
We work with our trusted partner, theidol.com, an authorised intermediary who specialise in insurance comparison. They help us select the best available quotes for you from our range of travel insurance providers.

Need more help?

Does everyone who's part of the group need to live together?

No, you don’t need to live together to get group travel insurance. You don’t need to be related either. You can get a policy for up to 10 people, but anyone can be in this group and be covered by a group travel insurance policy. Be sure to check the policy documents carefully before you buy to make sure you've got the right level of cover for your group.

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Page last reviewed: 16 May 2024

Reviewed by: Alvaro Iturmendi

Confused.com’s Travel Insurance solution is provided by theIdol.com. theidol.com is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. theidol.com is part of the Legal & General group.

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