Do you need insurance for a moped?
Yes, you legally have to have moped insurance if you’re riding on UK roads. Without it, you could face a fine and points on your licence.
The only time you won’t need it is if you’ve applied for a Statutory Off-Road Notice (SORN) for your moped because you’re no longer using it.
Find out how to SORN a bike in our handy guide.
Just like other motorbike insurance policies, moped and scooter insurance has three levels of cover:
- Third party
- Third party, fire and theft
- Comprehensive
Types of bike insurance
Motorbike insurance
can offer you protection on the road. Whether your ride is a scooter, a classic, a superbike or something else, we can help you find your next policy.
What our motorbike insurance expert says
Scooters and mopeds make a lot of sense as our cities become more and more congested. But theft of mopeds and scooters continues to impact scooter insurance prices, so beefing up your security will help you keep your costs down in the long run.
Jack Cox
Motorbike insurance product manager
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