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There are a few factors affecting the price of fleet insurance including:
The more vehicles you have, the greater the risk to the insurer.
The value, power and security of the vehicles can affect the price of the policy.
A fleet of vans used by taxi drivers is likely to be more expensive than a fleet of cars used to travel to multiple sites.
The more claims your business has made, the more insurers might view you as a risk, which can increase the price of your policy. High-risk drivers might be better off on a separate policy.
Younger, less experienced drivers are a higher risk and could drive your insurance costs up.
A comprehensive policy is usually cheaper than any of the lower levels of cover.
Increasing your voluntary excess could decrease your insurance cost. Just make sure you can afford to pay if you have to make a claim.
This lowers the risk of the vans being stolen, damaged or vandalised.
Gives you cheap, short-term cover from 1 to 28 days for social and business use.
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