- Motorbike registration or the make and mode
- The year your motorbike was manufactured
- The estimated value of your motorbike
-
Any modifications made to your motorbike
- The motorbike security devices you have
- Where you keep your motorbike
Compare motorbike insurance quotes in minutes
Tell us about yourself, your motorbike and what type of insurance you need
We'll show you personalised offers from up to 41 insurers
Choose your policy, including any extras, then go ahead and buy
If you can’t find your motorbike model, our partners can help quote you over the phone: 0330 022 8195.
What are the different levels of cover?
The level of cover you choose impacts what you’re covered for, as well as how much you pay. There are 3 levels of cover you can choose from:
Third-party
Third-party, fire and theft
Comprehensive
How much is motorbike insurance?
The average price of comprehensive motorbike insurance is £362**.
Motorcycle insurance tends to get cheaper as you get older. From an insurer’s point of view, older riders tend to be more experienced and are less likely to have an accident. But age is just one of multiple factors that affect the price of your insurance.
**Confused.com customers paid £361.93 on average for comprehensive motorbike insurance in October 2023.
Average cost of motorbike insurance+.
Comprehensive insurance
£362
Third-party, fire and theft
£482
Third-party only
£565
+Based on average premiums paid by Confused.com customers, October 2023
What you need to get a motorbike insurance quote
New models and imported motorbikes can sometimes be difficult to find, and some models might be under a slightly different name. If your details are correct and you still can’t find your motorbike, try our contact form - we’re happy to help.
Why use Confused.com?
- We're FCA regulated, just like the 411 motorbike insurance companies we work with. This means that we follow their strict operational guidelines to do things right for you. So when you use our site, you know you’re in safe hands.
- Unlike some of our competitors, we’re 100% impartial and independent of any insurer. That means the prices we show you are based entirely on the details you give us.
- UK-based customer support. If you need help, our Cardiff-based team is here to support you. Visit our contact page to get in touch.
- Whatever you do on our site, it’s always free for you to use. After you’ve bought a policy through us, the insurance company pays us a fee for getting them your business.
What our motorbike insurance expert says
Classes of use for your motorbike cover
When you get a quote, you'll also be asked what the bike will be used for. We ask this as insurers need to know the bike's 'class of use'. This helps insurers to assess the level of risk around how the bike is being used. Your choices are:
Social only
Social and commuting
Business use for you / Business use for you & named rider
Delivery use
Types of bike insurance
Motorbike guides
Need more help?
Does motorcycle insurance cover me when I ride other bikes?
Some comprehensive motorbike insurance policies cover you to ride other motorcycles – normally on a third-party-only basis. Make sure you check your insurance policy before riding someone else’s motorbike though.
If you need to borrow a friend’s motorbike for a short while, temporary motorcycle insurance could be another solution. You can get comprehensive cover for as little as 1 hour up to 28 days.
Can I add other people to my motorcycle insurance policy?
Generally, yes you can. Most insurers should let you add another named rider to your policy. To add another rider, you need to provide the insurance company with some details about their riding history, such as claims and convictions.
Adding a rider to your policy could see your insurance costs go up. As the motorcycle is on the road for longer, there’s a greater risk of making a claim.
Can I transfer my car's no-claims bonus to my motorbike?
Some insurance companies let you transfer your car's no-claims bonus over to your motorbike policy, but many don't. If in doubt, check with your insurer before you commit to buying a policy.
You can only use your car's no-claims bonus on one vehicle at a time. So, if your no-claims bonus is currently on your car, you can’t use it on your motorbike.
How does no claims bonus work for motorbikes?
Motorbike insurance companies look at several factors to give you an insurance price. Some of the bigger factors include:
- Your age and riding experience
- Your riding history, including previous convictions or points on your licence
- Any previous claims you’ve made
- How much no-claims bonus you have
- How much voluntary excess you’re willing to pay
- Where you keep your motorcycle the majority of the time
- Your motorbike’s make, model, type and engine size
- What security the motorbike has – including locks, alarms and trackers
- How you use the motorbike, whether it’s for social, commuting or business use
Does motorcycle insurance cover modifications?
Most insurance companies cover modifications that don’t affect performance under a standard policy.
If this is the case, your insurer should provide a list of modifications you don’t have to tell them about on their website. You must declare all other modifications to the insurer. This could make your insurance costs go up.
For more information, take a look at our guide on modified motorbike insurance.
Page last reviewed: 13 November 2023
Reviewed by: Louise Thomas