Compare motorbike insurance

50% of bikers paid £209* or less

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*Based on data in November 2020, 50% of customers paid £208.30 or less for their motorbike insurance.

Compare insurance policies for your type of bike.

Classic motorcycle insurance

Classic motorbike

Cover for a modern classic or vintage motorcycle; your labour of love.

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Off-road bike insurance

Off road motorbike

Specialised protection for competitions or in the great outdoors.

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Quad bike insurance

Quad bike

For those riding on four wheels for sports, agricultural or fun.

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Scooter & moped insurance

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Cover for those with smaller engines, commonly associated with first-time bike users.

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Trike insurance

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Protection for your three-wheeled pride and joy.

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Breakdown cover


Compare different levels of motorbike breakdown cover to suit your requirements.

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Just three of the great reasons to use

"I always use this site so I know I'm not overpaying for bike insurance. I must've saved hundreds over the years!"
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We compare more than 40 motorbike insurance providers to save you money.

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What do I need to get a motorbike insurance quote?

Getting a bike insurance quote takes just a few minutes with the following information:

  • Your motorbike registration (if you have it) OR
  • The make and model of your bike, and the year it was manufactured
  • The approximate value of your motorcycle and the date you bought it*
  • Any modifications made to your bike
  • How long you’ve had your motorbike licence (and what type of licence it is)
  • How you’ll use your bike, and how many miles you’ll ride in a year
  • Any claims or convictions you’ve had
  • Whether you need to add another rider, or if you need pillion cover
  • What motorbike security devices you have and where you keep the bike
  • Whether you want any extra cover: breakdown cover; helmet & leathers cover; legal expenses; personal accident 

*You can get an insurance quote for a bike you haven’t bought yet, as long as you know the make, model and approximate year of manufacture.

Why should you compare motorbike insurance?

If you want to ride your bike on UK roads, you have to take out motorbike insurance by law. So it’s important to get covered at the right price.

We search a wide range of providers to make sure you find the cheapest motorbike insurance quotes to suit your budget.

Compare bike quotes now to see how much you can save on your bike insurance.

Our motorbike insurance comparison service can also compare policies for some trikes, scooters and quad bikes, that may have unique insurance requirements.

Want to find out more? Browse through our motorbike guides to find in-depth information on everything you'll need to know when taking out a motorcycle insurance policy.

Top questions about motorcycle insurance

Does my insurance cover me to carry passengers?

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To carry a passenger on your motorbike you’ll need pillion cover. You’ll normally have to add this when you insure your bike. Always check the terms and conditions of your cover before carrying any passengers. You’ll also need to make sure your licence allows you to carry passengers.

How do the different types of motorcycle licence work?

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Your motorbike licence type tells you which motorbikes you are able to ride. They range from an AM licence that only allows you to ride a moped, through to an A, that allows you to ride any motorcycle. Restrictions are based on your age, riding experience, and the power of the bike. You can read more in our guide to buying a motorbike or on the GOV.UK website.

Can I transfer my car's no claims bonus to my bike?

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Some insurance companies will allow you to carry your cars no-claims bonus over to your motorbike policy, but most will not. Importantly, a no-claims bonus can only be used on any one vehicle at a time.

What are the different levels of motorbike cover?

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There are three main levels of cover available with motorbike insurance; third party only, third party fire & theft, and fully comprehensive. They work the same way as they do with a car insurance policy, with the level of protection and cover increasing across each. You can read more about what they cover in our beginners guide.

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What type of motorbike insurance should I get?

Third-party only (TPO)

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The minimum amount of cover you are legally required to have. While you might think this is the cheapest option for riders, that is not always the case. It’s a basic level of cover that covers damage to others as the result of an accident deemed your fault. It doesn’t cover your bike for repairs or replacements if it is stolen, damaged or involved in an accident.

Third-party, fire and theft (TPFT)

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This gives you the same level of cover as with third-party, but will also cover you for repairs and replacement if it is stolen or damaged by fire.


Insurance document icon

Offers one of the highest levels of protection you and your bike can get. As well as including cover for other people and their property in the event of an accident, you're also covered for damage to your motorcycle.

How do you use your motorbike?

If you’re looking for a cheap motorbike insurance quote, it’s really important that you choose the right class of use when you get your quote. You need to be clear about how, when and where you use your bike. If you aren’t, your insurance might be invalid, and you could be hit with points and a fine.

At the same time, you need to make sure you’re properly covered, that you’re not paying for cover you don’t need and that you have the right bike insurance in place.

There are four classes of use for bike insurance:

Social, domestic and pleasure (SDP or SD&P)

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As a social rider you use your bike for fun – bank holiday ride-outs, attending bike shows, bike-fests, café meet-ups or just hitting the open road. Your bike is for the joy of riding and your bike insurance should reflect this.

Many SDP riders only do a few thousand miles a year, and your MOT certificate shows you how many miles you covered last year. Accurately stating your annual mileage can affect your annual premium. Be careful though - your insurance can be invalidated if you underestimate your annual mileage.

Social including commuting (SDPC or SDP inc. C)

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This class includes anyone who uses their bike to ride to and from work. People often call it “scooter-commuter” cover, but it's meant for any motorbike used to commute.

As traffic increases on UK roads, the ability to nip down the middle of all those parked cars can be an irresistible lure. If this is you, make sure that you select SDP inc. commuting, so you’re covered for your daily ride to and from work.

Remember - SDPC only covers you for riding your bike to and from one work location If you work in more than one location, you'll need Class 1 cover instead.

Class 1 business use

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Does your business have lots of offices that you visit regularly? Or do you have to visit various sites, meet customers in different places, or travel round the country for meetings?

If this is you, then this is the cover you need. It provides insurance for riders who use their bike to travel to different places for work, rather than just between their home and the office.

Courier/delivery/dispatch insurance

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Are you a delivery rider or courier, delivering things like fast-food, or Amazon packages? Then this is the cover you'll need. Unfortunately, we don’t offer courier and delivery insurance at – you’ll need to go to a specialist insurer for this cover.

What should I think about before buying motorcycle insurance?

While we make it easy to compare quotes from a range of different providers, with so many options available it’s important to do your research on the best insurance for your needs:
  • The use of your bike
  • Will you be using your bike for social use, for delivering food, or just for commuting to your place of work and to other offices? There are different types of cover tailored to the use of your bike to ensure you’re covered correctly and to avoid invalidating any claims you make.

  • Security
  • How and where your bike is secured is a factor in the cost of your insurance premium. Premiums tend to be cheaper if a bike is not kept in an easily accessible location. Other motorbike security features can also affect your premium.

  • Your choice of bike
  • Factors such as the make, model, size of your bike’s engine and its age will all influence how much you pay for insurance. If you have a non standard bike with some modifications, you may be able to receive a specialist insurance policy, based on your bike’s specifications, from one of our providers.

Explore some of our guides

Electric motorcycles explained

Should you buy an electric motorbike?

How do I get a motorbike licence?

How to get your motorbike licence.

Advanced rider qualifications

Can advanced qualifications save you money?

The beginners guide to motorbike insurance

What cover do you need and why?

Making sure you pass your motorbike MOT

Getting your bike through the MOT first time.

Guide to multi-bike insurance

Insuring multiple bikes the cost effective way.

You might also be interested in other insurance types motorbike insurance is administered by Vast Visibility Ltd who are authorised and regulated by the Financial Conduct Authority under firm reference number 566973. Vast Visibility Ltd is registered in England & Wales No. 05866769 at office: 8 Princes Parade, Liverpool, L3 1DL.
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