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If you can’t find your motorbike model, our partners can help quote you over the phone: 0330 022 8195.
The level of cover you choose impacts what you’re covered for, as well as how much you pay. There are 3 levels of cover you can choose from:
Third-party
Third-party, fire and theft
Comprehensive
The average price of comprehensive motorbike insurance is £376**.
Motorcycle insurance tends to get cheaper as you get older. From an insurer's point of view, older riders tend to be more experienced and are less likely to have an accident. But age is just one of multiple factors that affect the price of your insurance:
Average cost of motorbike insurance+.
Comprehensive insurance
£376**
Third-party, fire and theft
£660
Third-party only
£522
**Average price paid by Confused.com customers for motorbike insurance by level of cover between July 24' - September 24'
New models and imported motorbikes can sometimes be difficult to find, and some models might be under a slightly different name. If your details are correct and you still can’t find your motorbike, try our contact form - we’re happy to help.
If you're looking to make a claim, make sure you have all the information your insurer needs at hand.
Just like the 41 motorbike insurance companies1 we work with. This means that we follow their strict operational guidelines to do things right for you. So when you use our site, you know you're in safe hands.
We'll send you reminders when your policy is due, so you never miss the best time to compare.
If you need help, our Cardiff-based team is here to support you. Visit our contact page to get in touch.
Unlike some of our competitors, we're 100% impartial and independent of any insurer. That means the prices we show you are based entirely on the details you give us.
The easiest way to save money is by comparing quotes. We compare up to 41 different insurance providers1 to help find cover that suits your needs and budget.
Insurers charge interest when you choose to pay monthly, so if you can afford to pay annually it's the cheaper option.
The more miles you do, the more insurance tends to cost. If you're overestimating your mileage, you may be paying more than you need to.
In some cases a higher voluntary excess can reduce what you pay. But make sure you can afford the excess amount as you'll need to pay this if you make a claim.
Don't pay for additional extras if you don't need them, check if your policy can be amended to reduce the price.
Some insurers could offer you a discounted policy if you've completed an advanced riding course like the BikeSafe certificate or BMF Blue Riband course.
Some insurance companies offer cheaper insurance if there's a security device fitted to the motorbike. This includes any locks, alarms, immobilisers or trackers.
"Your renewal price might often not be the cheapest deal you can get. Don't let your policy auto-renew without shopping around first.
Comparing prices with us and online is the best way to easily save on your bills, and it only takes a few minutes to see prices from up to 41 insurers1."
When you get a quote, you'll also be asked what the bike will be used for. We ask this as insurers need to know the bike's 'class of use'. This helps insurers to assess the level of risk around how the bike is being used. Your choices are:
Social only
Social and commuting
Business use
Delivery use
Insurance companies might include some of these add-ons as part of their policy. But if they're not included they come with an extra cost.
Provides you with roadside assistance if your motorbike breaks down. There are different levels to choose from including roadside recovery, onward journey and home start.
Also known as personal injury cover, this provides you or your family with financial support if you're injured or die in an accident. The level of cover could vary between insurers.
Offers financial protection against legal fees if you're involved in an accident that wasn't your fault. This may include personal injury, excess recovery and loss of earnings.
No-claims bonus protection is designed to stop you from losing all the years of no-claims discount that you've built up. The number of NCB years you've built, and number of claims you can make without losing it vary depending on the insurer you choose.
Pillion cover insures you to carry a passenger on your motorbike. It can insure your passenger for personal injury in the event of an accident during the ride. If you hold a provisional licence you can't get cover to carry passengers.
Insurance companies might include some of these add-ons as part of their policy. But if they're not included, you'll have to pay extra.
Cover for bikes with small engines, commonly associated with first-time bike users.
Learn about pillion cover in motorcycle insurance. Find out why you need it and how it works. Protect your passenger on every ride with motorbike pillion cover!
Discover everything you need to know about motorcycle warranties. Learn about motorbike warranty coverage options, benefits and tips to save money.
Discover everything you need to know about motorbike sidecars and insuring them. Find out about different types of bike insurance and how to save money!
You can tax your motorbike online, by phone or by visiting the post office. You'll need your V11 form and your MOT if you're taxing it at the post office.
You should be able to cancel your motorbike insurance policy at any time, but you might have to pay an admin fee. Here's what you need to know.
Nothing beats the freedom of taking your wheels out for a ride on the continent. Take a look at our tips for a touring Europe on a motorcycle.
Some comprehensive motorbike insurance policies cover you to ride other motorcycles – normally on a third-party-only basis. Make sure you check your insurance policy before riding someone else’s motorbike though.
If you need to borrow a friend’s motorbike for a short while, temporary motorcycle insurance could be another solution. You can get comprehensive cover for as little as 1 hour up to 28 days.
Generally, yes you can. Most insurers should let you add another named rider to your policy. To add another rider, you need to provide the insurance company with some details about their riding history, such as claims and convictions.
Adding a rider to your policy could see your insurance costs go up. As the motorcycle is on the road for longer, there’s a greater risk of making a claim.
Some insurance companies let you transfer your car's no-claims bonus over to your motorbike policy, but many don't. If in doubt, check with your insurer before you commit to buying a policy.
You can only use your car's no-claims bonus on one vehicle at a time. So, if your no-claims bonus is currently on your car, you can’t use it on your motorbike.
Most insurance companies cover modifications that don’t affect performance under a standard policy.
If this is the case, your insurer should provide a list of modifications you don’t have to tell them about on their website. You must declare all other modifications to the insurer. This could make your insurance costs go up.
For more information, take a look at our guide on modified motorbike insurance.
If you don't make any claims on your insurance during the course of your policy then you begin to build up no-claims bonus. You can build this up if you have Comprehensive, Third Party, Fire and Theft or Third Party insurance.
You could lose your no-claims bonus if you're involved in an accident with an uninsured rider or driver. This is also the case if your bike is stolen, and you have to make a claim on your insurance.
Some insurers might ask you for proof of your no-claims bonus - you should be able to get this from your previous or current insurer. You should have the option to pay extra to protect or guarantee it. The terms of these extras can vary between insurers, so check your policy before buying.
Most insurers should include some form of cover with a comprehensive policy for at least 30 days in Europe. You must check with the insurer directly to confirm this.
Standard comprehensive policies tend to give you third-party cover in Europe, this covers other riders and their property, not your own.
For more information, take a look at our guide on touring Europe on a motorcycle.
Yes, a multi bike insurance policy can be cheaper than buying individual policies for different motorbikes. This cover can enable you to ride multiple motorbikes on a single policy.
If you have multiple motorbikes for different purposes it can be a useful and cost-effective option. For example, a 50cc motorbike for commuting and a 125cc motorbike for leisure.
Visit our multi-bike insurance page to find out more, and get a quote.
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