The overall picture
Car insurance prices highest on record
The price of car insurance remains its highest on record, with drivers now paying £995, on average, for their cover. This means car insurance prices have increased by £366 (58%) in just 12 months and £71 (8%) in the last 3 months. That’s according to the latest Confused.com car insurance price index, powered by WTW.
Average prices by region
Drivers in London see the biggest year-on-year increases
In the past 12 months, the cost of car insurance in Inner London has increased by £599 (59%) - the highest increase of any UK region. This means the cost of car insurance in Inner London is now £1,607, on average. For drivers in Outer London, prices are £1,291, on average - an increase of £483 (60%) compared to this time last year.
Outside of London, Northern Ireland topped more than £1,000 for the first time. Average prices are now £1,051 following a £383 (57%) annual increase. And in Central Scotland, prices have doubled in just 2 years. Drivers can now expect to pay £897, on average.
Complete regional insurance pricing data
Region | Average premium | Annual change (£) | Annual change (%) | Quaterly change (£) | Quarterly change (%) |
---|---|---|---|---|---|
London - Inner
|
£1,607
|
£599
|
59%
|
£104
|
7%
|
Manchester / Merseyside
|
£1,233
|
£443
|
56%
|
£79
|
7%
|
London - Outer
|
£1,291
|
£483
|
60%
|
£104
|
9%
|
Midlands - West
|
£1,224
|
£469
|
62%
|
£85
|
8%
|
Leeds / Sheffield
|
£1,127
|
£412
|
58%
|
£74
|
7%
|
Northern Ireland
|
£1,051
|
£383
|
57%
|
£102
|
11%
|
Midlands - East
|
£982
|
£370
|
60%
|
£68
|
7%
|
North West
|
£940
|
£341
|
57%
|
£63
|
7%
|
South Central
|
£952
|
£354
|
59%
|
£64
|
7%
|
Midlands - North
|
£916
|
£338
|
59%
|
£72
|
9%
|
North East
|
£848
|
£302
|
55%
|
£50
|
6%
|
North
|
£844
|
£309
|
58%
|
£57
|
7%
|
Scotland - Central
|
£897
|
£350
|
64%
|
£77
|
9%
|
South East
|
£837
|
£304
|
57%
|
£61
|
8%
|
East
|
£829
|
£298
|
56%
|
£60
|
8%
|
Wales - South
|
£778
|
£268
|
53%
|
£48
|
7%
|
South
|
£774
|
£276
|
55%
|
£58
|
8%
|
West
|
£738
|
£263
|
55%
|
£51
|
7%
|
Scotland - East & NE
|
£735
|
£279
|
61%
|
£60
|
9%
|
Scotland - Highlands & Islands
|
£712
|
£264
|
59%
|
£58
|
9%
|
Wales - Central & North
|
£652
|
£220
|
51%
|
£39
|
6%
|
South West
|
£636
|
£219
|
53%
|
£39
|
7%
|
Scotland - Borders
|
£657
|
£239
|
57%
|
£55
|
9%
|
Average prices by age
Drivers aged between 17 and 20 see some of the biggest car insurance increases
Young drivers continue to battle some of the highest prices for their car insurance. Those aged between 17 and 20 are likely to have seen prices rise by more than £1,000 in just 12 months. For 17 year olds, this is a 98% (£1,423) annual increase. This brings the average price of a policy to £2,877. Meanwhile, a £1,447 (84%) increase in prices for 18-year-olds means these drivers are now paying more than £3,000 for the first time on record. The average premium for these drivers is now £3,162. But high prices continue to affect drivers of all ages. Those aged 43 and under can now expect to pay £1,000 or more, on average, for their car insurance.
How does my age change my insurance costs?
Find out how age and other factors can determine how much you pay for insurance.
Average prices by gender
Men pay more than women for car insurance
The average costs of car insurance for men and women have both increased in the last 12 months. Prices have risen by £327 (59%) for women and by £389 (58%) for men. Male drivers now pay £1061, while female drivers pay £884, on average.