Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Car insurance prices see first annual increase in 18 months

Car insurance prices have increased by 5% (£37) in 12 months, according to the latest car insurance price index powered by Willis Towers Watson. This is the first annual increase since Q4 2017. Drivers can now expect to pay £789 for a typical comprehensive car insurance policy.

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Comprehensive car insurance price index

Q4 2013 - Q1 2019 - Average price per quarter

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Average prices by region

Premiums across UK regions increase as much as £54 in 12 months

The cost of car insurance in Inner London increased by £54 (5%) in the past year, to £1,214, on average. This is the most expensive region in the UK for car insurance. Meanwhile, drivers in Manchester and Merseyside pay more than £1,000 for the first time in 18 months.

How are other regions affected?

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Average prices by age

All age brackets have seen an increase in price in 12 months

Car insurance prices increased for all drivers of all ages over the past year. In particular, prices for 17 year olds have increased the most having accelerated by £158 (8%) year-on-year. Drivers of this age pay more than £2,000 for the first time in over a year. Meanwhile 66-year-olds have the cheapest premiums, costing £434, on average.

How does my age change my insurance costs?

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How do your prices compare to the rest of the nation? Use our car insurance calculator to look at the average premium for your age and region.
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Average prices by gender

Men pay more than women for car insurance

Men are paying £86 more than women for their car insurance.

How can women keep their insurance costs down?

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Tip from Amanda, our motoring expert

“We hate to be the bearer of bad news but it seems car insurance prices are really starting to accelerate. In fact, we're seeing some of the steepest price hikes in 18 months. We should be shopping around for the best deal, whether we're a new driver or renewing for the tenth year, as there's always another insurer out there willing to offer us a better deal.”

Want to know more? Visit our Meet Amanda page.

Amanda Stretton - motoring editor
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