The overall picture
Biggest increase to car insurance costs in the past twelve months
The cost of car insurance prices has increased for the first time in a year, with drivers now paying £539 a year, on average. That’s according to the latest Confused.com car insurance price index, powered by WTW.
Average prices by region
Premiums across UK regions have increased by as much as £39 in the past three months, on average
The cost of car insurance increased the most in Inner London, with prices now £39 (5%) more expensive than 3 months ago, on average. Drivers in the region now pay an average of £843 for car insurance, making it the most expensive region in the UK.
Complete regional insurance pricing data
| Region | Average premium | Annual change (£) | Annual change (%) | Quaterly change (£) | Quarterly change (%) |
|---|---|---|---|---|---|
London - Inner |
£843 |
-£60 |
-7% |
£39 |
5% |
London - Outer |
£686 |
-£34 |
-5% |
£38 |
6% |
Manchester / Merseyside |
£685 |
-£76 |
-10% |
£39 |
6% |
Midlands - West |
£655 |
-£43 |
-6% |
£35 |
6% |
Leeds / Sheffield |
£625 |
-£48 |
-7% |
£33 |
6% |
Northern Ireland |
£551 |
-£17 |
-3% |
£26 |
5% |
Midlands - East |
£534 |
-£38 |
-7% |
£17 |
3% |
North West |
£521 |
-£47 |
-8% |
£25 |
5% |
South Central |
£513 |
-£32 |
-6% |
£20 |
4% |
Midlands - North |
£510 |
-£26 |
-5% |
£23 |
5% |
North East |
£476 |
-£35 |
-7% |
£18 |
4% |
North |
£468 |
-£30 |
-6% |
£17 |
4% |
Scotland - Central |
£465 |
-£17 |
-4% |
£33 |
8% |
South East |
£450 |
-£30 |
-6% |
£14 |
3% |
East |
£448 |
-£23 |
-5% |
£22 |
5% |
Wales - South |
£441 |
-£28 |
-6% |
£19 |
5% |
South |
£425 |
-£21 |
-5% |
£18 |
4% |
West |
£400 |
-£28 |
-7% |
£11 |
3% |
Scotland - East & NE |
£378 |
-£26 |
-6% |
£16 |
5% |
Scotland - Highlands & Islands |
£377 |
-£25 |
-6% |
£18 |
5% |
Wales - Central & North |
£366 |
-£30 |
-8% |
£13 |
4% |
South West |
£355 |
-£23 |
-6% |
£9 |
2% |
Scotland - Borders |
£342 |
-£32 |
-9% |
£15 |
4% |
Average prices by age
Cheapest car insurance on record for 17-year-olds
For the first time on record, 17-year-olds are seeing the cheapest prices for car insurance for this age group, paying £1,206 on average. However, 21- and 28-year-olds are seeing an increase of around 9% to their car insurance prices in the last 3 months, on average. This equates to an increase of £95 and £62 respectively.
How does my age change my insurance costs?
Find out how age and other factors can determine how much you pay for insurance.
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Average prices by gender
Men pay more than women for car insurance
The average costs of car insurance for men and women have grown by 5% in the last 3 months, increasing by £27 for men, and by £22 for women. Male drivers now pay £576, while female drivers pay £478, on average.
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