Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Car insurance price rollercoaster comes to an end

Car insurance prices have dropped by -£95 (-11%) since last year, according to the latest car insurance price index powered by Willis Towers Watson. However, 62% of drivers say their car insurance premium went up at point of renewal.

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Comprehensive car insurance price index

Q2 2013 - Q2 2018 - Average price per quarter


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Average prices by region

Premiums drop for the first time in Scotland for more than three years

Premiums in Scotland have dropped between -£37 (-6%) and -£58 (-9%) in 12 months, with Scottish drivers now paying as much as £638 to insure their cars. Meanwhile, Inner London saw their premiums drop by a whopping -£179 (-13%), but remains the most expensive region paying more than £1,000.

How are other regions affected?

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Average prices by age

Most age brackets have seen prices decline

Most age brackets have seen their prices decline year-on-year. In particular, 17 year olds saw the biggest drop of -£403 (-18%), bringing their premiums cheaper than 18 and 19 year olds.

How does my age change my insurance costs?

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Car insurance calculator

How do your prices compare to the rest of the nation? Use our car insurance calculator to look at the average premium for your age and region.
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Average prices by gender

Gap closes between car insurance costs for men and women

Men are paying £92 more than women for their car insurance, closing the gap by £28 since this time last year.

How can women keep their insurance costs down?

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Tip from Amanda, our motoring expert

"Finally drivers can see the end of rising car insurance costs in sight. However, many are not seeing these savings reflected in their renewal letters. It’s more important than ever to shop around for a better deal."

Want to know more? Visit our Meet Amanda page.

Amanda Stretton - motoring editor
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