The overall picture
Car insurance costs increase year-on-year for first time in 18 months
For the first time in 18 months, car insurance prices are now more expensive than they were a year ago, on average. Drivers now pay an average of £550 for their cover. That’s according to the latest Confused.com car insurance price index, powered by WTW.
Average prices by region
Drivers in Manchester and Merseyside among few to pay less year-on-year
The cost of car insurance in Manchester in Merseyside fell by £11 (2%) for drivers who shopped around last quarter, on average. This brings the average premium in the region to £697. Drivers in Inner London pay the most, with the average cost in the region now £864.
Complete regional insurance pricing data
| Region | Average premium | Annual change (£) | Annual change (%) | Quaterly change (£) | Quarterly change (%) |
|---|---|---|---|---|---|
London - Inner |
£864 |
£18 |
2% |
£39 |
5% |
Manchester / Merseyside |
£697 |
-£11 |
-2% |
£15 |
2% |
London - Outer |
£687 |
£8 |
1% |
£22 |
3% |
Midlands - West |
£657 |
£5 |
1% |
£14 |
2% |
Leeds / Sheffield |
£627 |
£8 |
1% |
£14 |
2% |
Northern Ireland |
£581 |
£56 |
11% |
£33 |
6% |
Midlands - East |
£548 |
£11 |
2% |
£22 |
4% |
North West |
£529 |
£8 |
2% |
£12 |
2% |
South Central |
£527 |
£12 |
2% |
£22 |
4% |
Midlands - North |
£512 |
£9 |
2% |
£14 |
3% |
North East |
£483 |
£8 |
2% |
£13 |
3% |
North |
£471 |
£8 |
2% |
£11 |
2% |
Scotland - Central |
£468 |
£12 |
3% |
£21 |
5% |
South East |
£466 |
£15 |
3% |
£24 |
5% |
East |
£463 |
£23 |
5% |
£21 |
5% |
Wales - South |
£445 |
£10 |
2% |
£11 |
3% |
South |
£443 |
£19 |
4% |
£25 |
6% |
West |
£418 |
£15 |
4% |
£24 |
6% |
Scotland - East & NE |
£401 |
£14 |
4% |
£25 |
7% |
Scotland - Highlands & Islands |
£393 |
£19 |
5% |
£24 |
6% |
Wales - Central & North |
£383 |
£15 |
4% |
£23 |
6% |
South West |
£376 |
£22 |
6% |
£23 |
7% |
Scotland - Borders |
£370 |
£18 |
5% |
£22 |
7% |
Average prices by age
Cheapest car insurance on record for 17-year-olds
An £83 (7%) drop in prices means 17-year-olds are seeing the cheapest prices for car insurance on record, paying £1,166 on average. However, this increases to £1,419 for 18-year-olds, who pay the most for their car insurance.
How does my age change my insurance costs?
Find out how age and other factors can determine how much you pay for insurance.
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Average prices by gender
Men pay more than women for car insurance
The average costs of car insurance for men and women have both risen by 2% in the last 12 months, increasing by £13 for men and by £10 for women. Male drivers now pay £587, while female drivers pay £487, on average.
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