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Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Car insurance costs increase year-on-year for first time in 18 months

For the first time in 18 months, car insurance prices are now more expensive than they were a year ago, on average. Drivers now pay an average of £550 for their cover. That’s according to the latest Confused.com car insurance price index, powered by WTW.

Car insurance price index 2022 graph

Average prices by region

Drivers in Manchester and Merseyside among few to pay less year-on-year

The cost of car insurance in Manchester in Merseyside fell by £11 (2%) for drivers who shopped around last quarter, on average. This brings the average premium in the region to £697. Drivers in Inner London pay the most, with the average cost in the region now £864.

Car insurance price index 2022 regions map

Complete regional insurance pricing data

Region Average premium Annual change (£) Annual change (%) Quaterly change (£) Quarterly change (%)
London - Inner
£864
£18
2%
£39
5%
Manchester / Merseyside
£697
-£11
-2%
£15
2%
London - Outer
£687
£8
1%
£22
3%
Midlands - West
£657
£5
1%
£14
2%
Leeds / Sheffield
£627
£8
1%
£14
2%
Northern Ireland
£581
£56
11%
£33
6%
Midlands - East
£548
£11
2%
£22
4%
North West
£529
£8
2%
£12
2%
South Central
£527
£12
2%
£22
4%
Midlands - North
£512
£9
2%
£14
3%
North East
£483
£8
2%
£13
3%
North
£471
£8
2%
£11
2%
Scotland - Central
£468
£12
3%
£21
5%
South East
£466
£15
3%
£24
5%
East
£463
£23
5%
£21
5%
Wales - South
£445
£10
2%
£11
3%
South
£443
£19
4%
£25
6%
West
£418
£15
4%
£24
6%
Scotland - East & NE
£401
£14
4%
£25
7%
Scotland - Highlands & Islands
£393
£19
5%
£24
6%
Wales - Central & North
£383
£15
4%
£23
6%
South West
£376
£22
6%
£23
7%
Scotland - Borders
£370
£18
5%
£22
7%

Average prices by age

Cheapest car insurance on record for 17-year-olds

An £83 (7%) drop in prices means 17-year-olds are seeing the cheapest prices for car insurance on record, paying £1,166 on average. However, this increases to £1,419 for 18-year-olds, who pay the most for their car insurance.

How does my age change my insurance costs?

Find out how age and other factors can determine how much you pay for insurance.

Car insurance price index 2022 age image

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Average prices by gender

Men pay more than women for car insurance

The average costs of car insurance for men and women have both risen by 2% in the last 12 months, increasing by £13 for men and by £10 for women. Male drivers now pay £587, while female drivers pay £487, on average.

Car insurance price index 2022 gender image

Car insurance calculator

How do your prices compare to the rest of the nation? Use our car insurance calculator to look at the average premium for your age and region.

Want more information about the price index?

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