Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Car insurance prices increase in 12 months

Car insurance prices have increased by £41 (5%) in 12 months, according to the latest car insurance price index powered by Willis Towers Watson. Drivers can now expect to pay £815 for a typical comprehensive car insurance policy, on average - the most expensive price in two years.

See the full picture

Comprehensive car insurance price index

Q4 2013 - Q4 2019 - Average price per quarter


Free. Not freeish. Buy car or home insurance and choose a free gift with Confused logo blue Rewards

Find out more

    Green flag logo
    12 months' breakdown cover
  • Halfords logo
    £20 to spend
    NowTV logo
    Up to 6 month Pass
    Dominos logo
    £20 to spend

Single annual policy. Now TV 18+. Green Flag breakdown is Roadside Assistance. T&Cs apply.

Average prices by region

Premiums across UK regions increase by as much as £91 in 12 months

The cost of car insurance increased the most in Inner London, with prices now £91 (8%) more expensive than 12 months ago. Drivers in the region now pay £1,260 for car insurance, on average, making it the most expensive region in the UK.

How are other regions affected?

Read more

Average prices by age

Car insurance price increase the most for 18-year-olds.

The cost of car insurance for 18-year-olds increased by £147 (7%) in 12 months, to £2,130, on average. This is the most expensive price paid by any age group. Meanwhile, 38 and 69-year-olds now pay the highest price on record for these ages, paying £672 and £481 respectively.

How does my age change my insurance costs?

Read more
Blue icons of a calculator and a fuel pump

Car insurance calculator

How do your prices compare to the rest of the nation? Use our car insurance calculator to look at the average premium for your age and region.
Find out more

Average prices by gender

Men pay more than women for car insurance

Women were hit the hardest by car insurance price increases and are now paying £48 (7%) more than 12 months ago. However, men are still paying £87 more than women for their car insurance.

How can women keep their insurance costs down?

Read more

Tip from Amanda, our motoring expert

“The bad news is car insurance costs are increasing. And, as drivers, this is something we can't avoid. If costs continue to accelerate at this pace, we could be paying record prices by the end of this year. Shopping around is key to saving on car insurance. And even if your renewal price is cheaper, or the same, it's likely there will be another insurer out there willing to offer a better price.”

Want to know more? Visit our Meet Amanda page.

Amanda Stretton - motoring editor
Image of car icon on a blue background with list of pound symbols

Fuel price index

A comprehensive look at the current state of fuel prices in the UK using our fuel price index.
Blue icon of a fuel pump on a light blue background

Petrol prices

Pop in your postcode and find the cheapest fuel near you!