Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Car insurance prices at lowest point in more than five years

Car insurance prices have dropped by £71 (12%) over the past 12 months. That’s according to the latest car insurance price index, powered by Willis Towers Watson. Drivers can now expect to pay £522 for their car insurance.

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Comprehensive car insurance price index

Q3 2016 - Q2 2021 - Average price per quarter


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Average prices by region

Premiums across UK regions decrease by as much as £102 in 12 months

The cost of car insurance dropped the most in Inner London, with prices now £102 (11%) cheaper than 12 months ago. Drivers in the region now pay an average of £808 for car insurance, making it the most expensive area in the UK for car insurance.

Average prices by age

Car insurance prices drop the most for younger drivers

The cost of car insurance for 20-year-olds decreased by £116 (9%) in 12 months, to £1,196, on average. However, 18-year-olds pay the most for their car insurance, with the average price for this age now £1,409.

How does my age change my insurance costs?

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Car insurance calculator

How do your prices compare to the rest of the nation? Use our car insurance calculator to look at the average premium for your age and region.
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Average prices by gender

Men pay more than women for car insurance

The average costs of car insurance for men and women both dropped, falling by £75 (12%) for men, and by £63 (12%) for women. Male drivers now pay £557, while female drivers pay £464, on average.

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*Based on data provided by Consumer Intelligence Ltd, (August '21). 51% of car insurance customers could save £258.16