Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Car insurance costs continue to accelerate

Over the last 12 months prices have rocketed by 17% - equivalent to £109 - on average, according to the latest car insurance price index powered by Willis Towers Watson. This means a driver can now expect to pay £737 for a typical comprehensive car insurance policy.

See the full picture

Comprehensive car insurance price index

Q4 2011 - Q3 2016 - Average price per quarter


Average prices by region

Motorists in the Scottish border region have experienced the largest annual price rise of 23%.

Drivers in the border of Scotland have seen greater increases in the cost of their car insurance than in any other area. Their premiums increased by 23% (£99) compared with last year, standing at an average of £520.

Average prices by age

While no age group has managed to avoid price rises, older drivers continue to bear the brunt of the biggest increases.

66-year-olds, whose average premium stands at £434, have seen the largest yearly rise and can now expect to pay 28% more for cover than 12 months ago.

Average prices by gender

Both men and women have seen average annual rises, paying £781 and £683 respectively.

Males have seen their car insurance prices increase by 19% (+£124 year-on-year) compared with 15% for female drivers (+£90 year-on-year). There is now a difference of £98 between the sexes.

Get the latest from our motoring expert Amanda!

Brian the robot holding a cheque for one million pounds

Blue icon of a fuel pump on a light blue background

Petrol prices

Pop in your postcode and find the cheapest fuel near you!
Get prices
White car icon on a blue background with list of pound symbols

Car insurance calculator

Our car insurance calculator can help you find out the average cost of a comprehensive policy based on our recent price index results.
Car insurance calculator