Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Car insurance prices drop for the second quarter in a row

Car insurance prices have dropped by £5 (1%) in three months, and £18 (2%) over the past year. That’s according to the latest car insurance price index, powered by Willis Towers Watson. But more than three in four (77%) drivers who received their renewal in the past three months saw their price increase by £44, on average.

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Comprehensive car insurance price index

Q4 2015 - Q3 2020 - Average price per quarter


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Average prices by region

The cost of car insurance in Inner London increased by £32 in three months

Most regions across the UK saw the cost of car insurance drop this past quarter. However, prices in Inner London increased by £32 (3%) to now stand at £1,234, on average. This makes it the most expensive region in the UK for car insurance.

Average prices by age

Car insurance prices drop the most for 17-year-olds

The cost of car insurance for 17-year-olds decreased by £140 (7%) in three months, to £1,911, on average. However, 18-year-olds pay the most for their car insurance, with the average price for this age now £2,091.

How does my age change my insurance costs?

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Car insurance calculator

How do your prices compare to the rest of the nation? Use our car insurance calculator to look at the average premium for your age and region.
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Average prices by gender

Men pay more than women for car insurance

The average cost of car insurance for men and women both dropped by £5 (a 1% drop for both men and women) in the past three months. Male drivers now pay £805, while female drivers pay £714, on average.

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Fuel price index

A comprehensive look at the current state of fuel prices in the UK using our fuel price index.
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*Based on data provided by Consumer Intelligence Ltd, (August '20). 51% of car insurance customers could save £276.03