Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Car insurance prices increase for second consecutive quarter

Car insurance prices have increased by +2% (+£14) over the past quarter, according to the latest car insurance price index powered by Willis Towers Watson. This means motorists can now expect to pay £774 for a typical comprehensive car insurance policy.

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Comprehensive car insurance price index

Q4 2013 - Q4 2018 - Average price per quarter


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Average prices by region

Premiums across UK regions increase as much as +£58 in three months

The cost of car insurance in Northern Ireland increased by +£58 over the past quarter, equivalent to +7%, on average. Meanwhile, Inner London remains the most expensive region, paying more than £1,000 despite a £114 drop in prices year-on-year.

How are other regions affected?

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Average prices by age

Most age brackets have seen prices increase over the quarter

Most age brackets have seen their prices increase over the past three months. However, prices for 17 year-olds drop by 5% (£98) over the quarter to £1,855, on average. This is the lowest price on record for motorists of this age. Meanwhile, 18-year-olds have the most expensive premiums, costing £1,983, on average.

How does my age change my insurance costs?

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Car insurance calculator

How do your prices compare to the rest of the nation? Use our car insurance calculator to look at the average premium for your age and region.
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Average prices by gender

Gap increases between car insurance costs for men and women

Men are paying £98 more than women for their car insurance.

How can women keep their insurance costs down?

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Tip from Amanda, our motoring expert

“Car insurance prices are gathering momentum and have increased for the second quarter running – and this quarter we have seen prices rise at a much faster pace. This is the last thing drivers need as they face the post-Christmas pinch.”

Want to know more? Visit our Meet Amanda page.

Amanda Stretton - motoring editor
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