The overall picture
Car insurance prices continue to rise
The cost of car insurance continues to rise, with UK drivers now paying £586, on average. That’s according to the latest Confused.com car insurance price index, powered by WTW. The figures show a £72 (14%) increase in the past 12 months. This is the highest yearly increase to car insurance prices in the last 5 years.
Average prices by region
Drivers in London saw the biggest increase for car insurance prices
Inner London was the region that saw the biggest rise in premiums over a 12-month period, with drivers now paying £936, on average, for their car insurance. That’s an annual increase of £132 (16%). The second biggest increase for car insurance was in Northern Ireland, with an increase of £106 (20%) in the past 12 months. That means drivers in the region are paying an average premium of £631.
Complete regional insurance pricing data
| Region | Average premium | Annual change (£) | Annual change (%) | Quaterly change (£) | Quarterly change (%) |
|---|---|---|---|---|---|
|
East of England
|
£ 492
|
£66
|
16%
|
£29
|
6%
|
|
Leeds/Sheffield
|
£ 669
|
£77
|
13%
|
£30
|
5%
|
|
London - Inner
|
£ 936
|
£132
|
16%
|
£54
|
6%
|
|
London - Outer
|
£ 741
|
£93
|
14%
|
£37
|
5%
|
|
Manchester/Merseyside
|
£ 737
|
£91
|
14%
|
£36
|
5%
|
|
Midlands - East
|
£ 575
|
£58
|
11%
|
£32
|
6%
|
|
Midlands - North
|
£ 543
|
£56
|
11%
|
£30
|
8%
|
|
Midlands - West
|
£ 697
|
£77
|
12%
|
£38
|
6%
|
|
North
|
£ 504
|
£53
|
12%
|
£29
|
6%
|
|
North East
|
£ 518
|
£60
|
13%
|
£28
|
6%
|
|
North West
|
£ 560
|
£64
|
13%
|
£26
|
5%
|
|
Northern Ireland
|
£ 631
|
£106
|
20%
|
£37
|
6%
|
|
Scotland - Borders
|
£ 391
|
£64
|
20%
|
£25
|
7%
|
|
Scotland - Central
|
£ 505
|
£73
|
17%
|
£28
|
6%
|
|
Scotland - East & NE
|
£ 431
|
£69
|
19%
|
£32
|
8%
|
|
Scotland - Highlands & Islands
|
£ 420
|
£61
|
17%
|
£26
|
7%
|
|
South
|
£ 468
|
£61
|
15%
|
£31
|
7%
|
|
South Central
|
£ 560
|
£67
|
14%
|
£34
|
6%
|
|
South East
|
£ 496
|
£60
|
14%
|
£32
|
7%
|
|
South West
|
£ 395
|
£49
|
14%
|
£22
|
6%
|
|
Wales - Central & North
|
£ 409
|
£56
|
16%
|
£23
|
6%
|
|
Wales - South
|
£ 473
|
£51
|
12%
|
£22
|
5%
|
|
West
|
£ 443
|
£54
|
14%
|
£26
|
6%
|
Average prices by age
Young drivers still paying high premiums
The latest data reveals that young drivers are still paying more than £1,000 for their car insurance. Figures show that drivers aged 18 are currently paying £1,581, on average. That’s an annual increase of £202 (15%), on average. Generally, drivers aged 32 and younger faced the biggest annual increases of £100 or more. Older drivers have also seen increases in the past 12 months. Drivers aged 69 saw a £32 (11%) year-on-year increase, on average.
How does my age change my insurance costs?
Find out how age and other factors can determine how much you pay for insurance.
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Average prices by gender
Men pay more than women for car insurance
Men continue to pay more than women for their car insurance, but costs have increased for both over a 12-month period. On average, car insurance costs have increased by £79 for men and £60 for women. Male drivers now pay £628, while female drivers pay £516, on average.
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