Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Car insurance costs continue to accelerate

Over the last 12 months prices have rocketed by 14% - equivalent to £95 - on average, according to the latest Confused.com car insurance price index powered by Willis Towers Watson. This means a driver can now expect to pay £767 for a typical comprehensive car insurance policy.

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Comprehensive car insurance price index

Q4 2011 - Q4 2016 - Average price per quarter

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Average prices by region

Motorists in the East and North East of Scotland have experienced the largest annual price rise of 20%.

Drivers in the East and North East of Scotland have seen greater increases in the cost of their car insurance than in any other area. Their premiums increased by 20% (£94) compared with last year, standing at an average of £563.

Average prices by age

While no age group has managed to avoid price rises, older drivers continue to bear the brunt of the biggest increases.

66-year-olds, whose average premium stands at £451, have seen the largest yearly rise and can now expect to pay 23% more for cover than 12 months ago.

For the first time in 18 months, 17 year olds are paying more than 18 year olds. Their average premiums stand at £2,112 and £2,109 respectively.

Average prices by gender

Both men and women have seen average annual rises, paying £812 and £711 respectively.

Males have seen their car insurance prices increase by 15% (+£104 year-on-year) compared with 13% for female drivers (+£84 year-on-year). There is now a difference of £101 between the sexes.

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