Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Car insurance prices drop for the first time in more than a year

Car insurance prices have dropped by £19 (5%) in three months, and £39 (2%) over the past year. That’s according to the latest car insurance price index, powered by Willis Towers Watson. This is the first time that prices have dropped year-on-year in more than a year, and is the steepest quarterly decrease in over two years. Drivers can now expect to pay £770 for a typical comprehensive car insurance policy, on average.

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Comprehensive car insurance price index

Q2 2015 - Q2 2020 - Average price per quarter


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Average prices by region

Premiums across UK regions decrease by as much as £70 in three months

The cost of car insurance dropped the most in Inner London, with prices now £70 (6%) cheaper than three months ago. Drivers in the region now pay £1,202 for car insurance on average, making it the most expensive region in the UK.

How are other regions affected?

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Average prices by age

Car insurance prices drop the most for 21-year-olds.

The cost of car insurance for 21-year-olds decreased by £118 (7%) in three months, to £1,525, on average. However, 18-year-olds pay the most for their car insurance, with the average price for this age now £2,134.

How does my age change my insurance costs?

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Car insurance calculator

How do your prices compare to the rest of the nation? Use our car insurance calculator to look at the average premium for your age and region.
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Average prices by gender

Men pay more than women for car insurance

Women benefit from the greatest car insurance price savings, with the average premium for female drivers now £43 (6%) cheaper than three months ago. This brings the average premium to £719. However, men are still paying £91 more than women for their car insurance.

How can women keep their insurance costs down?

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*Based on online independent research by Consumer Intelligence (March '20). 51% of car insurance customers could save £285.88