Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Car insurance costs continue to accelerate

Over the last 12 months prices have rocketed by 16% - equivalent to £110 - on average, according to the latest Confused.com car insurance price index powered by Willis Towers Watson. This means a driver can now expect to pay £781 for a typical comprehensive car insurance policy.

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Average prices by region

Motorists in Scotland have faced the highest annual price rises.

Drivers in the Scotland Highlands and Islands have seen greater increases in the cost of their car insurance than in any other area. The premiums increased by 21% (£102) compared with last year, standing at an average of £594. In fact, Scotland as a whole has faced larger annual increases than other parts of the UK.

Average prices by age

66-year-olds have seen the largest yearly increase of 23%.

66-year-olds, whose average premium stands at £447, have seen the largest annual percentage rise in their car insurance and can now expect to pay 23% more for cover than 12 months ago.

But drivers under the age of 26 account for the biggest monetary year-on-year increases, with 17-year-olds paying £202 (11%) more than they were paying last year.

Average prices by gender

Both men and women have seen average annual rises, paying £824 and £728 respectively.

Males have seen their car insurance prices increase by 17% (£119) and female drivers have seen prices increase 16% (£99). There is now a difference of £96 between the sexes.