Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Car insurance prices increase in 12 months

Car insurance prices have increased by £41 (5%) in 12 months, according to the latest Confused.com car insurance price index powered by Willis Towers Watson. Drivers can now expect to pay £815 for a typical comprehensive car insurance policy, on average - the most expensive price in two years.

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Comprehensive car insurance price index

Q4 2013 - Q4 2019 - Average price per quarter

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Average prices by region

Premiums across UK regions increase by as much as £91 in 12 months

The cost of car insurance increased the most in Inner London, with prices now £91 (8%) more expensive than 12 months ago. Drivers in the region now pay £1,260 for car insurance, on average, making it the most expensive region in the UK.

How are other regions affected?

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Average prices by age

Car insurance price increase the most for 18-year-olds.

The cost of car insurance for 18-year-olds increased by £147 (7%) in 12 months, to £2,130, on average. This is the most expensive price paid by any age group. Meanwhile, 38 and 69-year-olds now pay the highest price on record for these ages, paying £672 and £481 respectively.

How does my age change my insurance costs?

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Car insurance calculator

How do your prices compare to the rest of the nation? Use our car insurance calculator to look at the average premium for your age and region.
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Average prices by gender

Men pay more than women for car insurance

Women were hit the hardest by car insurance price increases and are now paying £48 (7%) more than 12 months ago. However, men are still paying £87 more than women for their car insurance.

How can women keep their insurance costs down?

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Tip from Amanda, our motoring expert

“The bad news is car insurance costs are increasing. And, as drivers, this is something we can't avoid. If costs continue to accelerate at this pace, we could be paying record prices by the end of this year. Shopping around is key to saving on car insurance. And even if your renewal price is cheaper, or the same, it's likely there will be another insurer out there willing to offer a better price.”

Want to know more? Visit our Meet Amanda page.

Amanda Stretton - Confused.com motoring editor
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