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Car insurance price index

The most comprehensive analysis of car insurance pricing in the UK

The overall picture

Biggest increase to car insurance costs in the past twelve months

The cost of car insurance prices has increased for the first time in a year, with drivers now paying £539 a year, on average. That’s according to the latest Confused.com car insurance price index, powered by WTW.

 
Car insurance price index 2021 graph

Average prices by region

Premiums across UK regions have increased by as much as £39 in the past three months, on average

The cost of car insurance increased the most in Inner London, with prices now £39 (5%) more expensive than 3 months ago, on average. Drivers in the region now pay an average of £843 for car insurance, making it the most expensive region in the UK.

Car insurance price index 2021 regions map

Complete regional insurance pricing data

Region Average premium Annual change (£) Annual change (%) Quaterly change (£) Quarterly change (%)
London - Inner
£843
-£60
-7%
£39
5%
London - Outer
£686
-£34
-5%
£38
6%
Manchester / Merseyside
£685
-£76
-10%
£39
6%
Midlands - West
£655
-£43
-6%
£35
6%
Leeds / Sheffield
£625
-£48
-7%
£33
6%
Northern Ireland
£551
-£17
-3%
£26
5%
Midlands - East
£534
-£38
-7%
£17
3%
North West
£521
-£47
-8%
£25
5%
South Central
£513
-£32
-6%
£20
4%
Midlands - North
£510
-£26
-5%
£23
5%
North East
£476
-£35
-7%
£18
4%
North
£468
-£30
-6%
£17
4%
Scotland - Central
£465
-£17
-4%
£33
8%
South East
£450
-£30
-6%
£14
3%
East
£448
-£23
-5%
£22
5%
Wales - South
£441
-£28
-6%
£19
5%
South
£425
-£21
-5%
£18
4%
West
£400
-£28
-7%
£11
3%
Scotland - East & NE
£378
-£26
-6%
£16
5%
Scotland - Highlands & Islands
£377
-£25
-6%
£18
5%
Wales - Central & North
£366
-£30
-8%
£13
4%
South West
£355
-£23
-6%
£9
2%
Scotland - Borders
£342
-£32
-9%
£15
4%

Average prices by age

Cheapest car insurance on record for 17-year-olds

For the first time on record, 17-year-olds are seeing the cheapest prices for car insurance for this age group, paying £1,206 on average. However, 21- and 28-year-olds are seeing an increase of around 9% to their car insurance prices in the last 3 months, on average. This equates to an increase of £95 and £62 respectively.

How does my age change my insurance costs?

Find out how age and other factors can determine how much you pay for insurance.

Car insurance price index 2021 age image

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Average prices by gender

Men pay more than women for car insurance

The average costs of car insurance for men and women have grown by 5% in the last 3 months, increasing by £27 for men, and by £22 for women. Male drivers now pay £576, while female drivers pay £478, on average.

Car insurance price index 2021 gender image

Car insurance calculator

How do your prices compare to the rest of the nation? Use our car insurance calculator to look at the average premium for your age and region.

Want more information about the price index?

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