Single trip travel insurance

Compare cheap single trip insurance quotes from as little as £2.62*

  • The perfect policy type if you’re going on one holiday

  • Covers medical treatment, cancellations and more

  • Compare some policies with covid cover

*The cheapest single-trip policy is £2.62 (based on 1 adult aged 31, with no previous medical conditions travelling in Europe for up to 3 nights). Prices correct on the 24/03/2022.

Can I get travel insurance that covers COVID-19?

Yes, you can still compare and purchase travel insurance with COVID-19 cover from Confused.com. All of our providers offer emergency medical treatment and repatriation (returning to the UK) for COVID-19 claims.

A number of our providers offer further COVID-19 related cover such as holiday cancellations and accommodation costs and denied boarding. Be sure to check the details of your policy carefully as different providers will offer different policy enhancements.

It's important to note that if you travel against advice from the Foreign, Commonwealth and Development Office (FCDO), you won't be covered by any travel insurance policy you buy.

What is single trip travel insurance

If you’re going on a one-off holiday, abroad or in the UK, it makes sense to take out single trip travel insurance. You’ll be covered for cancellations, medical costs and lost/stolen personal belongings.

If you’re going on more than one trip in a 12-month period an annual multi-trip travel insurance policy might be a better option – this could be more convenient and cheaper than taking out a separate travel insurance policy for each trip you go on.

What does single trip travel insurance cover?

A typical single trip travel insurance policy gives you:

  • Cancellation cover should you need to cancel your holiday. This could be because you can’t travel due to illness, certain changes in your personal circumstances or a change in Foreign, Commonwealth & Development Office (FCDO) advice for your destination.
  • Luggage and personal possessions cover protects against theft, loss or accidental damage during your trip. But remember, your belongings usually won’t be covered if you leave them unattended.
  • Emergency medical costs and treatment should also include return travel to the UK if injury or illness means you need to return early.

You can take out additional cover for things like ski and winter sports cover, cruise cover and business trip cover. Just select the extras you need when you’re getting a quote for your single trip holiday insurance and we’ll do the rest.

How much is single trip travel insurance?

You can get single trip travel insurance from as little as £2.621 But the cost of single trip holiday insurance varies depending on:

  • How long you're away for
  • Where you're going
  • What level of cover you need
  • Your personal circumstances, such as age, pre-existing medical conditions etc

We’ve looked at the average price for a 1-week policy covering a trip to some of the most popular destinations around the world:

Destination Average price for a 1 week policy**
Spain
£27.87
USA
£46.43
France
£30.00
Germany
£34.21
Italy
£32.78
Greece
£27.76
UAE
£29.37
Portugal
£29.88
Egypt
£22.86
Netherlands
£37.44
UK
£26.01

1. *The cheapest single-trip policy is £2.62 (based on 1 adult aged 31, with no previous medical conditions travelling in Europe for up to 3 nights). Prices correct on the 24/03/2022.

**Average prices of policies, bought between September 2021 and March 2022 – Confused.com travel insurance policy data with no exclusions.

How can I get cheaper single trip travel insurance?

Here are some easy ways you could get cheaper single trip travel insurance:

Don’t wait to buy your single trip travel insurance as you may find the cost will go up. It’s better to take out your travel insurance when you book your trip so you’re covered for cancellations.

Choose multi trip cover if you’re going on multiple trips in the next 12 months. It could work out cheaper than multiple single trip policies.

Choose a higher excess if you can. Paying a higher excess is another way to get cheap single trip travel insurance. The excess is the amount you must pay towards any claim, therefore you need to make sure you can afford to pay this amount if something did go wrong.

Compare quotes from a range of insurers to help you get our best deal on single trip travel insurance – your money should go further if you shop around.

Compare single trip travel insurance quotes

When's the best time to start single trip travel insurance?

You should take out travel insurance as soon as you’ve booked your trip – if you suddenly need to cancel your trip due to illness for example, you’ll be able to claim under the cancellations cover on your single trip travel insurance policy. Leave it too late and you risk having to cancel your holiday without actually having any cover for cancellations in place.

You should at least have bought your single trip travel insurance before your day of departure or you risk not being covered for things like medical expenses and lost luggage as well.

 

What’s not covered with single trip travel insurance?

A standard single trip travel insurance policy will cover you for things like cancellations, luggage and personal possessions as well as emergency medical costs and treatment. But it’s important to bear in mind that a standard travel insurance policy doesn’t cover every eventuality.

Here’s some of the things that aren’t covered on a standard single trip travel insurance policy:

  • Pre-existing medical conditions
  • Travelling against FCDO advice
  • Skiing or extreme sports
  • Natural disasters and terrorism

Pre-existing medical conditions are conditions that you have when you take out your travel insurance policy. While pre-existing conditions like cancer, stroke or diabetes won’t be covered by a standard policy, you can apply to cover these under a medical travel insurance policy.

Skiing or extreme sports will not be covered under a standard travel insurance policy, but you can add cover for an extra cost.

Select winter sports cover under the extras when you get a quote to cover ski-related injuries or ski equipment. You can also take out adventure travel insurance to cover extreme sports like rock climbing.

Travelling against FCDO advice usually means you won’t be covered. An example is if the FCDO has advised it’s unsafe to travel to a certain country or region.

Natural disasters and terrorism may not be covered. But it’s best to check the policy wording or contact your insurer if you’re unsure.

What are the alternatives to single trip travel insurance?

If you’ll be going on more than one holiday within the next year, then it might make more sense to take out annual multi-trip travel insurance, also known as annual travel insurance.

It could work out cheaper to buy multi-trip travel insurance rather than taking out a separate single trip travel insurance policy for each holiday.

A backpacker travel insurance policy could suit you better if you’re going to be travelling to multiple countries in the same trip and for longer than 31 days

You can also buy family travel insurance either as a multi-trip or single policy. A family travel insurance policy will typically cover one to two adults and up to a maximum of eight children. Everyone on the family travel insurance policy must have the same permanent address.

I have a pre-existing medical condition. Can I get travel insurance?

If you’re looking for travel insurance and have a pre-existing medical condition, using our comparison service could help.

Pre-existing medical conditions include things like:

  • High blood pressure
  • Diabetes
  • Cancer
  • Stroke
  • Heart and respiratory problems

The cost of your cover is likely to be higher if the insurer believes the pre-existing condition means you have a high chance of needing medical services while on holiday.

Some insurers might not cover you if you already have a serious medical condition, or if you have a number of conditions. Others might offer you insurance, but at a much higher price. If you’re unable to find suitable cover, the Money and Pension Service (MaPS) has also set up a directory of insurers willing to cover customers with pre-existing medical conditions.

You can contact the Money and Pensions Service (MaPS) or call them on 0800 138 7777.

You should always tell the truth about pre-existing medical conditions when you get a travel insurance quote – otherwise you could find your claims won’t be paid by the insurer.

What do I need to compare single trip travel insurance quotes?

It only takes a few minutes to get a quote for single trip travel insurance. Having the following information to hand makes it easier:

  • Your name and email address
  • Your destination
  • Start and return date of your trip
  • Who’s travelling, is it an individual, a couple, a family or a group

Compare single trip travel insurance quotes

Need more help?

Can I get single trip holiday insurance for staycations in the UK?

You can take out travel insurance for staycations in the UK. But certain conditions may apply to policies on UK trips, like where you’re going and how long you’re away for. If you’re going somewhere that is considered close to home, an insurer may not provide cover.

You should check your single trip travel insurance policy wording.

Do I still need a European Health Insurance Card (EHIC)?

You can still use your European Health Insurance Card (EHIC) as long as it hasn’t already expired. If you don’t have an EHIC, you can apply for its replacement, the Global Health Insurance Card (GHIC). The GHIC gives you state healthcare in most European countries at a reduced cost or sometimes for free.

Your EHIC or GHIC isn’t a replacement for travel insurance, but you should take it with you.

Does single trip travel Insurance cover COVID-19?

Many single trip travel insurance policies will pay out for claims caused by COVID-19, but not all.

When you get a quote with us we’ll show you which policies include COVID-19. We’ll also share the insurer’s COVID guidelines so you can check what’s covered before you buy.

What counts as single trip for travel insurance?

This can vary, depending on your individual policy and insurer – many single trip insurance policies can only provide cover for up to a month, though some might be able to cover you for up to three months. If in doubt, you should check the policy wording or contact the insurer directly before you buy.

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