Single trip travel insurance

Compare cheap single trip insurance quotes from as little as £2.61*

  • The perfect policy type if you’re going on one holiday

  • Covers medical treatment, cancellations and more

  • Compare some policies with covid cover

*The cheapest single-trip policy is £2.61 (based on 1 adult aged 31, with no previous medical conditions travelling in Europe for up to 3 nights). Prices correct on the 02/11/2022.

Can I get travel insurance that covers COVID-19?

Yes, you can still compare and purchase travel insurance with COVID-19 cover from Confused.com. All of our providers offer emergency medical treatment and repatriation (returning to the UK) for COVID-19 claims.

Many of our providers offer further Covid-19 related cover such as holiday cancellations, accommodation costs and denied boarding. Be sure to check the details of your policy carefully as different providers will offer different policy enhancements.

It's important to note that if you travel against advice from the Foreign, Commonwealth and Development Office (FCDO), you won't be covered by any travel insurance policy you buy.

What is single trip travel insurance

Single trip travel insurance covers you for one specific trip, insuring you against cancellations, medical costs and lost/stolen personal belongings. It makes sense to get single trip travel insurance as soon as you book a holiday, abroad or in the UK.

If you’re going on more than one trip in a 12-month period an annual multi-trip travel insurance policy might be a better option. It could be more convenient and cheaper than getting a separate travel insurance policy for each trip you go on.

What does single trip travel insurance cover?

A typical single trip travel insurance policy offers:

  • Holiday cancellation cover if you can’t travel due to illness, certain changes in your personal circumstances or a change in Foreign, Commonwealth & Development Office (FCDO) advice for your destination.
  • Luggage and personal possessions cover protects against theft, loss or accidental damage during your trip. But your belongings usually aren't covered if you leave them unattended.
  • Emergency medical costs and treatment should also include return travel to the UK if injury or illness means you need to return early.

Single trip travel insurance usually won’t cover:

  • Treatment for pre-existing medical conditions that you have when you take out your travel insurance policy, including things like cancer, stroke and diabetes. If you need cover for a pre-existing condition, consider a medical travel insurance policy.
  • Travelling against Foreign Commonwealth & Development Office (FCDO) advice. For example, if the FCDO has advised it’s unsafe to travel to a certain country or region. Check the latest FCDO advice on the destination before your trip.
  • Skiing or extreme sports aren't covered as standard, but you can add cover for an extra cost. You can also get adventure travel insurance to cover extreme sports like rock climbing.
  • Natural disasters and terrorism may not be covered, so check the policy wording or contact your insurer if you’re unsure.
  • Claims caused by drinking alcohol or taking drugs.

You can also get extra cover for cruises and business trips. Just select the extras you need when you’re getting a quote for your single trip holiday insurance and we’ll do the rest.

How much is single trip travel insurance?

You can get single trip travel insurance from as little as £2.61* But the cost of single trip holiday insurance varies depending on:

  • How long you're away for
  • Where you're going
  • What level of cover you need
  • Your personal circumstances, such as age, pre-existing medical conditions etc

We’ve looked at the average price for a 1-week policy covering a trip to some of the most popular destinations around the world:

Destination Average price for a 1 week policy**
Spain
£26.45
USA
£45.65
France
£29.12
Germany
£33.12
Italy
£31.58
Greece
£26.87
UAE
£28.21
Portugal
£28.99
Egypt
£22.04
Netherlands
£36.75
UK
£25.87

*The cheapest single-trip policy is £2.61 (based on 1 adult aged 31, with no previous medical conditions travelling in Europe for up to 3 nights). Prices correct on the 02/11/2022.

**Average prices of policies, bought between May 2022 and November 2022 – Confused.com travel insurance policy data with no exclusions.

How can I get cheaper single trip travel insurance?

Here are some easy ways you could get cheaper single trip travel insurance:

Don’t wait to buy your single trip travel insurance as you may find the cost will go up. It’s better to take out your travel insurance when you book your trip so you’re covered for cancellations.

Choose multi trip cover if you’re going on multiple trips in the next 12 months. It could work out cheaper than single trip travel insurance.

Choose a higher excess if you can. This is the amount you'll pay towards any claim, so make sure you can afford to pay it if something goes wrong.

Compare quotes from a range of insurers to help you get our best deal on single trip travel insurance.

Compare single trip travel insurance quotes

What are the benefits of single trip travel insurance?

You can tailor single trip travel insurance to cover each trip. If you're only going on holiday once in a year, it's often cheaper to buy single trip travel insurance for 1-2 weeks at a time than an annual multi-trip policy.

Plus, single trip travel insurance customers can easily choose the destination for the needed cover as they'll know exactly where they're going. With an annual policy, you'd need to choose from regional or worldwide cover for the whole year.

Single trip travel insurance can also benefit older travellers as annual multi-trip insurance products often exclude people over the age of 75.

I have a pre-existing medical condition. Can I get travel insurance?

If you’re looking for travel insurance and have a pre-existing medical condition, using our comparison service could help.

Pre-existing medical conditions include things like:

  • High blood pressure
  • Diabetes
  • Cancer
  • Stroke
  • Heart and respiratory problems

The cost of your cover is likely to be higher if the insurer believes the pre-existing condition means you have a high chance of needing medical services while on holiday.

Some insurers might not cover you if you already have a serious medical condition, or if you have a number of conditions. Others might offer you insurance, but at a much higher price. If you’re unable to find suitable cover, the Money and Pension Service (MaPS) has also set up a directory of insurers willing to cover customers with pre-existing medical conditions.

You can contact the Money and Pensions Service (MaPS) or call them on 0800 138 7777.

You should always tell the truth about pre-existing medical conditions when you get a travel insurance quote – otherwise you could find your claims won’t be paid by the insurer.

What do I need to compare single trip travel insurance quotes?

It only takes a few minutes to get a quote for single trip travel insurance. Having the following information to hand makes it easier:

  • Your name and email address
  • Your destination
  • Start and return date of your trip
  • Who’s travelling, is it an individual, a couple, a family or a group

Compare single trip travel insurance quotes

Need more help?

When's the best time to start single trip travel insurance?

You should take out travel insurance as soon as you’ve booked your trip. If you suddenly need to cancel your trip due to illness, for example, you can claim under the cancellations cover on your single trip travel insurance policy.

Leave it too late and you risk having to cancel your holiday without actually having any cover for cancellations in place.

At least buy your single trip travel insurance before your day of departure or you risk not being covered for things like medical expenses and lost luggage as well.

Can I get single trip holiday insurance for staycations in the UK?

You can buy travel insurance for staycations in the UK. But certain conditions may apply to policies on UK trips, like where you’re going and how long you’re away for. If you’re going somewhere close to home, an insurer may not provide cover.

So check your single trip travel insurance policy wording.

Do I still need a European Health Insurance Card (EHIC)?

You can still use your European Health Insurance Card (EHIC) if it hasn’t already expired. If you don’t have an EHIC, you can apply for its replacement, the Global Health Insurance Card (GHIC). The GHIC gives you state healthcare in most European countries at a reduced cost or sometimes for free.

Your EHIC or GHIC isn’t a replacement for travel insurance, but you should take it with you.

Does single trip travel Insurance cover COVID-19?

Many single trip travel insurance policies will pay out for claims caused by COVID-19, but not all.

When you get a quote with us, we’ll show you which policies include COVID-19. We’ll also share the insurer’s COVID guidelines so you can check what’s covered before you buy.

What counts as single trip for travel insurance?

This can vary, depending on your individual policy and insurer – many single trip insurance policies can only provide cover for up to a month. But some might be able to cover you for up to three months. If in doubt, you should check the policy wording or contact the insurer directly before you buy.

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