Single trip travel insurance

Get single trip insurance from as little as £2.10*

  • The perfect policy type if you’re going on one holiday

  • Covers medical treatment, cancellations and more

  • Tailor your policy to suit your needs

*How did we get this figure?

The cheapest single-trip policy is £2.10 (based on 1 adult aged 31, with no previous medical conditions travelling in Europe for up to 3 nights). Prices correct on the 20/07/2021.

Covid-19 - Important information 22nd June 2021

International travel has restarted, governed by a traffic light system. The system will help travellers to understand COVID requirements when travelling back to England, Scotland, Wales, and Northern Ireland from a green, amber or red country.

Before buying travel insurance, you should think about what could happen if your destination moves from a green list country to an amber or red list country. You may face extra costs and face travel restrictions that won't be covered by your travel insurance policy.

The traffic light system only tells you what you have to do when returning to England or Scotland, as there will be strict border control measures in place. So even if a country is on the green list, you still need to check your destination's entry requirements and the Foreign, Commonwealth and Development Office (FCDO) advice for travelling there. If the Foreign Office has advised against travel to your destination and you still decide to travel, you won’t be covered by any travel insurance policy you buy.

A few insurers do offer cover if you're an essential traveler, but if you have any questions, you should check the policy wording or contact your chosen provider before you buy.

What is single trip travel insurance

A single trip travel insurance policy offers you cover for a one-off short trip or holiday, abroad or in the UK. This could be for a few nights, a week, or even two weeks. It’ll cover you for if your travel plans are cancelled, for lost or stolen items and any medical or treatment costs.

Now the UK has left the EU, having cover for while you’re away in Europe is important. Your European Health Card will only cover you until it expires so be sure to check it’s valid before your trip.

If you’re going to be away more than once in a year, an annual travel insurance policy might be a better option - it may even help you save money.

What does single trip travel insurance cover?

A typical single trip travel insurance policy covers:

  • Cancellation of travel or accommodation so if weather disruptions or strikes affect your bookings, you won’t lose any money
  • Lost baggage and personal possessions in case anything gets stolen or misplaced
  • Medical costs and treatment for if you, or someone else on your policy falls ill or gets injured and needs to go to hospital or see a doctor

You can also add additional cover to your quote for things such as ski and winter sports cover, cruise cover and business trip cover. Select the extras you want when you’re getting your quote and we’ll take care of the rest.

Be sure to check the details of your quote before buying it to make sure your policy is tailored right for your single trip.

How much is single trip travel insurance?

You can get a single trip policy from as little as £2.101 . But this can increase depending on how long you’re away for, where you’re going and what level of cover you need.

To give you a better idea, we’ve looked at the average price for a 1-week policy covering a trip to some of the most popular destinations around the world:

Destination Average price for a 1 week policy2
Spain
£18.51
USA
£39.71
France
£13.89
Germany
£11.69
Italy
£13.95
Greece
£16.45
UAE
£25.03
Portugal
£14.44
Egypt
£14.23
Netherlands
£12.47
UK
£17.89

1. The cheapest single-trip policy is £2.10 (based on 1 adult aged 31, with no previous medical conditions travelling in Europe for up to 3 nights). Prices correct on the 20/07/2021.

2. Average prices of policies, bought between August and October 2020 – Confused.com travel insurance policy data.

When’s the best time to get single trip travel insurance?

We recommend buying your insurance as soon as you’ve booked your trip, just in case anything is cancelled, or you need to change anything due to illness. That way you can spend less time worrying about whether you’re covered or not, and more time looking forward to your holiday.

If you’re still in the planning stage of your holiday, you should make sure your cover is in place before you leave. Otherwise, insurers may not pay out if you end up making a claim.

Compare simple trip travel insurance quotes?

What’s not covered with single trip travel insurance?

A standard travel insurance policy sadly won’t cover you for every possible eventuality. It only covers you in the event of the unexpected happening, like cancellations, lost baggage, accidents or illness. The good news is that you can adjust your policy to make sure you’re covered for everything you’ll need. Just edit the results of your search after getting a quote.

Here’s what’s not covered on the standard policy:

  • Pre-existing medical conditions
  • Travelling against FCDO advice
  • Ski cover or extreme sports cover
  • Natural disasters and terrorism

Pre-existing medical conditions are covered under a specific type of policy which covers most medical conditions including cancer, stroke and heart conditions.

Travelling against FCDO advice for example, ignoring travel advice around coronavirus, means your travel insurance policy will not cover you if you make a claim.

Ski cover or extreme sports cover has to be added as an extra when getting your quote. If you’re going on a skiing holiday or have a holiday planned that includes adventure sports, your standard travel insurance policy won’t cover you.

Natural disasters and terrorism such as an earthquake on your trip, may not be covered. The same applies to acts of terrorism. The best way to be sure is to double check your policy details, and if you’ve got any questions, contact your insurer directly.

Should I get single trip or annual travel insurance?

If you’re only going on one holiday in 12 months, then a single trip policy is a more cost-effective option. However, if you’ll be going on a number of trips during the coming year, then an annual travel insurance policy will be better suited. It’ll save you having to buy a separate policy for each trip that you’re going on, and it may also work out cheaper overall!

I have a pre-existing medical condition. Can I get travel insurance?

If you have a pre-existing medical condition, you can still get a quote. The conditions we could find cover for include cancer, stroke, serious heart, respiratory and terminal conditions.

Some insurers might not cover you if you already have a serious medical condition, or if you have a number of conditions. Others might offer you insurance, but at a much higher price. If you’re unable to find suitable cover, the Money and Pension Service (MaPS) has also set up a directory of insurers willing to cover customers with pre-existing medical conditions.

You can contact the Money and Pensions Service (MaPS) or call them on 0800 138 7777.

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