Single-trip cover can vary between providers. So, it's important to make sure you read your policy documents to understand what cover you'll get.
Standard single-trip travel insurance might not cover everything you're planning during your trip. So, you might be considering adding extra cover. Let's take a look at your options:
Just follow these 3 steps to compare single-trip travel insurance:
"It’s best to buy your single-trip travel insurance as soon as possible after booking your holiday. That way you’re covered if something happens in the lead-up and you need to cancel your trip. Don’t leave it too late to buy - you can’t claim for any events that happen before you buy your policy."
It's best to buy travel insurance as soon as you've booked your trip. Some insurers let you buy your travel insurance up to 18 months before you travel.
Buying as soon as you book means you're covered for the unexpected, even before your departure date. So, if something happens that means you can no longer go, like illness or redundancy, you can claim for the costs of your holiday.
Yes - the Global Health Insurance Card (GHIC) is great to have when travelling abroad, but they're not a replacement for travel insurance.
You can use your GHIC card to access state-level healthcare in participating countries. But, it doesn't mean you're exempt from medical bills - you just pay the same price as a citizen of the country you're in.
Single-trip travel insurance can help cover the costs of any medical bills you get. It'll also cover the cost of flying you home for continued treatment. This is called repatriation.
Usually, yes. It's normally divided into 2 types: compulsory and voluntary excess. Generally, you'll have to pay both, and they're normally deducted from your final payout. Here's a quick breakdown:
You can opt for no-excess travel insurance, but it could increase the overall cost of your travel insurance. There might still be an excess to pay on certain parts of your travel insurance policy, too.
You might not think travel insurance is important if you're holidaying in the UK because any medical treatment you need is covered by the NHS.
That said, travel insurance is still worth having - holidays in the UK can be expensive. If you have to cancel your trip unexpectedly, UK travel insurance can cover the costs of your holiday.
One thing to keep in mind: Travel insurance might not cover you unless you're going a certain distance from home, or will be away for a minimum number of nights.
Means you can get one policy that covers everyone, rather than buying individual policies.
Covers students who are heading abroad to study or want to spend a few months backpacking.
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