Strictly speaking, no. Most standard insurance policies should cover you and your car regardless of the fuel or energy type. But some specialist providers and policies have sprung up to offer more tailored features aimed at EVs. Expect to see more of these as electric cars become more popular.
For example, a policy from LV includes benefits such as:
- Free recovery to the nearest charge point UK-wide if you run out of battery power
- Charging cables, adaptors and wall boxes are covered for accidental damage, fire and theft
- Accidental damage, fire and theft cover for your battery
- Lifetime guarantee on repairs (some restrictions apply)
Alternatively, some providers such as ByMiles could offer certain benefits if you have a connected car.
They offer policies for connected car models, such as Tesla. Using the smart technology in your car, simply connect your car to your ByMiles account. Your price will be tailored to you based on the amount of miles you drive.
Their handy app lets you track the miles you’ve clocked up and pay for what you’ve driven monthly.
Comparing quotes with us doesn’t guarantee you’ll get a price offer from these providers. As with all insurers, restrictions and limitations apply depending on a range of factors.