When looking at finance options for a car, it's sometimes hard to know which option is right for you. PCP breaks the process down in to 3 easy steps and can offer a more flexible form of finance. The monthly payments are also usually lower than HP or a personal loan.
However, with PCP you won't own the car at the end of the deal unless you make a balloon payment. If owning the car is important to you, think about whether or not you'll be able to afford a large one-off payment.