Buy car insurance and choose a freebie with Confused.com Rewards
Single annual policy. HelloFresh 18+ subscription service, geographical exclusions apply. T&Cs apply


How can young drivers get cheaper insurance?
Here are some quick ways to cut the cost of young driver insurance:
Take out a black box policy if you’re a relatively safe driver and can achieve a good driving score, as this could help cut the cost of your car insurance.
Do a pass plus course to improve your driving skills and become a safer driver as this could help you seem like less or a risk to insurers.
Get a dash cam as some insurers will offer you lower premiums if you do. Cameras can deter theft and help show who’s at fault in an accident.
Add extra security devices like alarms or trackers to make your car more secure, and therefore less likely to be stolen or broken into.
Pay annually for your insurance, as insurers will usually charge you more if you opt to pay monthly.
Compare quotes to make sure you’re not paying above the odds for your young driver insurance.
Look at comprehensive cover, not just third party, as comprehensive can sometimes works out cheaper than third party cover.
Get a low insurance group car as the insurance group your car is in affects what you pay, so checking a car’s group before you buy it is a good idea.
Add a named driver, ideally an older, more experienced one, to your policy, as this can sometimes bring your costs down. But make sure they're actually going to be using the car.
What our car insurance expert says
Driving can be pretty expensive when you first start out. The good news is there's plenty of things you can do to help reduce the costs. The quickest and easiest way to save money on car insurance is to shop around. You might want to also look at a black box policy or comparing the levels of cover to see whether a comprehensive policy could be cheaper than third-party or third-party fire and theft.
Car insurance expert
Need more help?
When will my insurance get cheaper?
There’s a decent chance you’ll see the premiums on your young driver insurance begin to fall when you turn 21, especially if you’ve got a few years of driving experience under your belt and have a no claims bonus.
But as a young driver, you should still expect to pay more for your car insurance than older drivers.
If you drive sensibly and continue to build up your no claims bonus, there’s also the prospect that you’ll see the cost of your car insurance fall again when you turn 25.But it’s worth keeping in mind that if you make a claim on your car insurance or incur penalty points on your license, your premiums are still likely to be higher than for someone the same age as you who has a clean driving history with a no claims bonus.
Other individual factors such as where you live and type of car you drive can also significantly impact how much you pay for your car insurance. See our guide on how car insurance is calculated for more.
Can I drive other cars on my policy?
Driving other cars (DOC) may be included on some comprehensive policies, but young drivers don’t usually get the DOC benefit. Most insurers won’t offer DOC cover to drivers under the age of 25.
Can a dashcam lower young driver car insurance costs?
Some providers offer a discount if you have a dashcam installed in your car. Dashcams provide useful evidence if you’ve had an accident, and some insurers think it makes drivers more careful on the road. When you’re getting a quote, we’ll ask you if you have a dashcam fitted to your car. If you do use one, you can use this question to let us know.
Can I just be added to my parents’ car insurance?
Yes, if you’ll only be driving your parents’ car now and again, you can be added to their insurance as a named driver. This should be significantly cheaper than if you were taking out insurance as the main driver for your own car.
But bear in mind that the main driver has to be the person who spends the most time in the car. So if you use the car more than your parents, but are only insured as a named driver, this is illegal and is known as fronting. The consequences can be severe – voided or cancelled policies, substantial fines, up to six points on your driving licence and a potential driving ban can all follow. So beware.
Can I let a friend drive my car?
Your insurance policy will normally allow you to add a number of named drivers to your policy. If you have a friend or relative that may regularly need to drive your car it’s worth getting them added. For ad hoc use, or in an emergency, short term or temporary insurance can usually be arranged in minutes.
Can I spread the cost of my car insurance?
Car insurance is expensive, and you can arrange to pay it monthly to spread the cost and make it more affordable. However, most insurers charge you interest to do this, boosting your overall cost, so it’s cheaper to pay it in one go if you can.
"Easy to use, with good prices."
John - Confused.com customer (July 2022)
"Quick and easy to get quality insurance from a trusted source."
Mark - Confused.com customer (August 2022)
"Easy and simple to use."
Megan - Confused.com customer (August 2022)
"Great service, easy to use and found the best deal for me."
Tania - Confused.com customer (August 2022)
"So easy to use. Saved me over £100."
Valerie - Confused.com customer (August 2022)
Types of car insurance
Black box car insurance
lets you prove you’re a safe driver, and save money on your policy, even if you’re inexperienced or seen as high risk.
Classic car insurance
offers cover for owners of classic cars. For insurance purposes, a classic car can be any car that’s older than 15 years.
Business car insurance
covers you if you use your car for work, including travelling between offices or across the country.
Car insurance guides

Parking rules and restrictions
Your burning parking questions are finally answered.

The young driver index
We look at the easiest countries in the world to learn to drive

Women's car insurance
The ECJ ruling changed women's car insurance - here are a few handy tips that could keep your costs down.

Drink-driving - what you need to know
If you're drinking, don't drive. If you're driving, don't drink. But if you need more info, here's what you need to know.

The best car events
A motoring event is a great place to meet like-minded car lovers and look at the latest models. We reveal the best car events to attend in the UK, USA, Australia and Canada.

Temporary car insurance for non-UK residents
You need car insurance to drive in the UK, even as an international driver. Here's what you need to know about temporary car insurance for non-UK residents.