Can I get temporary van insurance?
To get temporary cover you must:
- Be aged between 17 and 77
- Hold a UK or EU driving licence
- Have been a permanent UK resident for the last 12 months
- Have no more than 7 points on your licence over the last 3 years
- Have not been disqualified from driving
- Have no more than 2 at fault claims in the last 3 years
- Have no criminal convictions
- Not had a previous insurance policy voided by an insurer
Your van must:
- Be worth between £1,500 and £65,000
- Be roadworthy and have a valid MOT (unless insurance is being arranged to get your van to a pre-booked MOT)
- Be taxed (unless you're using the policy to immediately obtain tax after purchase)
- Have no modifications, other than signage, roof racks, ply lining, interior storage or those designed to aid disabled drivers
- Be right-hand drive
- Have no more than 5 seats
- Weigh no more than 7.5 tonnes
What isn't covered?
There are certain things that a temporary van insurance policy won't cover, including:
- Driving other vehicles
- Additional drivers
- Fees for releasing the van from an impound
- Damage to trailers towed by the van
- Goods carried in or on the vehicle when courier use is selected
Types of van insurance
Commercial van insurance
protects your van and its cargo if you use your van for haulage or business use.
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