Vans are often at a greater risk of theft (due to their contents and scrap value) and collisions (due to generally covering more miles) than regular vehicles, so it’s important to get the right policy in place to protect them, especially if your van is essential to your business.
If your vehicle is used in connection with anything that involves payment or income, it may not be covered under a standard insurance policy. Ensure you select the commercial van insurance policy that suits your needs the best, taking into consideration things like driving to several places of work, transportation of work related goods and materials and sales trips.
You’ll need to decide on the level of cover you need. Third party only cover is a legal requirement on UK roads, but you may want to consider extending your level of cover, or additional options, depending on your van and how you use it. If your business is delivery-focused, you may want to look into;
- Goods in transit insurance
- Courier insurance
Finding the right level of cover will not only keep your commercial vehicle legal, but could also protect you and your business from unnecessary loss following theft or damage to your van.