At Confused.com we ask more questions upfront so we can tailor your life insurance quote. This allows us to give you an idea of how the insurer will treat your application. If you’d rather speak to someone about getting a quote, you can call our UK-based call centre on 0800 652 9754.
Whether you get a quote online, or via the phone, you’ll be asked questions on your lifestyle, medical history and whether you take part in any extreme hobbies or work. It usually takes around three minutes to complete this stage.
Once you’ve answered these questions, you’ll be shown a list of prices and insurers along with an indication of how likely each insurer is to accept your application (some may be keen to offer immediate cover while others may want more details). At this stage you can also find out more about what each policy offers.
Depending on your answers, you may be able to buy cover immediately without completing an application.
If you’re not able to buy now, the insurer will just need to know more a little more information about you before giving you a quote.
Once completed, your application will be processed by our partner Direct Life & Pension Services Ltd. You'll be assigned a dedicated and trusted representative who'll liaise directly with your chosen insurer and keep you updated on the progress of your application.
If you still feel you need more information, take a look at our guides or call 0800 652 9754 to speak to one of our team. Lines are open: Monday-Thursday: 9:30am - 8pm | Friday: 9:30am - 1pm.