Life insurance needn't be complicated. That's why we've pulled together a range of guides and tips to help clear up confusions.
Whether you're looking to take out your first policy, update an existing policy due to a change in your circumstances, or find out more about other ways to protect you and your family, we've got you covered.
Top guides on getting life insurance

How are life insurance premiums calculated?
What affects how much you pay? And are there ways to pay less? Find out more.

How much life insurance cover do you need?
Let us help you work out what you might need to cover.

A beginner's guide to life insurance
We explain what life insurance is all about, and throw in a few handy hints for good measure.

What is critical illness insurance?
Find out everything you need to know about critical illness cover.

Does smoking affect my life insurance premium?
Smoking's bad for your health - and your wealth. But how does it affect life insurance premiums?

How does my family medical history affect life insurance premiums?
Underwriters don't just want to know about your personal state of health. Increasingly, they want to know about your family's medical history as well.
Top guides on your life insurance cover

How do I cancel life insurance?
Whatever your reason might be for cancelling your policy. Here's all you need to know before you do.

How do I change my life insurance policy?
If you have life insurance, it's a good idea to regularly review the cover to make sure it' right for you and your family circumstances.

How to make a life insurance claim in the event of a death
Dealing with a death is immensely stressful, and it doesn't help that it tends to come with a large amount of administration.

Life insurance policy exclusions and small print
Some policies may include exclusions and other small print. Make sure you read and understand your policy.

Writing life insurance in trust
When it comes to planning your family's financial future, it makes good sense to take all steps possible to protect their standard of living.

Could your ex-wife get your insurance payout?
Review your life cover regularly to ensure your protection payment goes to the right person if the worst happens.
Top guides on life insurance types

What is joint life insurance?
Joint life insurance policies are designed to cover couples or partnerships in the event of either partner's death. But why might this be preferable to a standard policy covering just one party?

Level term life insurance explained
If you have dependants, you likely have several expenses in order to cover bills and living costs. How would they cope financially in the event of your death? This is where a life policy comes in.

What is mortgage life insurance?
If you own a house, your mortgage is likely to be one of your largest monthly outgoings. So how would your loved ones would keep up with repayments in the event of your death?

Should I take out life insurance if I'm single?
Life insurance is not just for people who get married and have children: there are good reasons to take out cover even if you're single.

What are the benefits of whole life insurance cover?
A policy designed to last as long as you do. But is it worth it? Let's find out.
Top guides on other ways to protect you and your family

What is death in service benefit?
We take a look at employer death in service benefit and whether you need to have a life insurance policy alongside it.

What is income protection?
What are the benefits of income protection and how does it work? Take a look at our guide to find out more.

What is a funeral plan and how do they work?
Funerals are expensive, so many are opting for pre-pay packages to spread the cost. But are they worth the money? Here's what you should know.
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