Covid-19 - Important information 22nd June 2021
International travel has restarted, governed by a traffic light system. The system will help travellers to understand COVID requirements when travelling back to England, Scotland, Wales, and Northern Ireland from a green, amber or red country.
Before buying travel insurance, you should think about what could happen if your destination moves from a green list country to an amber or red list country. You may face extra costs and face travel restrictions that won't be covered by your travel insurance policy.
The traffic light system only tells you what you have to do when returning to England or Scotland, as there will be strict border control measures in place. So even if a country is on the green list, you still need to check your destination's entry requirements and the Foreign, Commonwealth and Development Office (FCDO) advice for travelling there. If the Foreign Office has advised against travel to your destination and you still decide to travel, you won’t be covered by any travel insurance policy you buy.
A few insurers do offer cover if you're an essential traveler, but if you have any questions, you should check the policy wording or contact your chosen provider before you buy.
What our travel insurance expert says
Make sure you have the right cover in place before you travel - standard policies won’t cover you for business equipment or loss of company money. The last thing you need is to pay out for any lost equipment while on a work trip!
Travel insurance product executive
Need more help?
No, a standard travel insurance policy won’t have the right level of cover for business trips. Your business equipment, such as laptops and phones, wouldn’t be covered on a standard travel policy.
To make sure you’re covered for business trips, select business cover when getting your quote.
The short answer is no, as no form of travel insurance is a legal requirement. However, if you travel without an insurance policy, and something of yours was stolen or you had an accident, you’ll have to foot the entire bill.
Getting a business travel insurance policy with the right level of cover means you can focus on the business of your trip, knowing that your equipment and any cancellations are likely to be covered.
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