Business travel insurance

Travel insurance for your business trip

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Coronavirus (Covid-19) - important information 3 July 2020

The Foreign, Commonwealth and Development Office (FCDO) has lifted its advice against non-essential international travel. This means you can travel to a number of countries from Saturday 4 July.

However, the FCDO still advises against travelling to many countries. So check the FCDO for the latest advice before you go. If you buy travel insurance and then travel to a country that the FCDO advises against visiting, your travel insurance won’t cover you. You won’t be covered for any cancellations either.

The rules on self-isolation when entering or returning to the UK are different for England, Scotland and Wales. Check these differences before travelling to understand what you need to do.

Coronavirus is what they call a “known event”. So some insurers may exclude this type of event from the cover they offer you. If in doubt, check the policy wording or contact your chosen insurer before you buy.

However, all policies bought through include cover for emergency medical expenses and repatriation - even if you contract Covid-19 abroad. This is so long as you’re not travelling against FCDO advice.

*The cheapest Business policy is £2.59 (based on 1 adult aged 31, with no previous medical conditions selecting cover for a business trip and travelling in Europe for up to 3 nights). Prices correct on the 14/07/2020.

We compare trusted travel insurance companies to find you the best deals.

What is business travel insurance?

For a business traveller, a quick recovery from travel mishaps like a lost bag or cancelled flight is essential. A good business travel insurance policy could help you get back on track quickly if anything happens along the way.

What could business travel insurance cover?

  • Personal belongings and business equipment - your laptop and tablet could be covered
  • Extra travel expenses if you miss any connections during your outward or final return journey home
  • You could be reimbursed for any costs as a result of cancelled flights or if the airline goes bust
  • Some policies could also offer golf clubs and other sports equipment cover as standard
You could also be covered with standard travel insurance benefits:
  • Medical treatment and transportation costs back to the UK if you're ill or injured whilst away
  • Your money and travel documents could be covered if they are stolen or lost
  • With trip cancellations and curtailment, you could be covered if you need to cancel or cut your trip short
  • You could also receive accident, liability and legal cover if your find yourself in trouble on your trip

Travel tips

  • Declare any existing medical conditions that you might have
  • If your items are lost or stolen make sure you report them within 24 hours, provide proof of the police report, evidence of ownership and value (such as receipts)
  • Check the small print, policy exclusions and excess so you know what you're getting with your policy

Why compare business travel insurance with

We make your search for good business travel insurance as easy as possible, whilst aiming to save you time and money in the process.
  • We were the UK’s first insurance price comparison site, so we are experts when it comes to insurance
  • Compare quotes in minutes from big brands like Coverwise and Insurance republic
  • We have a range of different articles and travel guides to help you on your travels’s Travel Insurance solution is provided by is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. is part of the Legal & General group.
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