Temporary insurance for cars

This depends on the type of driving licence you have:

Provisional licence

If you've got a provisional licence, we can't help you find temp cover, but a learner driver insurance policy might be more suited to what you need.

Full licence

If you’ve passed your test and have held a valid full UK licence for at least 6 months, you need to be aged between 17 and 78 to get a policy.

You can get a quote and buy online in just a few minutes. Documents are instantly emailed to you so you’re ready to go as soon as your cover starts.

Simply put, it doesn’t. As long as the details you provide are correct and you’re driving within the arranged policy start and end date, any accidents that happen are covered by the temporary policy.

No. As long as you have the car owner’s permission, you’re good to go.

Exact restrictions can vary between insurers. Generally, to be a driver you must confirm you:

• Haven’t been disqualified from driving in the last 2 years
• Have never been refused insurance or had a policy cancelled or voided
• Have no criminal convictions or pending prosecutions
• Have had no more than 7 penalty points on your licence in the last 3 years
• Have had no more than 2 accidents, claims or losses in the last 3 years regardless of blame

You also need to confirm the car:

• Has a valid MOT (unless you're using the policy to attend a pre-booked MOT), and hasn't been declared as SORN
• Hasn't been modified, unless designed to aid disabled drivers
• Is taxed (unless you're using the policy to buy the car immediately after taking out a policy)

To get a quote we need to know:

• The vehicle reg no. or, if you don’t know that, the make and model
• How long you want cover for (the minimum is 1 hour and the maximum is 28 days)
• When you want the cover to start (time and date)
• Details of the driver – date of birth, postcode, type of driving licence and how long you’ve held the licence
• How much the car is worth. The minimum you can enter is £1,500
• The email address and mobile number you want your insurance documents sent to

You can get cover for cars and vans.

Policies cover you to use your vehicle for social, domestic, commuting to and from a permanent place of work.

Some policies may include additional cover for personal business use or class 1 business use allowing you to travel to multiple places of work. Once you get your quote, check the insurers declaration to see what is and isn’t included, as exact cover varies by insurer.

Yes, but you must have passed your driving test at least 6 months ago, have held a full licence for the same amount of time and be aged between 17 and 78.