"Great monthly plan, covers what I need from pet insurance, self explanatory, straight forward application, no fuss."Anne - August 2020

A selection of the trusted pet insurance companies we compare




"A new type of insurance for me with so many different options all fully explained so I could understand the options."Shaun - August 2020

Confused.com’s Pet Insurance solution is provided by theIdol.com. theidol.com is a trading style of Investment Discounts On-Line Ltd and is authorised and regulated by the Financial Conduct Authority. Registered office; Investment Discounts On-Line Ltd, One Coleman Street, London, EC2R 5AA. Registered in England no: 04231834. theidol.com is part of the Legal & General group.
Our service is free to use and compares a wide range of trusted household names. Confused.com is an intermediary and receives a commission from theidol.com if you decide to buy through our website. Our commission is based on a percentage of a fixed price per pet insured, but will not increase your premium. We pride ourselves on impartiality and independence – therefore we don't promote any one insurance provider over another.
What types of cat insurance are there?

Accident only
Usually gives you a fixed sum to be used for treatment. Most policies will cover accidents and injuries but not illnesses, with some putting a time limit on treatment.

Time limited
Gives you a fixed sum to cover each illness or injury. Treatment cover is usually limited to a specified period of time, typically 12 months from the start of treatment.

Maximum benefit
Each injury or illness is allotted a set amount of treatment cover. Once this limit has been hit, any further treatment for that condition will not be covered again.

Lifetime pet insurance
Gives a set amount of cover for each new condition, with the treatment limit renewing each time you renew. Good for covering treatment for long-term conditions.
How much is cat insurance?
Cat and kitten insurance start at just £4.79* a month – but there’s a few factors that can influence how much you’re likely to pay.
Breed of cat
Common housecats are the cheapest to insure as they’re less prone to specific health problems. But pedigree cats tend to be pre-disposed to certain conditions, making them a little pricier to insure. Below is a rundown of the 5 most common pedigree cat breeds in the UK, the health problems they’re disposed to, and the typical cost to insure them:
Breed | Average cost** |
Persian | £4.93 |
Siamese | £5.37 |
Maine coon | £4.99 |
British short hair | £4.81 |
Age
While cat insurance for older cats is available, it’s usually a little pricier. For a rough idea, we’ve looked at the lowest monthly cost you can expect to pay for a cat of a certain age:
Age | Average cost*** |
0-5 | £4.79 |
6-10 | £5.09 |
11-15 | £5.46 |
16-20 | £5.73 |
Location
Vet bills can vary region to region, so depending on where you live, you could pay a little more or little less for your cat insurance. In mainland UK, Londoners pay the most for their cat insurance, with their lowest monthly cost sitting at £5.15 a month. The cheapest region is Northern Island at a wallet-friendly £4.60.
Where do you sit? Our regional breakdown looks at the cost of cat and kitten insurance across the UK:
Regional data is an average of prices during April - July 2020. *Price per month for accident only cover based on a moggie, aged 2, no known medical conditions, neutered, up to date with vaccinations, microchipped and based in the SA15 2DB postcode region. Prices correct on 15/02/2021 on Confused.com. **Average cost of quote for specific breed of cat based on Confused.com data from April to July. ***Cheapest price for a cat in certain age group based on Confused.com data from April to July.
How do I cut the cost of cat insurance?
Looking to get the best priced policy for your cat or cats? There’s a few things you can do to get the best deal:
CompareShop around and compare providers to find the best deal. Think about the amount of cover you want, your monthly premium cost and the excess you’ll have to pay.
Do your researchFind out what policy type best suits your needs. If you’re yet to buy or adopt a cat, research which breeds are prone to costly illnesses, and look at the typical costs for a cat of a certain age. Having the information to hand can give you a better idea of what you’re likely to pay.
Keep your pet healthyNutrition, exercise and all the other things that go into being a responsible owner can pay off in the long run. Not only with a healthier, happier cat, but by cutting the odds of your cat developing a costly illness. Keep your cat healthy and you’re less likely to make a claim – keeping your renewal costs to a minimum.
Looking to insure more than one cat? Multi-pet insurance allows you to cover up to 5 pets on a single policy – cutting the overall cost of coverage. Handy for pet lovers with multiple cats and dogs.
Vaccinations
Keeping up to date on vaccinations can protect your cat from developing nasty – not to mention costly – illnesses in the first place. Vaccinations aren’t usually covered by cat and kitten insurance, but keeping on top of them can more than pay off in the long run.
ExcessThe higher the excess you can afford, the lower your premiums will be. Try to find a balance that works best for you.