Contents insurance calculator

Before you get a contents insurance quote, you need to know how much your possessions are worth.

Getting the right amount of contents insurance is essential. Get cover for too much and your insurance costs might be higher than they need to be. Get too little and your policy might not include everything you need it to cover. If you live in shared accommodation, a shared house contents insurance policy may be the best option for you as it covers your possessions in your room.

As a general rule, contents insurance covers everything you’d take with you if moved home. So that includes items like:

• Furniture
• Appliances and gadgets
• Clothing
• Curtains
• Musical instruments
• Crockery and cutlery

If you don't want to calculate your home contents yourself, our handy contents insurance calculator is here to help. Just look at the value of each item on the list and hit 'continue'. We'll add everything up and give you a rough idea of how much your contents are worth.

Our data estimates that the average UK home contains £48,000* worth of contents. If you’re undecided whether you need contents insurance, you might want to think about whether you could afford to replace all of your belongings if you lost them all.

For more information, find out more about what contents insurance policies cover.

*Confused.com data based on an average value from combined and contents insurance policies. May 2022 - October 2022.