"Holiday homes face different risks - from long empty periods to guests staying in the property. That’s why it’s important to choose cover that matches how you use your home, whether you visit often, only occasionally, or rent it out as a holiday let. With the right insurance in place, you can feel confident your property is protected."
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Escape of water and oil
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Theft and attempted theft
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Collisions of vehicles and animals
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Malicious acts and vandalism
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Subsidence, heave, and landslip
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Falling trees, telegraph posts, solar panels, or lamp posts
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Loss of rent, or alternative accommodation (following a claim under the policy)
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Replacement locks (following lost or stolen keys)
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Property owners' liability
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Accidental damage to fixtures and fittings
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Personal liability





