"If you're off to uni and relying on a student loan while you study, you're probably looking for ways to save money. Not buying contents insurance can be tempting, but it could be an expensive mistake to make. With lots of students moving to an unfamiliar area, usually with lots of tech, they're a prime target for thieves. The National Student Accomodation Survey 2023 found that 1 in 20 students have experienced a break in so it's worth making sure your valuables are covered.
Even if you think you'll be covered by your parents' policy or the university is providing cover, don't rely on this without checking the policy documents. This ensures you understand exactly what level of cover you have."