Admiral home insurance

Learn more about Admiral home insurance

Last reviewed 27 July 2022

Why choose Admiral home insurance?

  • Unlimited buildings cover and up to £75,000 contents cover
  • Cover for your bicycle available.
  • Access to a 24-hour emergency helpline.

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Who is Admiral?

Admiral is a financial services group based in Cardiff and one of the major blue-chip companies listed on London’s stock exchange.

Established as a car insurance provider in 1993, Admiral now provides a much wider range of products. It began offering home insurance in 2012 and travel insurance in 2017 and has more recently branched out to offer personal loans and car finance.

Admiral has enjoyed rapid growth over the years and now employs over 10,000 people – when it was launched in 1993 it had just 57 staff. Since 2010, Admiral has been known for its sponsorship of the Welsh national rugby team.

Admiral won the Moneyfacts award for Highly Commended Insurance Provider 2021 and Best Home Insurance Provider 2019 at the Insurance Choice Awards.

As well as contents and buildings insurance, Admiral’s home insurance team offers landlord, tenants and flood insurance together with a range of optional home cover. Admiral’s MultiCover insurance product bundles cover for your cars and home, potentially saving you money.

Admiral home insurance policy details

Admiral home insurance is Admiral’s budget-level cover package for the home, but it still offers you a reasonable overall level of cover. Admiral home insurance includes both buildings and contents cover. Buildings insurance covers you against damage and loss to your building, including outbuildings, exterior and interior walls, roofs and flooring. Contents insurance protects you against loss, damage or theft of your belongings.

With Admiral home insurance you get:

  • Unlimited buildings cover so if your home needs to be completely rebuilt due to a devastating event like fire you’re fully covered.
  • Up to £75,000 of contents cover to protect your belongings against events like fire, flood or theft.
  • Access to a 24-hour emergency helpline is available to all Admiral home insurance customers.
  • Bicycle cover up to £350 as standard. Insuring your bicycle in and away from your home provided you keep it securely locked.
  • Personal items cover is also included as standard. Covering items worth up to £1,000 each – this includes things like your mobile phone and laptop.
  • Locks and keys cover. You get up to £500 of cover to replace external locks and keys, in the event your keys are lost or stolen.
  • Underground pipes cover, your underground drains or pipes are also covered, including for water or oil escaping from fixed water or heating tanks.

Admiral optional extras

Admiral offers a range of extras that you can add to your insurance for a cost. They can be worth considering if they aren’t already included in the policy:

Family legal protection gives you up to £100,000 legal costs cover for property or employment disputes and personal injury claims where there’s a reasonable chance your claim will succeed.

Full contents accidental damage, meaning you’re even covered for items damaged or destroyed in those little accidents around your home.

Home emergencies. You get up to £500 of cover for the call-out of a tradesperson to sort out home emergencies for things like plumbing, electrics and roof damage.

Personal possessions cover gives you up to £5,000 of cover for your personal possessions when you take them away from home, anywhere in the world.

Bicycle cover. The Admiral home insurance policy gives you £350 of bicycle cover as standard but you can choose to upgrade the cover level if your bicycle is worth more than £350.

Contact Admiral

You can contact Admiral customers services by phone on 0333 220 2003. They also have a 24-hour claims line that can be reached by phoning 0333 220 2035

You can also write to them at the following address:

Tŷ Admiral,
David Street,
Cardiff,
CF10 2EH.

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