Who is Admiral?
Established as a car insurance provider in 1993, Admiral became the first to offer MultiCar insurance in 2005. They now provide a wide range of products including home insurance and travel insurance. More recently, they have branched out to offer personal loans, car finance and pet insurance.
Admiral has enjoyed rapid growth over the years and now employs over 10,000 people - when it was launched in 1993 it had just 57 staff.
Admiral won the Moneyfacts award for Commended Home Insurance Provider 2023 and Best Big Insurance Company 2022 at the Insurance Choice Awards.
As well as contents and buildings insurance, Admiral's home insurance team offers landlord, tenant and flood insurance together with a range of optional home cover extras. Their MultiCover insurance bundles cover for your cars and home, potentially saving you money.
According to UK home insurance statistics, it was the fourth most popular home insurance provider in 2022, accounting for 6.1% of the home insurance market.
Admiral home insurance policy details
Admiral offers 2 types of home insurance policy - buildings insurance and contents insurance. These can also be combined into one policy.
Buildings insurance covers against damage and loss to your building, including outbuildings, exterior and interior walls, roofs and flooring. Contents insurance covers your personal belongings within the home.
Each of these is available at 3 different levels - Admiral, Gold and Platinum.
Admiral is their most basic level of home insurance, offering:
Unlimited buildings cover
Contents cover up to £75,000
Alternative accommodation cover
Access to a 24-hour helpline
Gold covers everything included with Admiral, plus:
Increased contents cover up to £100,000
Increased alternative accommodation cover
Boiler emergency cover
Trace and access cover
Platinum is the most comprehensive level, offering:
Home emergency cover
Increased trace and access cover
Family legal protection
Contents accidental damage
Buildings accidental damage
Admiral optional extras
Family legal protection covers legal costs where there's a reasonable chance your claim will be successful. This includes property or employment disputes and personal injury claims.
Accidental damage cover means you're covered for items damaged or destroyed in accidents around your home. Accidental damage cover is available for both buildings and contents.
Home emergency cover will cover the cost of calling out a tradesperson to sort out home emergencies for incidents involving plumbing, electrics and roof damage. Home emergency will also cover you against pest infestations.
Personal possessions cover will insure your belongings even when you take them outside of the home.
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