Buy car insurance and choose a free gift with Rewards
Single annual policy. Shell Go+ account required. Shell Go+ not redeemable in Northern Ireland. T&Cs apply.*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (August '20). 51% of car insurance customers could save £276.03
Take the confusion out of car insurance
As the UK's first and longest-running comparison site, we’re dedicated to saving you money, and we’ve got lots of experience in helping out drivers like you. We work hard to find you our best car insurance quotes with no fuss or confusion. If you’re a new or existing customer, getting a quote is easy and takes about 5 mins.
Looking for a little extra? Confused.com Rewards is our way of saying thanks. You'll get to choose a free gift when you buy your car insurance through us, and when we say free, we mean free!
Don't worry if you've already had your renewal offer. It doesn't take long to get a new quote and you could save up to £276*. We even guarantee to beat your renewal price, and if we don’t, we’ll pay you the difference, plus £20!
Fill in your details
You'll need to tell us some details such as type of car, postcode and job
We’ll compare up to 116 car insurance companies to help find you the best price
Choose your insurer
We’ll show you a list of quotes and offers from companies. Simply choose the best option for you
Get a car insurance quote in minutes and if you’ve used us before, it’s even quicker than that. Having the following details at hand can speed things up:
What details do I need to compare quotes?
Most of the details you'll need will be in your recent insurance documents. They'll also show any no-claims bonus (NCB) you have that could give you a discount on your insurance. Had a quote with us before? Log in and review your saved detailsto make things quicker.
There are three main levels of car insurance to choose from but it's worth comparing prices as the lowest level isn't always the cheapest option.
What level of cover should I choose?
We've explained the three main levels of cover in our guide.
A standard policy will usually cover a single car for 12 months. But, depending on your needs, other types are available. These include:
What are the different types of car insurance available?
"Easy to use the online application, very good quotes, saved £200 on my renewal, definitely use them again."George - Oct 2020
"Outstanding! Easy to use and got the best price from Confused.com after I had already tried all the other similar online sites!"Mary-Jane - Oct 2020
How can I get cheap car insurance?
The easiest way to get cheap car insurance is to compare prices. The average comprehensive policy now costs £770 a year*, so it's more important than ever to shop around.
There are a few things you can do that could help you pay less for your car insurance:
Car insurance policy features (add-ons)
How much does car insurance cost?
The ongoing coronavirus pandemic has changed how and where large parts of the population work, with many of us now working from home. The increase in home working as well as the government’s lockdown restrictions mean that many drivers are making shorter and less frequent trips than they used to.
If your policy is up for renewal and the way you use your car has changed and you think it’ll stay that way, you should update your details. If you’re using your car less, it may mean you could pay less for your insurance.
If your insurance isn’t up for renewal but your occupation has changed, for example you’ve become unemployed or if you now have a second job, you should let your insurer know. If you’ve been furloughed, there is no need to let your insurer know. But once the furlough scheme ends on 31 October you should let your insurer know your current employment status.
We’ve pulled together a guide detailing more information on the impact of coronavirus on drivers.
Typically it's cheaper to pay for insurance in one go. Opting to pay monthly via direct debit could end up costing you over 16% extra (based on Confused.com data - January 2020).
When you get quotes through Confused.com, you'll usually see 'soft searches' on your credit report. These are nothing to worry about. They're only visible to you and don't affect your credit rating. A 'soft search' is usually just used to confirm your identity.
The only time you'll see a 'hard' search on your credit history is if you choose to buy car insurance and pay for it monthly. This is because the monthly payment is paid over a contract period (usually 12 months) and the insurer needs to check you'll be able to cover the cost over the length of the policy.
To get an estimate, if you know on average how many miles you drive a week, you can multiply that figure by 52 to give you a yearly figure.
Alternatively, if you've had your car for a year or more, you can compare the mileage on last year's MOT document to this year's. If you don't have the documents to hand, you can use the GOV.UK MOT checker to find the details.
This is the amount you'd have to pay in the event of a claim, in addition to any compulsory excesses set by the insurer.
The majority of insurance companies will only accept your NCB if you've earned it as a policy holder of a privately insured car.
When getting a quote, please enter your total NCB years as 0.
However, you may want to contact your chosen insurer before purchasing the policy to see if they're able to accept any NCB from a company car.
If you can’t find your exact job title, it could be listed under a similar description instead. For example, if you’re an IT manager, try entering ‘computer’ or ‘manager’ to see if another option fits the bill.
If you’re worried that your choice doesn’t describe your job properly, don’t be. You’ll be able to confirm it with your insurer before you commit to buy.
Generally, yes – the price of your quote will change if you alter the annual mileage.
Your mileage is taken into account by your insurer when calculating your price. Make sure you’re as accurate as possible, as underestimating your mileage could invalidate a future claim.
If you have a standard 12-month car insurance policy in the UK, you’ll usually be covered to drive in some European countries for up to 30 days. The countries that are covered and the level of cover you have can vary depending on your insurer.
If you have comprehensive cover in the UK, it doesn’t mean you’ll automatically have the same cover while driving abroad. You may only have the most basic third-party cover when you’re driving in Europe.
Still got questions? Take a look at our full list of FAQs.
What our car insurance customers think
"Confused.com was the cheapest out of three comparison sites by at least £46 pounds for the same cover, so it was a no brainer! Easy to use."
"Quick and very easy site to use and came up with cheapest quotes when compared with others."
"Easy to use and provided a good choice of quotes, far cheaper than my renewal quote saving me over £50.00 with the same level of cover."