Car insurance

Compare cheap car insurance quotes & you could save up to £279*

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*Based on online independent research by Consumer Intelligence (July '18). 51% of car insurance customers could save £279.09.

Just three of the great reasons to use Confused.com

"Saved £200 on my car insurance by spending 4 minutes on Confused.com. Brilliant."
Andrew Laird – Confused.com customer 5 gold stars

We compare 111 car insurance providers to save you money.

What details do I need to get a cheap car insurance quote?

Details of the car

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The car's number plate is useful, but not essential. Please declare any modifications.

No-claims bonus (NCB)

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Details of your NCB in years. You can request this from your insurance provider.

Details of any other drivers

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You’ll need other drivers’ names and licence details to add them to any policy.

Driving licence & convictions

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Type of licence; how long you've had it; details of any points or disqualifications from the last 5 years.

Previous claims or accidents

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Date, claim cost and accident type for any accidents or claims in the last 5 years.

If you have a pickup and are looking for insurance, you'll need to use our van insurance process. This is because generally 4x4s are classified as cars and pickup trucks are not due to their longer wheel base and the fact they often exceed 3.5 tonnes.

What kind of insurance should I get?

When you get a quote, we'll ask you what kind of insurance you're looking for. There are three main levels of cover to choose from:

Third-party only Icon of a piece of paper with three people

The lowest level of cover available. It insures you against damage caused to someone else or their property, including your passengers, as the result of an accident. It doesn't cover your car against repair or replacement.

Third-party, fire and theft Icon of a piece of paper with three people

Offers the same level of cover as third-party, but also covers your car for repair or replacement if it's stolen or damaged by fire.

Comprehensive Icon representing a checklist on a page

Offers the most protection, covering you and your car, as well as other people and their property.

We've covered the three levels of cover in more detail in our guide to insurance policy types.

What are the different types of insurance available?

A standard policy will usually cover a single car for 12 months. But, depending on your needs, other types are available. These include:

Multi-car

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Insure all the cars at your address and get a discount.

Find out more

Temporary

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Short-term cover from one to 28 days.

Find out more

Learner

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Cover for those learning to drive in their own or someone else's car.

Find out more

Black box / telematics

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Uses an app on your phone or box installed in your car to monitor your driving. Information such as when you drive, your speed, braking and handling is captured and shared with the insurance company to base policy prices on.

Find out more

Classic car

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Cover specifically designed for owners of classic cars. For insurance purposes, a classic car can be any car that's older than 15 years.

Find out more

Business

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If you use your car for more than just domestic use, including business driving away from your normal place of work, you'll need a business policy.

Find out more

How can I get cheap car insurance?

With the average comprehensive policy now costing £760 a year**, it's more important than ever to shop around and compare prices. Even while you compare, there are things you can change that may help you get cheaper insurance:

White saloon car
Consider the car you drive Light blue icon of a car with dark blue wheels

More powerful cars tend to have more expensive accidents, can be pricier to repair and fall into higher insurance groups. Older cars with more miles on the clock, smaller engines and lower price tags usually fall into lower insurance groups.

Increase your voluntary excess Light blue icon of a driving license

Prices may change if you're willing to a pay a little more towards any claims. Make sure to also consider any compulsory excess listed on a policy, as you'll need to have funds available to cover the total policy excess.

Add a named driver Light and dark blue icons of people

Adding an experienced driver to your policy can lower prices. You should always list the person who drives the car most often as the main driver, and any occasional drivers as additional.

Extra security Light blue circle icon with a dark blue question mark

Increasing the security of your car above the standard manufacturer level can help, but even basics like parking off-road can affect prices.

No-claims bonus Light blue icon of a document

Building up a no-claims bonus can help shave pounds off your premium.

Telematics Icon representing black box insurance

If you're a young or inexperienced driver, black box policies can make insurance more affordable.

Price trends for drivers - who's saving the most?

This October, we published the latest update to the ** Confused.com car insurance price index, our quarterly analysis of comprehensive insurance policy pricing in the UK.

The average quoted premium for an annual comprehensive insurance policy now stands at £760, an increase of 1% (+£8) over the past quarter.

Drivers are already seeing the increases, with 54% of motorists who renewed between July and September 2018 saw their car insurance renewal price go up by £50, on average. This makes it more important than ever to shop around and compare your best prices.

Interested in how prices for your region, age or gender have changed? Take a look at our price index calculator to get an estimated cost on your insurance.

Car insurance price index graph 
Need more help? Take a look at our expert guides
 

No-claims bonus explained

How does it work? How do you build one up?

 

How do I save on car insurance?

Clever ways to save.

 

Can I drive someone else's car?

Why you should check your policy wording.

 

Do I need comprehensive insurance?

Should you consider comprehensive cover?

 

How do I cancel my car insurance?

What you need to know about cancelling your car cover.

 

FAQs

Our car FAQs have all the answers!

Why use Confused.com to compare car insurance quotes?

Not only could you save up to £279* on your insurance, but you can also use Confused.com to help make driving that little bit more affordable. We compare a range of motoring products from breakdown cover to GAP insurance and car finance.

So why buy through us?

We make it easy
for you to compare by showing your cheapest annual and monthly prices.
Different levels of cover
are shown clearly in the results table.
We search for quotes
from trusted brands such as AA, Admiral, Churchill, Tesco and many more.

What our car insurance customers think

"Fantastic value for money, no problems, very straightforward, very pleased with my experience."
Patricia, 22nd April 2018
"Quick and easy to use, I found the right insurance within minutes."
Natalie, 25th April 2018
"First class service and a first class price."
Malcom, 18th April 2018
"Simple to navigate. No nonsense, straightforward. Got what I was looking for without the hassle. Very pleased I opted to use this site."
Andrea, 19th April 2018

Tip from Amanda, our motoring expert

"When it comes to cheap car insurance, we make it easy to compare prices. With over 15 years' experience, we're here to help you save time and money."
Amanda Stretton, Confused.com motoring editor
Amanda Stretton - Confused.com motoring editor
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Save even more

Quotes still too high? There are things you can try to make your insurance cheaper:

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Breakdown cover

Great deals on home breakdown, roadside recovery and even European cover.
After buying car insurance or home insurance, 96% of Confused.com customers would recommend us (based on 6255 Reviews.co.uk respondents - as of 21/08/18). Read our reviews