Car insurance

There are three main levels of cover to choose from:

• Third-party is the lowest level of cover available. It insures you against damage caused to someone else or their property, including your passengers, as the result of an accident. It doesn't cover your car against repair or replacement.
• Third-party, fire and theft offers the same level of cover as third-party, but also covers your car for repair or replacement if it's stolen or damaged by fire.
• Comprehensive offers the most protection, covering you and your car, as well as other people and their property.

We've covered the three levels of cover in more detail in our guide to insurance policy types.

A standard policy will usually cover a single car for 12 months. But, depending on your needs, other types are available. These include:

• Multi-car: Insure all the cars at your address and get a discount.
• Temporary: Short-term cover from one to 28 days.
• Black box/telematics: Uses an app on your phone or box installed in your car to monitor your driving. Information such as when you drive, your speed, braking and handling is captured and shared with the insurance company to base policy prices on.
• Learner: Cover for those learning to drive in their own or someone else's car.
• Classic car: Cover specifically designed for owners of classic cars. For insurance purposes, a classic car can be any car that's older than 15 years.
• Business: If you use your car for more than just domestic use, including business driving away from your normal place of work, you’ll need a business policy.

Helping you save

The Confused.com team are always trying to make it even easier to compare your best prices and reduce the price of your insurance.

• Special offers Looking for something extra? Take a look at the current exclusive deals and special offers.
• QuickQuote The fastest way to get a cheap car insurance quote. If you've used us before, simply enter your email address and the car registration number to get a quote in seconds.
• Blackbox insurance We are at the forefront of promoting telematics technology, which could reduce prices for careful drivers. This can be especially helpful for young drivers with high insurance prices.

Helping you stay in the know

 Confused.com car insurance price index

Are you paying too much for insurance? Every 3 months we review insurance prices across the UK. Check the average price for your age and region.

 Are carless cities the future?

What does the future of motoring look like? Our in-depth report looks at whether our cities will become carless in the next 20 years. 

Unsure about what type of cover you'll need? Take a look at our guides for some useful information.

With years of experience saving customers money on their car insurance premiums, we’re proud to be the no.1 website for car savings in the UK.

Not only could you save up to £293* on your car insurance, but you can also use Confused.com to help make driving that little bit more affordable. We compare a range of motoring products from tyres and breakdown cover to GAP insurance and car finance.

So why buy through us?

• We were the first insurance comparison site in the UK.
• We make it easy for you to compare by showing your cheapest annual and monthly prices.
• Different levels of cover for each quote are shown clearly in the results table.
• We search for quotes from trusted brands such as AA, Admiral, Churchill, Kwik Fit and many more.