You are here:

Home
Car insurance

Car insurance

Compare cheap car insurance quotes & you could save up to £238*

*Based on online independent research by Consumer Intelligence (May '19). 51% of car insurance customers could save £238.54

Just three of the great reasons to use Confused.com

“Very easy to use, quick, straightforward and saved me £90 on my annual renewal. Very happy.”

Nuriye - Confused.com customer

We compare 119 car insurance providers to save you money.

What details do I need to get a cheap car insurance quote?

Details of the car

The car's number plate is useful, but not essential. Please declare any modifications.

No-claims bonus (NCB)

Icon of a piece of paper with writing on it

Details of your NCB in years. You can request this from your insurance provider.

Details of any other drivers

You’ll need other drivers’ names and licence details to add them to any policy.

Driving licence & convictions

Type of licence; how long you've had it; details of any points or disqualifications from the last 5 years.

Previous claims or accidents

Icon of a piece of paper with a pound symbol

Date, claim cost and accident type for any accidents or claims in the last 5 years.

Need help

No-claims bonus explained | How do I save on car insurance? | Can I drive someone else's car? | More expert guides

If you have a pickup and are looking for insurance, you'll need to use our van insurance process. This is because generally 4x4s are classified as cars and pickup trucks are not due to their longer wheel base and the fact they often exceed 3.5 tonnes.

What kind of car insurance should I get?

When you get a quote, we'll ask you what kind of insurance you're looking for. There are three main levels of cover to choose from:

Third-party only Icon of a piece of paper with three people

The lowest level of cover available. It insures you against damage caused to someone else or their property, including your passengers, as the result of an accident. It doesn't cover your car against repair or replacement.

Third-party, fire and theft Icon of a piece of paper with three people

Offers the same level of cover as third-party, but also covers your car for repair or replacement if it's stolen or damaged by fire.

Comprehensive Icon representing a checklist on a page

Offers the most protection, covering you and your car, as well as other people and their property.

We've covered the three levels of cover in more detail in our guide to insurance policy types.

What are the different types of car insurance available?

A standard policy will usually cover a single car for 12 months. But, depending on your needs, other types are available. These include:

Multi-car

Insure all the cars at your address and get a discount.

Find out more

Temporary

Short-term cover from one to 84 days.

Find out more

Learner

Cover for those learning to drive in their own or someone else's car.

Find out more

Black box / telematics

Uses an app on your phone or box installed in your car to monitor your driving. Information such as when you drive, your speed, braking and handling is captured and shared with the insurance company to base policy prices on.

Find out more

Classic car

Cover specifically designed for owners of classic cars. For insurance purposes, a classic car can be any car that's older than 15 years.

Find out more

Business

If you use your car for more than just domestic use, including business driving away from your normal place of work, you'll need a business policy.

Find out more

How can I get cheap car insurance?

With the average comprehensive policy now costing £789 a year**, it's more important than ever to shop around and compare prices. Even while you compare, there are things you can change that may help you get cheaper insurance:

Consider the car you drive Light blue icon of a car with dark blue wheels

More powerful cars tend to have more expensive accidents, can be pricier to repair and fall into higher insurance groups. Older cars with more miles on the clock, smaller engines and lower price tags usually fall into lower insurance groups.

Increase your voluntary excess

Prices may change if you're willing to a pay a little more towards any claims. Make sure to also consider any compulsory excess listed on a policy, as you'll need to have funds available to cover the total policy excess.

Add a named driver Icon of two people

Adding an experienced driver to your policy can lower prices. You should always list the person who drives the car most often as the main driver, and any occasional drivers as additional.

Extra security

Increasing the security of your car above the standard manufacturer level can help, but even basics like parking off-road can affect prices.

No-claims bonus Icon of a piece of paper with writing on it

Building up a no-claims bonus can help shave pounds off your premium.

Telematics Icon representing black box insurance

If you're a young or inexperienced driver, black box policies can make insurance more affordable.

Price trends for drivers - who's saving the most?

This July, we published the latest update to the ** Confused.com car insurance price index, our quarterly analysis of comprehensive insurance policy pricing in the UK.

The average quoted premium for an annual comprehensive insurance policy now stands at £789, an increase of 5% (£37) over the past quarter.

This is the first annual increase in prices since Q4 2017, making it more important than ever to shop around and compare your best prices.

Interested in how prices for your region, age or gender have changed? Take a look at our price index calculator to get an estimated cost on your insurance.

Confused.com car insurance price index annual blue bar chart

Need more help? Take a look at our expert guides

No-claims bonus explained

How does it work? How do you build one up?

How do I save on car insurance?

Clever ways to save.

Can I drive someone else's car?

Why you should check your policy wording.

Do I need comprehensive insurance?

Should you consider comprehensive cover?

How do I cancel my car insurance?

All you need to know about cancelling your car cover.

FAQs

Our car FAQs have all the answers!

Check out more of our expert insurance guides

Get a car quote

Takes about 5 mins

Or, retrieve your previous quotes

Why use Confused.com to compare car insurance quotes?

Confused.com is the UK’s first and longest-running insurance comparison website. We make buying car insurance less confusing. We search hundreds of prices from a range of trusted insurance providers to find you the best deal. Not only could you save up to £238*, but with our product ratings, money-saving tips and handy guides, finding the best cover for you is made easy.

It's quick & easy

to compare your cheapest prices.
5 minutes is all it takes!

We guarantee to beat your renewal

or we'll give you the difference, plus £20.

Compare quotes

from up to 119 trusted brands such as AA, Admiral, Churchill, Tesco & many more.

What our car insurance customers think

"Halved the price of my insurance by using Confused.com."
Sharon, 20th March 2019

"Easy to use, got car insurance for about £200 cheaper! Thanks Confused.com!"
Michael, 11th February 2019

"Great comparison site. Very easy to use. Great value..."
Allison, 8th March 2019

"An easy way to search for cheaper car insurance. The number one comparison site."
Robert, 8th March 2019

"Simple and easy to use. All my details from last year were pre-filled. Got a quote £200+ lower than my renewal"
Carol, 18th March 2019

Our motoring expert Amanda says:

"Don't settle for your insurer's renewal offer. Take just five minutes to compare prices with us and you could save £100s."
Amanda Stretton, Confused.com motoring editor

Amanda Stretton - Confused.com motoring editor

Our expert guides

See more guides

Car insurance

Just three of the great reasons to use Confused.com

We compare 119 car insurance providers to save you money.