Buy car insurance and choose a free gift with Rewards
Single annual policy. Shell Go+ account required. Shell Go+ not redeemable in Northern Ireland. T&Cs apply.*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (November '20). 51% of car insurance customers could save £226.43**Must be a like-for-like policy T&Cs apply
Take the confusion out of car insurance
As the UK's first and longest-running comparison site, we’re dedicated to saving you money, and we’ve got lots of experience in helping out drivers like you. We work hard to find you our best car insurance quotes with no fuss or confusion. If you’re a new or existing customer, getting a quote is easy and takes about 5 mins.
Looking for a little extra? Confused.com Rewards is our way of saying thanks. You'll get to choose a free gift when you buy your car insurance through us, and when we say free, we mean free!
Don't worry if you've already had your renewal offer. It doesn't take long to get a new quote and you could save up to £226*. We even guarantee to beat your renewal price**, and if we don’t, we’ll pay you the difference, plus £20!
Fill in your details
You'll need to tell us some details such as type of car, postcode and job
We’ll compare up to 116 car insurance companies to help find you the best price
Choose your insurer
We’ll show you a list of quotes and offers from companies. Simply choose the best option for you
What details do I need to compare quotes?Get a car insurance quote in minutes and if you’ve used us before, it’s even quicker than that. Having the following details at hand can speed things up:
Most of the details you'll need will be in your recent car insurance documents. They'll also show any no-claims bonus (NCB) you have that could give you a discount on your insurance. Had a quote with us before? Log in and review your saved details to make things quicker.
What level of cover should I choose?There are three main levels of car insurance to choose from but it's worth comparing prices as the lowest level isn't always the cheapest option.
We've explained the three main levels of cover in our guide.
What are the different types of car insurance available?A standard policy will usually cover a single car for 12 months. But, depending on your needs, other types are available. These include:
"Easy to use the online application, very good quotes, saved £200 on my renewal, definitely use them again."George - Oct 2020
"Outstanding! Easy to use and got the best price from Confused.com after I had already tried all the other similar online sites!"Mary-Jane - Oct 2020
How can I get cheap car insurance?
The easiest way to get cheap car insurance is to compare prices. The average comprehensive policy now costs £763 a year*, so it's more important than ever to shop around.
There are a few things you can do that could help you pay less for your car insurance:
Car insurance policy features (add-ons)
How much does car insurance cost?
The ongoing coronavirus pandemic has changed the driving habits of many UK drivers. The increased number of people working from home, plus travel restrictions means we’re driving less than we used to.
If you’re going to continue using your car less, it might mean you pay less for your insurance. If you’re renewing your policy, make sure to update your mileage and how you use your car as this will affect your price.
If your car insurance isn’t up for renewal but your occupation has changed, for example you’ve become unemployed or if you now have a second job, you should let your insurer know. If you’ve been furloughed, there’s no need to let your insurer know. But once the furlough scheme ends you should let your insurer know your current employment status.
Find out more information on the impact of coronavirus on drivers.
Typically it's cheaper to pay for insurance in one go. Opting to pay monthly via direct debit could end up costing you over 16% extra (based on Confused.com data - January 2020).
When you get quotes through Confused.com, you'll usually see 'soft searches' on your credit report. These are nothing to worry about. They're only visible to you and don't affect your credit rating. A 'soft search' is usually just used to confirm your identity.
The only time you'll see a 'hard' search on your credit history is if you choose to buy car insurance and pay for it monthly. This is because the monthly payment is paid over a contract period, usually 12 months, and the insurer needs to check you'll be able to cover the cost over the length of the policy.
This is the amount you'd have to pay in the event of a claim, in addition to any compulsory excesses set by the insurer.
If you have a pickup and you're looking for insurance, you'll need to go to our van insurance page to get a quote. This is because 4x4s are generally classified as cars and pickup trucks aren't. This is due to their longer wheel base and the fact they often exceed 3.5 tonnes.
A no-claims bonus (NCB) is the number of years that you haven’t claimed on your car insurance policy. Insurers offer discount for each year you haven’t claimed. The more years you have, the bigger the discount as you’re less likely to claim in the future.
Most insurance companies will only accept your NCB if you've earned it as a policyholder of a privately insured car.
When getting a quote, please enter your total NCB years as 0.
It’s best to check with your chosen insurer before buying the policy to see if they’re able to accept any NCB from a company car.
Your job title, the industry you work in and your employment status will affect the price of your quote. This is because insurers use your occupation as a rating factor, and people in certain professions are seen as risker than others.
If you can’t find your exact job title, it could be listed under a similar description instead. For example, if you’re an IT manager, try entering ‘computer’ or ‘manager’ to see if another option fits the bill.
If you’re worried that your choice doesn’t describe your job properly, don’t be. You’ll be able to confirm it with your insurer before you go-ahead and buy.
Generally, yes – the price of your quote will change if you alter the annual mileage.
Your mileage is considered by insurers when calculating your price. Make sure you’re as accurate as possible, as underestimating your mileage could invalidate a future claim.
If you know on average how many miles you drive per week, you can get an estimate by multiplying that figure by 52 to get a yearly figure.
Or if you've had your car for a year or more, you can compare the mileage on last year's MOT document to this year's. If you don't have the documents to hand, you can use the GOV.UK MOT checker to find the details.
If you have a standard 12-month car insurance policy in the UK, you’ll usually be covered to drive in some European countries for up to 30 days. The countries that are covered and the level of cover you have can vary depending on your insurer.
If you have comprehensive cover in the UK, it doesn’t mean you’ll automatically have the same cover while driving abroad. You may only have the most basic third-party cover when you’re driving in Europe.
This can change depending on the insurer offering you a quote. For example, some quotes expire the same day you get them, and others can last longer.
You can find the expiry date for each quote below the annual or total price. You can find your previous quotes under the ‘quotes’ section of your Confused.com account.
When you get a quote, we’ll estimate the market value of your car based on averages of the make and model, and age. If you want to find out the exact value of your car you can use our free car valuation tool.
The first step to making a car insurance claim is to contact your insurer. You’ll need to provide some details for your insurer
Find out more about how to make a car insurance claim.
Unfortunately, your insurance price is likely to go up if you’ve claimed. Even if the accident wasn’t your fault, a claim will usually result in an increased price. If you’ve lost your NCB, you’ll also lose out on any discounts that may have been applied to your previous policies.
Most insurers won’t charge a cancellation fee within the first 14 days of your policy start date. But if you want to cancel your policy after that, you’ll probably face a cancellation fee.
This is typically charged to cover admin fees and documents. Find out more about how to cancel your car insurance policy.
Still got questions? Take a look at our full list of FAQs.
Adding a named driver to your existing policy needn’t be confusing.
What our car insurance customers think
"Very easy to use. A lot cheaper than the other main comparison sites. Nice little reward too."
"Got the cheapest quotes I've ever had for car insurance, saved £250, fantastic."
"I found the site very easy to use & was happy with the prices offered for car insurance, also the benefit of £20 voucher for petrol."