Yes, you can get classic car insurance if your car has modifications. But the price of your policy might be higher than usual. Anything that increases your classic car's performance could mean a more expensive repair bill after an accident.
‘Substantial changes’ can also affect what you pay for your insurance. These are vehicle alterations that have changed the technical characteristics of the main features of your car. Things like replacing the chassis, body, axles or engine in a way that changes how the vehicle works are classed as substantial changes.
Like modifications, these changes have the potential to significantly increase your car insurance costs. If you're thinking about making changes to your classic car, talk to your insurer first.
If you’ve already made such changes, you’ll need to tell insurers when getting a quote. Failing to declare modifications or changes can invalidate your policy - so it’s important to be honest.