AA car insurance

The AA or The Automobile Association first began in 1905 when a group of motorists came together to warn other drivers about speed traps. From humble origins, the AA has grown over the years, from just 90 members to some 14 million today.

We compare up to 168¹insurers, including quotes from AA. When you compare quotes with us, we match your requirements against the insurer's criteria, to see if they'll offer you a quote. This means you may or may not get a quote from AA.

You can find out more about AA below, or if you're ready to start comparing just click on the quote.

^{¹Correct as of February 2025}

Ready to get a car insurance quote?

Get a quote

What AA customers say

"Very competitive rates took no time at all."

Andrew - (October 2023)

"Very prompt professional service."

Jeanne - (October 2024)

"Good options and cover, Defacto 5*, good price."

Michael - (October 2024)

Excellent

Confused.com car insurance scores a 4.5 out of 5 rating
based on 195687 reviews as of 27/01/2025

Why choose AA car insurance?

5 star Defaqto rating for car insurance
Courtesy car cover included with comprehensive cover
Uninsured driver promise which means you don't pay any excess if an uninsured driver hits your car and they're at fault

Who is The AA?

Breakdown cover has been AA’s number one priority for some time, providing members with 24/7 roadside assistance and national recovery – its rescue vans have long been an instantly recognisable feature of the UK road landscape. The AA is now a FTSE 250 company offering a host of other services as well, from driving lessons to credit cards.

Along with car insurance, the AA offers home insurance and cover for a range of other vehicle types. They're rated Excellent on Trustpilot by their customers. The AA operates as a broker, so the underwriter of your AA car insurance policy is provided from a panel of insurers.

AA car insurance policy details

The AA only offers fully comprehensive car insurance to customers. There are 3 levels of cover to choose from, including:

Silver

This includes cover for driving in the EU, personal belongings, windscreen cover including repair and replacement, lost car key cover, and malicious or accidental damage cover.

Gold

This includes cover for all of the features that Silver offers, as well as Motor Legal Assistance cover as standard.

Platinum

Platinum cover offers all of the features that Gold has to offer, but with enhanced car hire cover and motor accident plan cover included as standard.

Some of the features above may require you to pay an excess if you make a claim. Check the policy wording and documents or speak to The AA directly if you have any questions

AA optional extras

The AA offers a range of car insurance add-ons, allowing you to customise your cover and ensure it does exactly what you need it to.

You can add the following to your standard car insurance policy for an extra fee:

Motor legal assistance gives legal assistance to help recover uninsured losses from the party at fault.
Car hire provides you with a car replacement for up to 21days.
Excess protection allows you to claim back your policy excess on a claim where you're at fault, or the other party involved can't be identified.
Motor accident plan significantly increases the amount of any payment made on personal injury cover.
Breakdown cover with a few options to choose from.