My Policy

My Policy is a telematics-only car insurance broker. They offer black box insurance primarily to younger drivers, with the goal of helping them cut the costs of their premiums upon renewal.

We compare up to 163 insurers, including quotes from My Policy. When you compare quotes with us, we match your requirements against the insurer's criteria, to see if they'll offer you a quote. This means you may or may not get a quote from My Policy.

You can find out more about My Policy below, or if you're ready to start comparing just click on the quote button.

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What My Policy customers say


4.5 green stars

4.6 rating based on 10181 reviews
as of 28/06/2023

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Why choose My Policy car insurance?

  • Rewards safe drivers
  • Telematics insurance without curfews
  • Claims helpline available 24/7

Who is My Policy?

My Policy is a telematics-only car insurance broker. They offer black box insurance primarily to younger drivers, with the goal of helping them cut the costs of their premiums upon renewal. A black box fitted to your car monitors things like your speed, braking, acceleration, and the time of day to calculate a driving score.

A good driving score could result in lower renewal prices. This means the price of your car insurance reflects how you drive, not just how old you are.

They also offer low mileage policies to more experienced drivers. Here, experienced but infrequent drivers can take out cover for a set number of miles. The lower the mileage you plan to drive in a year, the lower your premiums could be.

Worried you’ll need more miles further down the line? You can add these on too, so you’ll never be caught out.

They’re FCA regulated, and work with a panel of insurers that includes:

  • Axa Car Insurance
  • Highway Insurance Company Limited

My Policy policy details

My Policy offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.

All My Policy cover options use black box technology to monitor how safely you drive.

They break their cover down into two options:

  • Young driver insurance
  • Low mileage insurance

Young driver insurance is aimed at those under 25 who may face high car insurance costs. These policies come with a range of benefits, including:

  • Mileage based insurance, so if you think you'll drive fewer miles, this will be reflected in the price you pay.
  • No curfew means you can drive when you want. However, driving at night might affect your overall driver score.
  • Access to a dashboard allowing you to monitor your miles and see where you can improve your driving.
  • 24-hour claim line so you can make a claim when it suits you.
  • Quick installation: depending on the type of car you have, you’ll either be sent the black box device, in which case you can install it in minutes, or it will be professionally installed.

Low mileage insurance is designed for older drivers who cover a limited number of miles per year. The fewer miles you drive, the cheaper your insurance could be.

Low mileage policies include:

  • Free theft tracking: allowing you to locate your vehicle via your black box’s GPS system if it’s stolen.
  • No curfews: as with their young driver policies, night driving could affect your driver score, but you won’t be prohibited from doing it.
  • Quick and easy mileage add-ons: allowing you to increase the number of miles you’re covered for whenever you need to.

Contact My Policy

You can contact my policy via their website, where you’ll be able to read more about their policy options, benefits and the insurance providers they work with.

Since My Policy are a broker, they don't deal with claims directly. If you need to make a claim, you'll need to contact the company that provides your insurance. You can find who you're insured with in your policy documents.

The claims numbers for each insurer are:

Alternatively, you can email My Policy customer service at or call them on 0330 100 2337. Their customer service team is available Monday to Friday from 9:00am-5:30pm.

My Policy is authorised and regulated by the Financial Conduct Authority (firm reference no. 307350). Their registered address is:

Prospect House,
Prospect Road,
B62 8DU

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Page last reviewed: 05/06/2023

Reviewed by: Louise Thomas