**Single annual policy. New and former Paramount+ subscribers only who sign up at ParamountPlus.com. Subscription required. Auto-renews unless cancelled. 18+. Just Eat website account required, geographical exclusions apply. The year-round reward is provided by Greggs, and consists of one regular hot drink per month for a year, only available via the Confused.com app. T&Cs apply.
Yes, if you have a medically restricted licence, you can still compare car insurance quotes.
It’s also worth bearing in mind that, according to the Disability Discrimination Act 2005, insurers cannot refuse cover on the grounds of your disability. The only exception is if your licence has been revoked by the DVLA due to your disability.
If you do have a restricted licence, insurers need to know about any restrictions on your licence, so you get the right level of cover.
It’s important to report any conditions you may have, as you can be fined up to £1,000 if you do not tell DVLA about a medical condition that affects your driving.
When you get a quote we’ll ask you whether:
Find out more about what medical conditions need to be declared for car insurance.
Yes, you can. But it’s important to make sure they have the right level of cover.
For example, it’s a common assumption that if somebody has driving other cars cover as part of their comprehensive policy they can drive your car. But this clause typically only applies in emergencies.
For this reason, it’s important to make sure your carer has adequate cover. There are a few ways to do this:
"Make sure your policy covers everything you need it to. If your car is specially modified, make sure your policy covers those modifications. If you have courtesy car cover, make sure you’ll get a car with the same adaptations if yours is off the road. You can check all this in your policy documents once you pick an insurer to go with. Or contact them directly and they’ll be happy to help."
It should be possible to get insurance cover for all disability modifications. Be aware though that modified car insurance tends to be more expensive, as any alterations you make to your car can make it trickier to repair or replace.
You need to declare any modifications when you’re getting a quote, otherwise you risk invalidating your policy.
The two most popular types of modification disabled drivers tend to make to their cars are body modifications and adapted controls.
This includes any changes you’ve made to the way the vehicle is controlled. This could be the acceleration, braking or steering of your car.
Things like joystick/tiller controls or throttle and brake hand controls come under this category.
We don’t ask you about these when you’re comparing quotes with us. But your car insurance provider might. So be sure to declare them whenever you can.
You could save £100s by comparing quotes with us, so why not join the millions of drivers who've saved money with us over the last 20 years?
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We speak to our insurance partners to get the best deals and exclusive discounts for you. When you get a quote, look out for your 'special offers' which are highlighted on the prices page.
And if we can't beat it, we'll give you the difference plus £20(2).
**Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (April '25). 51% of Confused.com car insurance customers could save £462.49
(2)Single annual policy only. T&Cs apply. Must be a like-for-like policy.
Yes. Many people with disabilities find it difficult to manage their own policies, due to the communication or admin required. If you want to nominate someone else to handle your policy for you, your insurer should let you do this. They will need to be able to verify your details for data protection though.
Some policies will come with courtesy car cover included, while others will have it as an optional add-on.
As a disabled driver, it’s important to make sure any courtesy car you get has the same adaptations as your own vehicle. For this reason, you should contact your insurance provider to double-check this before you take out your policy.
Some insurance providers may offer a mobility allowance. This means you’ll be able to pay for alternative transport if they’re unable to provide a suitable vehicle.
Is a legal requirement if you're driving in the UK. Find out more about choosing the right cover at the right price.
Offers cover for owners of classic cars. For insurance purposes, a classic car can be any car that’s older than 15 years.
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