Tesco car insurance

Tesco Bank car insurance was set up in 1997. Tesco became one of the first major UK supermarkets to launch its own bank. Tesco Bank was a joint venture between the Royal Bank of Scotland (RBS) and Tesco.

We compare up to 169 insurers, including quotes from Tesco. When you compare quotes with us, we match your requirements against the insurer's criteria, to see if they'll offer you a quote. This means you may or may not get a quote from Tesco.

You can find out more about Tesco below, or if you're ready to start comparing just click on the quote button.

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What Tesco Bank customers say


4 green stars

4.1 rating based on 12040 reviews
as of 28/06/2023

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Why choose Tesco Bank car insurance?

  • Black box or fully comprehensive policies available
  • Personalise your cover by adding optional extras
  • 24-7 online policy management

Who is Tesco Bank?

Tesco Bank was set up in 1997 as a joint venture between Tesco and the Royal Bank of Scotland (RBS). It made Tesco one of the first major UK supermarkets to launch its own bank, selling a range of products including insurance, credit cards and loans.

Its headquarters is in Edinburgh and it currently employs approximately 3,700 staff based in Edinburgh, Glasgow and Newcastle.

Tesco Bank aims to provide great car insurance cover with excellent customer support. Its UK-based call centres are open 7 days a week. It also provides a 24/7 claims helpline.

Its car insurance is underwritten by Tesco Underwriting Ltd.

The Financial Conduct Authority (FCA) authorises and regulates Tesco Bank.

Tesco Bank policy details

Tesco Bank offers a selection of car insurance policies and types. Not all policies and types are available through our site, so the exact levels of cover and benefits may vary. Before buying car insurance, we recommend you check the cover and benefits included.

Tesco Bank provides two types of cover:

Tesco’s standard car insurance is available in two cover levels: fully comprehensive insurance, and third party, fire and theft insurance.

Its standard comprehensive car insurance includes:

  • Courtesy car cover to keep you on the road while your car is being repaired or replaced.
  • Uninsured driver protection, ensuring that if you're hit by an uninsured driver, you won’t lose your no-claims bonus and your excess will be refunded.
  • Windscreen cover to cover the costs of repairing your windscreen or side windows if they're chipped or broken.
  • Child car seat cover so you can get a replacement following an accident, even if there's no visible damage.
  • Entertainment equipment cover to protect permanent fixtures in your car like a sat nav or stereo.
  • European car insurance cover of up to 90 days if you’re a UK resident. There’s no need to pay extra.
  • Personal possessions cover if your belongings are lost or damaged because of an accident or theft.
  • Medical expenses cover if you or your passengers are involved in a car accident
  • Personal accident cover if you or your partner are seriously injured in an accident.
  • Emergency transport compensation to get you home after an accident.

Tesco Bank Box Insurance is available for drivers aged 17-35 and provides comprehensive cover, including:

  • Mileage options, giving you a choice of 6,000, 8,000 or 10,000 miles, with the option to top up if you need to.
  • Accident alert function that can sense any strong impact on your car and contact the emergency services on your behalf.
  • Theft tracking that can help assist the police in finding your car if it’s stolen.
  • Courtesy car cover to keep you on the road while your car is being repaired or replaced.
  • Windscreen cover to replace a broken or chipped windscreen.
  • Motor legal protection of up to £100,000 for legal costs and expenses if you need to claim compensation for injury.

Tesco Bank car insurance optional extras

Tesco Bank offers a range of policy add-ons, allowing you to customise your cover and ensure it does exactly what you need it to.

For an extra fee, you can add the following to your standard car insurance policy:

  • Breakdown cover, with 4 levels of cover to choose from.
  • Upgraded courtesy car cover ensuring you get a courtesy car similar in size to your car, available to you for up to 28 days while yours is being fixed.
  • Driver injury cover, that gives you a lump sum payment, up to a maximum specified limit, to help support your recovery if you're seriously injured on the road.
  • Key cover so you can replace your keys and locks if yours are stolen or lost.
  • Motor legal protection of up to £100,000 for legal costs and expenses if you have to claim compensation for personal injury.

Contact Tesco Bank

If you need to make a claim, you can call 0330 022 2525. Their claims helpline is available 24/7.

You can also contact Tesco Bank car insurance through social media:

Alternatively, you can write to:

2 South Gyle Crescent,
EH12 9FQ

Tesco Bank is authorised and regulated by the Financial Conduct Authority (firm reference no. 186022).

Car insurance guides

Page last reviewed: 05/06/2023

Reviewed by: Louise Thomas