How much does a Kia cost to insure?
The cost of insuring a Kia can vary quite a bit, depending on both the model and your individual circumstances.
For the popular Kia Sorento SUV designed for larger families (it can seat up to seven) you’re looking at an average premium of £616*. However, different models of the Sorento could have lower premiums. For instance, the Sorento KX-2CRDI 4WD has a more affordable average premium of £353*.
If you want to drive the stylish, mid-sized Kia Optima, the Optima 2 Luxe CRDI Ecodynamics model could cost you in the region of £877* to insure. The Optima 3 CRDI 136, on the other hand, has an average top premium of £385*.
If your preference is for a more compact car the Kia Picanto might be more your thing. The average top premium for the PICANTO 4 ISG is a relatively affordable £235*. You can expect to pay a heftier £856* for the Picanto Halo, though.
In the subcompact SUV category, the Kia Soul comes in numerous versions with varying premiums to match. The Soul MIXX CRDI (134) has an average top premium of £1,046*, while the Soul Urban GDI has a more affordable average cost of £228*.
The popular Kia Sportage is a common sight car on UK roads right now. The average top prices on Sportage models varies. For instance you might pay around £305* for the Sportage 4CRDI 136 AWD, but your premium for the Sportage 1 CRDI (114) 2WD could be £705*.
If you prefer a Kia with a bit more poke, then the Kia Stinger might tick all your boxes. But you might pay a bit more for your policy if you want a car with the Stinger’s power. The average top premium on the Stinger GT-LINE T-GDI is £1,313*.
The Kia Rio in the supermini class is a rival to the Seat Ibiza, Citroën C3, Peugeot 208 or Skoda Fabia. Once again, insurance costs could vary within specific Rio models. The average premium on the Rio 1 Air Ecodynamics CRDI is £902* while the Rio 4 CRDI Ecodynamics comes in at around £316*.
The general rule of thumb with car insurance prices is that you could pay more if your car has a more powerful engine. Where you live and how old you are could also be factors that affect what you pay.
You may live near a traffic black spot or in a postcode where cars are more frequently stolen. Both of these factors could drive your premium higher.
Though not specifically related to insurance for Kia vehicles, insurers will also take into account several other factors when deciding your premium such as:
- Your no-claims discount
- Your driving history
- The age of your car
- Your car’s safety rating and anti-theft precautions
- Your profession
- Your annual mileage.
*These prices are an average based on the model, and all our customer quotes from 14/01/21 – 14/06/21. This includes different locations, driving background and other factors. Your own quote could be cheaper or more expensive depending on your personal circumstances.
All information on this page was last reviewed on 29/07/2021, see T&C.
Kia history and facts
Kia was founded in Seoul, Korea in 1944. Back then the company was known as Kyungsung Precision Industry and manufactured steel tubing and bicycle parts. The company produced Korea's first domestic bicycle, the Samchully, in 1951.
In 1952, Kyungsung Precision Industry changed its name and Kia Industries was born. Later that decade, Kia manufactured Honda-licensed small motorcycles. By 1962 it was building Mazda-licensed trucks and by 1974, cars under license too.
Kia only entered the UK market in 1991 but has built up a substantial presence since then. In 1993, Kia launched the Sportage in Korea. Its reputation was enhanced by the fact that the same year it completed the Paris to Dakar Rally. In 1996, the Elan, Korea's first authentic sports car, was launched.
Unfortunately for Kia, the Asian financial crisis of 1997 led to Kia declaring itself bankrupt. But in 1998, the company reached an agreement with Hyundai that saw Hyundai acquiring 51% of Kia.
Hyundai outbid rival Ford who’d been interested in taking over Kia since the mid-1980s.
Hyundai currently owns about a third of Kia, and in turn Kia owns over 20 different Hyundai subsidiaries.
Two years after Kia and Hyundai merged, Kia launched the Optima. This drew heavily on the designs and features of the Hyundai Sonata.
Kia has car manufacturing plants across the world from South Korea and Mexico to the US.
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