1. Home
  2. Mortgages
  3. Stamp duty calculator

Stamp duty calculator

Find out how much stamp duty you'll pay when you buy a house

See what the stamp duty would be on your next home.

What type of buyer are you?
Where is the property?

Land Transaction Tax payable:


How is this worked out?

Price bands Tax (%) Tax payable
Total tax due
Find mortgage deals

What is stamp duty?

Stamp duty is a tax that's payable when you buy property or land. In Scotland, it's known as Land and Buildings Transaction Tax. In Wales, it's Land Transaction Tax.

The amount of stamp duty you'll pay depends on:

  • The property's purchase price
  • Whether it's your first property
  • Where in the UK the property or land is
The thresholds and rates are set by the UK government in England and Northern Ireland and by the devolved governments in Wales and Scotland.

Is stamp duty different for first time buyers?

Stamp duty rates for first-time buyers can vary depending on where in the UK the property is located.

In England and Northern Ireland first time buyers pay no stamp duty on the first £300,000 of a house purchase. So as long as the property is below this amount, there's no stamp duty to pay.

In Scotland first time buyers pay no stamp duty or land and buildings transaction tax payable on the first £175,000 of a house purchase.

In Wales, there is no stamp duty or land transaction tax to pay on the first £180,000 of a house purchase. This is the same whether you're a first time buyer or an existing homeowner. The exception being if you're an existing homeowner buying a second property.

Do I have to pay stamp duty in one payment?

It's possible to add any stamp duty payable on your property purchase to the mortgage amount. Doing this means you avoid having to pay an upfront lump sum.

But it will add interest to your mortgage over the duration of the mortgage term and affect your loan to value ratio (LTV).

Stamp duty tax is just one of the fees you should factor in when taking out a mortgage on a new property.

You should think carefully before securing debt against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. Confused.com is not a mortgage intermediary and makes introductions to Koodoo to provide an information-only mortgage online comparison service. Confused.com's mortgage solution is provided by Koodoo. Koodoo is the trading name of Mortgage Power Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 845978), and is a registered company in England and Wales (company registration number 10978680), with a registered address at Scale Space, 58 Wood Lane, London, W12 7RZ. Confused.com will receive a share of the commission that Koodoo earns from the provider.