Different Types of Mortgages
Everything you need to know about joint mortgages
We look at joint mortgages, their pros and cons, and how they differ from other types of mortgage.
Buy-to-let mortgages explained
A buy-to-let mortgage isn't that different from a regular mortgage. But there are some important differences.
Self-build mortgages explained
So where to start with financing something as big as building your very own home? Self-build mortgages are one way to fund this.
Tracker mortgages explained
Mortgages can be difficult to get your head around. But tracker mortgages seem to be even more complicated, with base rates, interest rate floors and collars. Let’s take a look at what it all means.
Getting a mortgage with a gifted deposit
If you’re a first-time buyer, a gifted deposit can help you to get on the property ladder. Here’s what you need to know.
How do you save for a deposit
We look at the different ways you can make a mortgage more affordable
Managing Your Mortgage
Early repayment charges explained
An early repayment charge, or ERC, is a fee that’s paid to your mortgage lender for paying off some types of mortgages early.
Equity releases can get you a tax-free lump sum, but there are a few things to think about before applying.
Porting your mortgage
Taking your mortgage with you when you move has pros and cons. We take a look at them.
Overpaying your mortgage?
Mortgage overpayments are when you pay more than your normal monthly mortgage payment. This lets that you pay your mortgage off faster and you could pay less interest overall.
Should I take a mortgage holiday?
If you’ve taken a mortgage holiday or if you’re thinking about taking one, read on.
When looking at mortgages, you’re likely to come across your fair share of jargon and acronyms. Another one to add into the mix is APRC.
Mortgages in principle
Let us take you through what you need to know about a mortgage agreement in principle.
The Bank of England base rate explained
The Bank of England base rate can affect how much interest you pay on your mortgage. Here’s how it works.
Loan to value explained
What is loan-to-value (LTV) and what does it mean for buying a house?